5 Factors To Consider Before Quitting A Job

The grass isn’t always greener on the other side.

While many would agree that the biggest reason for staying at a job is the financial incentive earned, others would disagree and throw in reasons like one’s passion, the pursuit of a new challenge, opportunities to learn, etc.

Nevertheless, most people would discover that money is still one of the biggest factors that determine the decision when a better job offer comes along.

It is not unreasonable to be money-driven however, there are other factors to consider and questions to ask before making a decision, including;

What do I want for my job, career, and life?

Most people make a huge mistake while quitting their job thinking they’ll just update their resume and start networking without being thoughtful about what their wants and how to get there.

For instance, studying to become a medical doctor maybe interesting but it will not help you achieve the flexible schedule you want. So also, if you’d like to make a career change, think about all the necessary steps. They may include more school, lower pay, or working your way up from the bottom–again.

What can you get from your current job?

If you love your current job and only have a problem with the payment, you may consider asking for a justifiable raise from your boss.

However, if your employer is unable to review your salary, you can negotiate for other incentives like flexible working hours, etc.

Also, outline your job description and compare it with the industry pay-scale to see if your current pay matches.

Do I have enough saved to cover nine to 12 months of expenses?

Financial planner, Susan Hirshman says a few years ago she told people to save enough for six months of expenses. Now she tells people they need nine to 12 months. 

Hirshman suggests mapping out fixed expenses like credit cards, transportation, and food, as well as factoring in the “what if” costs. 

Is the Time right?

The best factor to consider before quitting a job is the timing.

Consider if you have commitments that you have to fulfill. Are you’re in the middle of a busy season or working on a big project? You may want to honor those commitments so that your team isn’t left behind and you’re able to leave on good terms.

Also, it might be smart to wait a little longer if you’d like to receive your quarterly bonus, holiday vacation, and other bonuses.

Do I have the support of my family and friends?

Not many consider this factor but quitting your job affects the people in your life, so it’s important that you have an honest conversation with your family first. Your spouse or children may need to help or at least participate in some of your cost-cutting plans and need to be involved from the beginning.

Having a support system of friends or close colleagues who can help keep you on track while looking for a new job would be in your best interest.

In Summary;

Switching or quitting a job may sound fancy and look a lot more interesting than it actually is, which is why it is advisable to consider all factors before making a decision. If you are only interested in looking for simple ways to earn extra income, be sure to add VTpass partnership programs to your checklist.

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4 Ways to Make Money With VTpass in the Lockdown

If you are active on social media you must have seen a lot of ads of people trying to teach one online business or the other during this period of global lockdown.

It’s no joke, money is scarce, resources are scarcer, and having a form of online income is probably the best way to go this time, no matter how small. One thing you must know is, the services of online payment companies like VTpass are high in demand this period and you can take advantage of this demand, filling up the service gap by partnering with VTpass.

Here are 5 easy ways you can start making some money with VTpass right from the comfort of your home.

Become a VTpass Terminal Agent

While this is not entirely online, it would be great to start this business if your shop is operating this period as part of essential businesses. You can start reselling VTpass services in your area and earn on as a terminal agent. Payment terminals are part of essential services, so you are selling other essential products and services and your business still operates at this period, it is the best time to begin reselling VTpass services to physical customers who come to buy from you. You would be surprised at the number of people you would be offering great help. Cool profits for you in return!

You earn a commission for every purchase made by customers. To become a VTpass terminal agent, follow the steps below:

1. Download the VTpass app and register/create an account or click on https://www.vtpass.com/partners

2. Activate the terminal agent feature

3. Top up your VTpass wallet for easy payment

4. Market your services to people in your location and start earning!

Your earnings totally reflect on your earnings page. To learn more about this business, please call 08138752358.

Share your VTpass Affiliate link

Now let’s talk about fully online stuffs. If you have a website, you can share your VTpass affiliate banners on your website. You can also share our affiliate links or embed our links in your blog posts. These links take a reader/visitor who clicks on them directly to VTpass website and you get a commission on whatever was paid for through your affiliate links. It’s that simple. Why not add VTpass services to what appears on your web? It takes nothing from you, while you have everything to gain.

To set-up as a VTpass Affiliate:

1. Log on to www.vtpass.com and log in or create an account if you don’t have one

2. Click on ‘My earnings’ and then click on ‘Become an Affiliate’

3. Complete information on the ‘Get Banner page’ and click on ‘Get affiliate link’

4. Once the affiliate banner code/link is generated, you can select the size of the banner

5. Place your link or banner on your website and promote it.

You can monitor, track progress, and make changes to boost your earnings. Earnings always reflect on your earnings page. The beautiful thing is, you can earn money while you sleep!

Photo by Artem Beliaikin from Pexels

Become a Widget partner

You can advertise VTpass widget on your website and earn money for every paid commission-based transaction that occurs through that widget. People can pay for services directly on our website. you can place on your website sidebar and you can also create a page for it.

Here’s how to become a widget partner

1. Log on to www.vtpass.com and log in or create an account if you don’t have one

2. Click on ‘My earnings’ and then click on ‘Activate Widget’

3. Fill in the information on the Widget Setting page and click on ‘Activate’

4. Next, enable/disable products and services you want on your widget and click on ‘Get widget code’ when you are done.

5. Copy the generated widget code and use it where you want it to appear on your website (sidebar or page)

6. Finally, Promote the widget page on your website.

With a lot of activities going on online at this period, you only need to sit back and watch your earnings grow. Always track your earnings on your earnings page.

Refer-a-Friend Program

For those who don’t want to go through the options detailed above, VTpass made life easier. You can still earn money by simply getting your unique VTpass referral link, share that link on social media, online platforms, or by other means and make money once someone makes a transaction through your link. It’s that easy!

1. Log on to www.vtpass.com and log in or create an account if you don’t have one.

 2. Click on ‘My Earnings’ and then click on “Join Referral-a-friend program”

3. Complete information on the next page and click on ‘proceed’

4. You instantly get your unique ref link which you can copy and start sharing

5. Market your services and start earning

Our friends always trust us to recommend great services and with a solid platform like VTpass, spread the word, and earn the reward!

There you have it. We hope you would try starting out as a VTpass agent. You can always reach out and learn more about any of these money-making opportunities by calling 08138752358.

There are other big ways to partner with VTpass and earn even bigger rewards. Learn about VTpass Trade Partner program and API agency program.

HOW TO ATTRACT CUSTOMERS AS A TERMINAL AGENT

How to attract customers as a terminal agent

So you have signed up as a terminal agent expecting to make good money but it has not quite happened for you yet?

I know that at this point, you are probably frustrated with the difficulty of getting people to patronise you as a terminal agent. Who will not be frustrated anyway? What’s the point of having a business if nobody is patronising you?

The rat race of getting customers for your terminal agent business can be frustrating but you can avoid it being a rat race by targeting a select  group of customers who are most likely to buy.

Attracting customers can be a herculean task for a any business, but with these few pointers we about to give you, you would be on your way to getting a good chunk of customers. Here are a few steps to take:

Know Your Business Inside and Out

This seems like an obvious thing to do but trust me, it is not. When trying to convince prospective customers to buy, explaining exactly what you want for them is the easiest way to get them interested in the brand. Therefore, the importance of you knowing your business through and through can not be overemphasized. For it is only when you know your business inside out that you will be able to explain it to a prospective customer.

Identify Your Ideal Client

Identifying your ideal client is an important step in getting customers through the door and running a sustainable business. As Brian Tracy says in this blog post for Entrepreneur.com , The ability to find a customer, sell your product or service to that customer, and satisfy the customer so that he buys from you again should be the central focus of all entrepreneurial activity

Who do you think are more likely to buy from you? Your friends? Your classmates? Your family members? Whoever they are, you have to take the first step of identifying them, their habits, where they hang out and in this case, how they pay bills. This is your first step in attracting them because when you know them, then you can approach them.

Discover Where Your Customer Lives

After properly defining who your target customers are, the next step is to find out where they live. Well- not literally in many cases, but the idea is to know their needs and where to meet them at the point of that need.

When you do that, you are at a lot of advantage to convert them quickly.

Position Yourself as the Answer

Now that you know where your customers live and where to meet them at the point of their needs, you want to position yourself as the go-to person that will solve their problems. Take for instance a middle-aged Papa Nkechi who finds it difficult to pay his Gotv bills. He travels 100km to the community hub where he normally pays his Gotv bill. If you position yourself close to his neighbourhood, he will naturally be more than happy to patronise your business! So as you can see, positioning yourself as the answer to people’s problem comes with a lot of perks and trust me, people have a lot of problems with bill payments.

For more information on how to position yourself as the answer for prospective customers, read this post by WPengine on Everconvert.com

Word of mouth works!

We are all a part of a community, and there is no better place to start promoting your terminal agent business than in your community. For one, your close community is possibly your strongest support system and they are always almost certainly within the proximity of your business.

More so, as Jacob McMillen puts it in this post for Yotpo, 92% of consumers will believe a recommendation from friends and family over ANY other type of advertising. Therefore, you can see the huge potential that your word of mouth advertising has for.

Go out today, call that friend, send a WhatsApp broadcast message and tell your community that you are open for business.

Follow Up

Many Nigerian businesses fail when it comes to following up their customers after they have made a purchase and that is a counterproductive action. We spend a lot of money and/or time to get new customers through the door and when they buy, we just abandon them even though it is a lot cheaper and more probable to get returning customers to buy/patronise us. This culture is more mind-blowing when you realise that, according to Kissmetrics, it’s nearly 7 times less expensive to retain an existing customer than to gain a new one.

So you can see that you don’t want that happening to you. You want to get as many returning customers as possible, and the best way to do that is by following them up. That customer that buys DSTV subscription from you monthly, you should probably keep a record of him and call him to remind him when his subscription is about to expire. The lady that normally recharges her IKEDC prepaid metre with you, you should reach out and ask her if she knows how to input the token on her meter. T

These are just a few ways of following up your customers. For a more detailed analysis, read this post on 25 Ways to Keep a Customer For Life by Amanet.

Be Trustworthy

There are times when customers will not be able to come down to your physical location in order to pay and they would probably transfer the money to you to help conduct the transaction. Helping them do the transaction in a timely and transparent fashion will engender trust in your customers and trust is an important ingredient that will help you business grow in the short and long term.

These a few pointers as to how you can keep attracting both new and returning customers to your business. One of the most important point to note here is that is while it is exciting and exhilarating to get new customers, it is even better to retain a returning customer as he or she is a lot easier to convert. Also, you have to start where you are and do what you can. Don’t wait until you have a thousand customers, start with word of mouth in your community and scale up as your business grows.

You are already partnering with a brand that has your best interest at heart, so why shouldn’t you succeed? Take advantage of our 24/7 customer support channels, competitive commission rates, and excellent service delivery to satisfy customer needs and power your business Good luck!

5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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Pay AEDC & Other Electricity Bills On VTpass

Electricity bills payment on VTpass
Electricity bills payment made easy on VTpass

We will forever be grateful for technology, and its daily advancement as human life has been made easier since the advent of the Internet.

Similarly, payment of your PHCN electricity bills for either Prepaid or Postpaid meter has been made a lot easier, faster, and for your convenience.

Rather than commute to the PHCN office, you can now purchase electricity tokens for your prepaid meter or recharge your postpaid meter online at the convenience of your home or office.

How, you ask?

Here’s a breakdown on how to pay your electricity bills for Ikeja electric, Abuja electric, Kano electric, Jos electric, etc.

Steps:

  1. Visit www.vtpass.com / download the VTpass mobile app,
  2. Click on Electricity payment,
  3. Select your Electricity area & Meter type,
  4. Enter your correct Meter & Payment details
  5. Click Submit and get your Token instantly

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5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

publicity

Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

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5 Ways Highly Successful People Start The Week


How do you plan to start your week off?

While Monday may not be everyone’s favorite day, with the struggle to get out of bed, get to classes/offices and to make it throughout the day, it is often the best day to strategically plan for the new week.

Mondays don’t always have to be dreaded instead, you can try one or a few of the tips listed below to help start your week off on a positive note.

  1. Pick A Positive Note For The Week

Select a positive affirmation that will help you with any challenges you may face this week. Set it as your lock screen on your phone so you will see it repeatedly throughout the week or write it down and hang it somewhere like on your refrigerator.

2. Plan Your Week Out 

Although planning may sound like a lot of work, try to think about all the exciting and enjoyable things you have coming up this week and list them.

Remember to focus on the chores and work-related activities while also highlighting the other exciting events you are looking forward, this way, you are not just focused on the not-so-fun things you have going on this week

3. Eat A Nice/Healthy Breakfast

Medical practitioners have always advised on the importance of having breakfast.

It does not have to be something super complicated and take forever to make. You also do not have to make some fancy spread for the whole neighborhood but try to make yourself something a little extra special to kick off your week.

4. Set A Goal For The New Week

A new week is another opportunity for you to re-strategize and set new goals.

Don’t go too crazy and set a goal that is unattainable. Pick something that still presents you with a challenge, but won’t overwhelm you or is too big. It is advisable to choose something that you want to improve on in a short-term.

5. Create A ‘Monday’ Music Playlist

This may sound unnecessary, but listening to the right songs have the power to completely change your mood. Take some time to create the perfect playlist for that will make you want to jump out of bed in the morning.

Remember to visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

VTpass Commission Rates For ALL Partners

If you’re starting out as a VTpass agent or thinking of joining our network of entrepreneurs and curious about our commission rates; you’ve come to the right page!

Earning on VTpass is super easy; all you have to do is to create an account and activate an agent feature on your account (Terminal agent, Widget partner, Referal program or API) and start earning. Here’s how to become a become an agent:

  • Visit www.vtpass.com
  • Click “Register” to register on the website, fill in the details (email, phone number, etc).
  • After this, log in with your email and password.
  • Once you are logged in, click “My Earning”. You will see buttons to activate different types of agencies.
  • Choose the type of agency you want to activate and activate it.
  • Start marketing your services and start earning.

To become an API agent, simply call 08161675187 or send a mail to ibukun.f@broadshift.com

vtpass commission rates

As compared to other bills-payment platforms, VTpass allows you to earn on every transaction carried out as a partner with different commission rates attached to each service.

You equally get to enjoy other benefits attached to being a VTpass agent. For instance, as a terminal agent, you would not be charged the usual convenience rate of N100 for most services. Also, you would be eligible to participate in VTpass loyalty giveaways among other benefits.

Detailed below are VTpass commission rates for all agents. Now you can calculate how much you would earn for every transaction performed:

VTpass Agents Commission Rates

ServiceTerminal AgentWidgetAffiliateRefer a FriendAPI
Airtel Airtime VTU3.00%1.00%1.00%1.00%4.00%
MTN Airtime VTU3.00%0.70%0.70%0.70%3.00%
GLO Airtime VTU3.00%1.00%1.00%1.00%4.00%
9mobile Airtime VTU2.00%1.00%1.00%1.00%4.00%
DStv Subscription1.20%0.50%0.50%0.50%1.50%
Airtel Data3.00%0.50%0.50%0.50%4.00%
MTN Data3.00%0.50%0.50%0.50%3.00%
GLO Data3.00%0.50%0.50%0.50%4.00%
9mobile Data3.00%0.50%0.50%0.50%4.00%
GOtv Payment1.50%0.50%0.50%0.50%1.50%
Startimes Subscription1.00%0.50%0.50%0.50%2.50%
Ikeja Electric Payment – IKEDC1.50%0.50%0.50%0.50%2.00%
Eko Electric Payment – EKEDC0.50%0.30%0.30%0.30%0.80%
WAEC Result Checker PIN₦50.00₦20.00₦20.00₦20.00₦130.00
Abuja Electricity Distribution Company- AEDC1.20%1.00%1.00%1.00%1.30%
KEDCO – Kano Electric1.00%0.50%0.50%0.50%1.00%
PHED – Port Harcourt Electric0.50%0.50%0.50%0.50%2.00%
Website Design Deal – Hostparker
Smile Payment4.00%1.00%1.00%1.00%5.00%
Bank Deposit₦0.00₦0.00₦0.00₦0.00
Jos Electric – JED0.50%0.30%0.30%0.30%0.90%
SMSclone.com3.00%2.00%2.00%2.00%3.00%
Kaduna Electric – KAEDCO1.00%0.30%0.30%0.30%1.50%
9Mobile Airtime Pin3.00%1.00%1.00%1.00%4.00%
Third-Party Motor Insurance – Universal Insurance₦500.00₦200.00₦200.00₦200.00₦800.00
Smile Network Payment4.00%1.00%1.00%1.00%5.00%
IBEDC – Ibadan Electricity Distribution Company1.00%0.50%0.50%0.50%1.00%

Voila! There you have it. Now you know; so what are you waiting for? Sign-up now and activate an agent feature on your account to start earning.

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