5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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Pay AEDC & Other Electricity Bills On VTpass

Electricity bills payment on VTpass
Electricity bills payment made easy on VTpass

We will forever be grateful for technology, and its daily advancement as human life has been made easier since the advent of the Internet.

Similarly, payment of your PHCN electricity bills for either Prepaid or Postpaid meter has been made a lot easier, faster, and for your convenience.

Rather than commute to the PHCN office, you can now purchase electricity tokens for your prepaid meter or recharge your postpaid meter online at the convenience of your home or office.

How, you ask?

Here’s a breakdown on how to pay your electricity bills for Ikeja electric, Abuja electric, Kano electric, Jos electric, etc.

Steps:

  1. Visit www.vtpass.com / download the VTpass mobile app,
  2. Click on Electricity payment,
  3. Select your Electricity area & Meter type,
  4. Enter your correct Meter & Payment details
  5. Click Submit and get your Token instantly

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5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

publicity

Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

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5 Ways Highly Successful People Start The Week


How do you plan to start your week off?

While Monday may not be everyone’s favorite day, with the struggle to get out of bed, get to classes/offices and to make it throughout the day, it is often the best day to strategically plan for the new week.

Mondays don’t always have to be dreaded instead, you can try one or a few of the tips listed below to help start your week off on a positive note.

  1. Pick A Positive Note For The Week

Select a positive affirmation that will help you with any challenges you may face this week. Set it as your lock screen on your phone so you will see it repeatedly throughout the week or write it down and hang it somewhere like on your refrigerator.

2. Plan Your Week Out 

Although planning may sound like a lot of work, try to think about all the exciting and enjoyable things you have coming up this week and list them.

Remember to focus on the chores and work-related activities while also highlighting the other exciting events you are looking forward, this way, you are not just focused on the not-so-fun things you have going on this week

3. Eat A Nice/Healthy Breakfast

Medical practitioners have always advised on the importance of having breakfast.

It does not have to be something super complicated and take forever to make. You also do not have to make some fancy spread for the whole neighborhood but try to make yourself something a little extra special to kick off your week.

4. Set A Goal For The New Week

A new week is another opportunity for you to re-strategize and set new goals.

Don’t go too crazy and set a goal that is unattainable. Pick something that still presents you with a challenge, but won’t overwhelm you or is too big. It is advisable to choose something that you want to improve on in a short-term.

5. Create A ‘Monday’ Music Playlist

This may sound unnecessary, but listening to the right songs have the power to completely change your mood. Take some time to create the perfect playlist for that will make you want to jump out of bed in the morning.

Remember to visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

VTpass Commission Rates For All Partners

Earning on VTpass has been made easy as you now can simply register on www.vtpass.com to become a trade partner,terminal agent, affiliate partner, or even refer a friend and start earning.

Earning on VTpass made easy

As compared to other bills-payment platforms, VTpass allows you to earn on every transaction carried out as a partner with different commission rate for each service.

For instance, as a terminal agent you would not be charged the usual convenience rate of #100 for most services and would also gain commissions when you carry out transactions for your customers.

With the VTpass commission rates broken down below, you can now calculate your earnings for every transaction you make on the platform.

Commission Rates

ServiceTerminal AgentWidgetAffilateRefer a FriendAPISpecial Rate
Airtel Airtime VTU3.50%1.00%1.00%1.00%4.00%
MTN Airtime VTU3.00%0.70%0.70%0.70%3.00%
GLO Airtime VTU5.00%1.00%1.00%1.00%4.00%
9mobile Airtime VTU3.50%1.00%1.00%1.00%4.00%
DSTV Subscription1.50%0.50%0.50%0.50%1.50%
Airtel Data3.50%0.50%0.50%0.50%4.00%
GLO Data2.50%0.50%0.50%0.50%4.00%
9mobile Data3.50%0.50%0.50%0.50%4.00%
Gotv Payment1.50%0.50%0.50%0.50%1.50%
Startimes Subscription2.00%0.50%0.50%0.50%2.50%
Ikeja Electric Payment – PHCN2.00%0.50%0.50%0.50%2.00%
Eko Electric Payment – PHCN0.50%0.30%0.30%0.30%0.80%
WAEC Result Checker PIN₦50.00₦20.00₦20.00₦20.00₦130.00
Abuja Electric – AEDC1.30%1.00%1.00%1.00%1.30%
KEDCO – Kano Electric1.00%0.50%0.50%0.50%1.00%
PHED – Port Harcourt Electric1.00%0.50%0.50%0.50%1.30%
Website Design Deal – Hostparker
Bank Deposit50.00%5.00%5.00%5.00%
Jos Electric – JED0.70%0.30%0.30%0.30%0.90%
SMSclone.com3.00%2.00%2.00%2.00%3.00%
Henrotion in Expression5.00%5.00%3.00%3.00%5.00%

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Post Events For Free On VTpass

Post your events for free on VTpass

Did you know that there is no such thing as too much event publicity?

If you already know this, then you would agree that it is best to seize every opportunity to publicize your event.

Now with VTpass, you can easily post your event and sell tickets to your shows, training, conference,etc. Also gain and invite more audience to your events when you post it on VTpass.

Simplify Your Planning With VTpass

Let’s help you sell your event tickets with a simple set-up process. Also, track ticket sales in real time from any device with 24/7 access to reports.

Grow Your Event Reach.

Drive additional sales through VTpass with over 500,000 daily website visitors and grow your brand presence.

We’ll also promote your event through our social media platforms.

How To Get Started;

Visit www.vtpass.com to register

Click on post your event to enter event details

Submit and relax while we help you sell your event tickets

Note that you can post both free and paid events.

Other VTpass Services;

You can also carry out other transactions on the VTpass platform to include;

  1. Purchase Airtime

2. Make payment for Data plan (Internet subscription)

3. Cable TV subscription payment – DSTV, GOTV, Startimes and other digital TV Services

4. Electricity Bills payment for both Prepaid and Postpaid meters.

5. Purchase WAEC result checker pins.

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5 Cheap Valentine’s Day Gift Ideas

It’s the Valentine season and we can already feel love in the air.

VTpass.com- Bill payment platform
VTpass.com- Bill payment platform

February 14, usually marked as St.Valentines day is just around the corner and usually, it’s a time to show your loved ones and romantic partners how much they mean to you.

While Valentine’s Day gifts may be a problem if you have a tight personal budget, many would agree that often times, it isn’t the gift that matters but the thought behind it.

Like the popular movie title “Love don’t cost a thing”,note that expressing your love doesn’t mean emptying your wallet.

Here is a compiled list of thoughtful yet affordable gestures for you to gift your partner this Valentines day;

The gift of Time

A couple enjoying Valentines day

One of the best ways to measure what is important to a person, what he/she treasures, is where and how they spend their time.

We often promise to spend time with loved ones then our busy life gets in the way. The person on the receiving end is disappointed and often feels too guilty to remind you of your promise.

This Valentine,plan an indoor date to enjoy your partner’s company.

You can play games, watch your favourite Tv shows, cook together, and make beautiful memories.

Pay your electricity bills, renew your internet data, Tv subscription and ,many more on VTpass to enjoy the day.

Digital Photo frame

Couple Photo frame- VTpassBlog

They say its the little things that counts the most so why not get your pictures framed.

Do you have that special/awesome memory you both cherish and would love to frame? Get these photos framed by a professional or learn how to by watching DIY videos on Youtube.

Click on this to make internet data purchase on VTpass to watch the best Youtube videos.

Prepare a delicious dinner

Prepare a delicious meal this Valentine with your partner

Nearly everyone has a favorite meal and your partner is no exception.

Its the perfect time to find out your partner’s best dish so you can surprise him/her on Valentine’s Day. However, if he/she doesn’t have any favorite meal, try to cook your favorite one.

Preparing a dish these days is easy as you can easily watch cooking shows or check for quick recipes on food-blogs, YouTube and lots more.

Click this to subscribe for your TV subscription and Internet data on VTpass to stay updated with food channels and get quick recipes online.

A Box of cupcakes

A box of cupcakes for valentine- VTpassBlog

This would be a nice gesture to show your lady that you actually think of her.

Have a box of cake or cupcakes sent to her on Valentines day and you would make her happier than you can imagine.

Wallet/Bags

Handbags and Purses for Valentine -VTpass Blog

With so many online retails stores today, you can easily purchase affordable wallet,purse or bags for your loved ones within your budget.

This would be a great gift especially if he is one to use a wallet for a year.

Other gift ideas includes;

  • Perfumes
  • Customized mugs, shirts, throw pillows, etc
  • Wristwatches
  • Cuff-links, Ties, Belts
  • Dress for ladies, Shirts for guys
  • Headsets or speakers if your partner is a music lover
  • A book by their favorite writer or genre for book lovers


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Earn Big With VTpass Referral Program

Did you know that VTpass unlike other bill payment platforms, gives you the chance of earning on the website?

Yes you heard right!

Earn big when you refer a friend on VTpass
Earn big when you refer a friend on VTpass

You can now earn on the VTpass website by simply joining the VTpass Referral Program to invite friends and family to use the platform. Imagine earning extra money just from sending your referral link to
friends and family to use the platform inviting them to carry out transactions on the platform.

Follow the steps below to guide you through this exciting journey:

Join the referral program:

Step:

1. visit www.vtpass.com to register on the website

2. Login

3. Visit the earnings page or click on this link https://www.vtpass.com/earnings

4. Scroll down to see Refer a friend and click on join the referral program or click on this link https://www.vtpass.com/refer-a-friend

Start earning through the referral program:

After joining the referral program and sharing your referral link with your Friends & Family, you can now start earning commissions on any transaction they make for the next 30 days.

Step:

1. Click “Get Referral” Link

2. Copy the link and share or use the share button on the platform

3. Market your services in your location and start earning


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