Home Cover Insurance API

This section contains the recommended flow for integrating home cover insurance services on the VTpass RESTful API.

AUTHENTICATION

The VTpass API uses Basic Authentication.

It should be passed as a concatenated string like this

username:password

Please use the following details for authentication

Username: YourVtpassEmail

Password: YourPassword

Please create your authentication details by following the instructions here.

AVAILABLE ENDPOINTS

To integrate the VTpass home cover insurance RESTful API, the endpoints below applies:

Get Variation Codes (this endpoint returns variation codes for various home cover insurance plans).
Get Extra fields (this endpoint gets all the extra field names required to purchase this product for instance full_name).
Get Options for various home cover extra field. (this endpoint gets all the options for a specific field required in purchasing this product).
Purchase Product (Using the variation code gotten in the first step).
Query transaction status

GET VARIATION CODES

Using a GET method, the VTpass variation codes for home cover insurance plans can be accessed with the endpoint below:

Live: https://vtpass.com/api/service-variations?serviceID=home-cover-insurance

Sandbox: https://sandbox.vtpass.com/api/service-variations?serviceID=home-cover-insurance

FIELDS	Mandatory/Optional	TYPE	DESCRIPTION
N/A	N/A	N/A	N/A

EXPECTED RESPONSE

{
    "response_description": "000",
    "content": {
        "ServiceName": "Home Cover Insurance",
        "serviceID": "home-cover-insurance",
        "convinience_fee": "0 %",
        "varations": [
            {
                "variation_code": "option-a",
                "name": "Option A - 7,500 Naira yearly",
                "variation_amount": "7500.00",
                "fixedPrice": "Yes"
            },
            {
                "variation_code": "option-b",
                "name": "Option B - 15,000 Naira yearly",
                "variation_amount": "15000.00",
                "fixedPrice": "Yes"
            },
            ...
       ]
    }
}

GET EXTRA FIELDS

Using a GET method, the VTpass extra fields for home cover insurance plans can be accessed with the endpoint below:

Live: https://vtpass.com/api/extra-fields?serviceID=home-cover-insurance

Sandbox: https://sandbox.vtpass.com/api/extra-fields?serviceID=home-cover-insurance

FIELDS	Mandatory/Optional	TYPE	DESCRIPTION
N/A	N/A	N/A	N/A

EXPECTED RESPONSE

{
    "response_description": "000",
    "ServiceName": "Home Cover Insurance",
    "serviceID": "home-cover-insurance",
    "content": [
        {
            "optionName": "full_name",
            "optionType": "TextInput",
            "optionLabel": "Full Name",
            "optionRule": ""
        },
        {
            "optionName": "address",
            "optionType": "TextInput",
            "optionLabel": "Address of insured property ",
            "optionRule": ""
        },
        {
            "optionName": "type_building",
            "optionType": "Select",
            "optionLabel": "Type of Building",
            "optionRule": ""
        },
        ...

GET OPTIONS

Using a GET method, the VTpass options for home cover insurance plans can be accessed with the endpoint below:

Live: https://vtpass.com/api/options?serviceID=home-cover-insurance&name=type_building

Sandbox: https://sandbox.vtpass.com/api/options?serviceID=home-cover-insurance&name=type_building

FIELDS	Mandatory/Optional	TYPE	DESCRIPTION
serviceID	N/A	string	Service ID as specified by VTpass. In this case, it is home-cover-insurance
name	N/A	string	Name as specified by VTpass https://sandbox.vtpass.com/api/extra-fields?serviceID=health-insurance-rhl endpoint. In this case, it is type_building

EXPECTED RESPONSE

{
    "response_description": "000",
    "content": {
        "ServiceName": "Home Cover Insurance",
        "serviceID": "home-cover-insurance",
        "optionName": "type_building",
        "optionType": "Select",
        "optionLabel": "Type of Building",
        "optionRule": "",
        "options": {
            "bungalow": "Bungalow",
            "duplex": "Duplex",
            "flat": "Flat",
            "others": "Others"
        }
    }
}

PURCHASE PRODUCT

Using a POST method, home cover insurance can be purchased with the endpoint below:

Live: https://vtpass.com/api/pay

Sandbox: https://sandbox.vtpass.com/api/pay

ServiceID: home-cover-insurance

FIELDS	Mandatory/Optional	TYPE	DESCRIPTION
request_id	M	String	This is a unique reference with which you can use to identify and query the status of a given transaction after the transaction has been executed. Click here to understand how to generate a valid request ID
serviceID	M	String	Service ID as specified by VTpass. In this case, it is home-cover-insurance
billersCode	M	String	The Full name of the person you wish to make the insurance payment on. In this case: Testimetri Adams
variation_code	M	String	The code of the variation (as specified in the GET VARIATIONS method as variation_code).
amount	O	Number	The amount of the variation (as specified in the GET VARIATIONS endpoint as variation_amount) This amount will be ignored as the variation code determine the price of the plan.
phone	M	Number	The phone number of the customer or recipient of this service
full_name	M	String	The Full name of the person you wish to make the insurance payment on.
address	M	String	The Address of the person you wish to make the insurance payment on.
type_building	M	String	The selected option gotten from GET OPTIONS API. Note: The array key for the type of supported building. For instance “duplex”
business_occupation	M	String	The customer’s occupation.
date_of_birth	M	String	The date of birth of the person insured in form of YYYY-mm-dd.

EXPECTED RESPONSE

{
    "code": "000",
    "content": {
        "transactions": {
            "status": "delivered",
            "product_name": "Home Cover Insurance",
            "unique_element": "Testimetri Adams",
            "unit_price": 7500,
            "quantity": 1,
            "service_verification": null,
            "channel": "api",
            "commission": 100,
            "total_amount": 7400,
            "discount": null,
            "type": "Insurance",
            "email": "sandbox@vtpass.com",
            "phone": "07061933309",
            "name": null,
            "convinience_fee": 0,
            "amount": 7500,
            "platform": "wallet",
            "method": "api",
            "transactionId": "1601026769134"
        }
    },
    "response_description": "TRANSACTION SUCCESSFUL",
    "requestId": "34judj9ksjkdjh4j9imdfdrt0yu",
    "amount": "7500.00",
    "transaction_date": {
        "date": "2020-09-25 10:39:29.000000",
        "timezone_type": 3,
        "timezone": "Africa/Lagos"
    },
    "purchased_code": ""
}

QUERY TRANSACTION STATUS

Using a POST method, transaction status can be queried with the endpoint below:

Live: https://vtpass.com/api/requery

Sandbox: https://sandbox.vtpass.com/api/requery

FIELDS	Mandatory/Optional	TYPE	DESCRIPTION
request_id	M	String	This is the reference with which you sent when purchasing a transaction after the transaction has been executed.

EXPECTED RESPONSE

{
    "code": "000",
    "content": {
        "transactions": {
            "status": "delivered",
            "product_name": "Home Cover Insurance",
            "unique_element": "Testimetri Adams",
            "unit_price": 7500,
            "quantity": 1,
            "service_verification": null,
            "channel": "api",
            "commission": 100,
            "total_amount": 7400,
            "discount": null,
            "type": "Insurance",
            "email": "sandbox@vtpass.com",
            "phone": "07061933309",
            "name": null,
            "convinience_fee": 0,
            "amount": "7500.00",
            "platform": "wallet",
            "method": "wallet",
            "transactionId": "1601026769134"
        }
    },
    "response_description": "TRANSACTION SUCCESSFUL",
    "requestId": "34judj9ksjkdjh4j9imdfdrt0yu",
    "amount": "7500.00",
    "transaction_date": {
        "date": "2020-09-25 10:39:29.000000",
        "timezone_type": 3,
        "timezone": "Africa/Lagos"
    },
    "purchased_code": ""
}

You can check out the complete list of RESPONSE CODES HERE.