E-payments in Nigeria Post-COVID

E-payments in Nigeria saw a total transformation during the lockdown. Yes, the pains of COVID-19 were felt but perhaps it left us with a few lessons too. We witnessed the difficulties associated with economic stagnation and knew the importance of business activities in any economy.

From the angle of finance, the pandemic gave insights into the future of payments in Nigeria. A study by Accenture revealed the limitation of cash and the increase of digital payment during the lockdown periods worldwide. For Nigeria, this is especially true.

e-payments COVID Nigeria

Even though people withdrew more cash than ever from ATMs around the country, less than 60% of that cash was actually spent. This was due to cash hoardings by people amidst not knowing when the lockdown would be eased.

Lack of physical cash gave boosts to online payments. Cashless and contactless payments became the norm so as to reduce the risk of contracting the virus.

The long queues at ATMs were yet another factor. It was far easier to make payments digitally than paying in cash. Many individuals and businesses that could operate during the lockdown switched to electronic payment. All of these exploded e-payments around the country.

Just how much explosion? you might ask. In May 2020, e-payments in Nigeria jumped by 82% to ₦11.676 trillion from ₦6.421 trillion in April 2020. An all-time high!

Online retailers and payment platforms saw increases in patronage too, even as other consumer spendings decreased. This was evidenced by the increase in the number of online stores and internet marketers during the lockdown.

Now, as the country kick-starts full operations of economic activities, the question remains; would the rate of e-payments in Nigeria reduce, or would it increase in the coming months?

e-payments COVID Nigeria

Why e-Payment would increase

Electronic bill payments for goods and services around the country are only bound to increase. Here are two major post-COVID reasons why this would happen:

  • Personal Precautions:

The crisis may be relaxed but the ‘panic’ still exists for many. Millions of people would still prefer to take the safer route when making bills payments – that is to pay online.

Many health experts have warned about the risk of contacting COVID-19 from unaware, new carriers not detected during the quarantine. As such, the need to protect personal self from contacting the virus through cash handling or contact payment would keep a lot of people on the online payment track for a very long time.

  • Convenience:

For many, the quarantine was their chance to experience online payment for the first time. Convinence has been the major driver of e-payments since inception; it’s no wonder why a large percentage of new users would want to stick with the system.

World Bank already predicted that 25% of all money transfers would be done electronically by 2025; a chunk of that increase coming from new e-payment users in Africa. Convinence and speed of payment are major drivers that would prompt these new users to switch paymently to e-transactions.

new vtpass website

VTpass, driving e-payments in Nigeria.

Online bills payments are not reducing anytime soon. Instead, a lot more bill payers would make the switch from cash transactions in the future. You too can transit to paying bills online today.

Start by logging on to www.vtpass.com to pay bills in minutes. VTpass is Nigeria’s leading online payment platform that allows you to pay for the daily services you enjoy. You can top-up airtime or data, subscribe your GOtv, DStv, or Startimes, pay electricity bills, buy insurance, and do more.

Payments on VTpass are fast and easy and you get value for your money within minutes of transfers. Visit www.vtpass.com to get started or simply download the VTpass mobile app.

Champions League Resumes 7th August, Finally

When major football leagues (EPL, La Liga, Seria A, and Bundesliga) resumed; fans got their tint of hope of possible Champions league resumption. Although the date of resumption was announced by UEFA 3 months ago, the feeling of ‘it’s finally here!’ can’t be really shaken off.

After a five-months hiatus due to the global pandemic, the UEFA Champions League and Europa League resume August 7th, 2020 in order to play out the pending matches of this troubled season. 

champions league

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However, things would take a different shape. UEFA set out two mini competitions to solved the puzzle of travelling amidst the pandemic. Uncompleted round of 16 matches would be played out in host stadiums on 7th and 8th of August. Then from 12th August, all roads lead to Lisbon, Portugal where quarter-final matches would be played in knockout form. Oops, no home and away.

Here’s a timeline of UEFA Champions League activities:

  • 7-8 August: Round of 16-second legs (host home stadiums)
  • 12-15 August: Quarter-finals (Lisbon)
  • 18-19 August: Semi-finals (Lisbon)
  • 23 August: Final (Estádio do Sport Lisboa e Benfica, Lisbon)

So put on your soccer shoes, yank out the popcorn and enjoy. Major round of 16 ties includes:

  • Barcelona vs Napoli: It was honors when this two first met in a 1-1 draw at Naples. The Spanish giants would be at home advantage when they host Napoli at the Camp Nau
  • Manchester City vs Real Madrid: Current Spanish champions fell at home to City in the firs encounter. They face an uphill task coming back against Gurdiola’s men at the Etihad.
  • Juventus vs Lyon: Lyon leads 1-0 in this encounter. The men from Turin would be better prepared to host their opponent who play away this time around.
  • Bayern vs Chelsea: This is perhaps the center of attention. With Chelsea trailing 3-0 from the first leg; it’s looking bleak for the Blues when they finally face Bayern in Germany.

It’s really juicy as it sounds, we can’t wait! You can latch unto the action by subscribing your GOtv, DStv, or Startimes now. Don’t be told of what’s going down. And when you’re not watching football, relax into the drama of the on-going Big Brother Naija Season 5!

VTpass always got you covered.

Changes in StarTimes Bouquets Prices From August 1st

StarTimes announced weeks ago of bouquets’ price changes. Subscription prices of four (4) bouquets would change starting from August 1st, 2020.

According to Viki Liu, StarTimes brand and marketing manager; this measure was taken as a result of the effect of naira depreciation affecting all businesses in the country. Below are the affected bouquets and their new prices;

Bouquet

Current Price

New Price on August 1

 

 

Daily

Weekly

Monthly

Daily

Weekly

Monthly

DTT-BASIC

120

450

1300

160

600

1700

DTT-CLASSIC

240

900

1900

320

1200

2500

DTH-SMART

180

600

1900

200

700

2200

DTH-SUPER

360

1300

3800

400

1500

4200

Channels available on stated bouquets have equally been updated for your enjoyment. Close to 80 channels now available on StarTimes Basic and close to 100 available on Classic bouquet.

startimes price changes

To this effect, VTpass would be equally be implementing these StarTimes price changes on our platform from August 1st, 2020. Prices for Basic, Super, Smart, and Classic would reflect new amounts. However, subscription prices of other packages would remain the same.

Thank you for choosing VTpass.

Good to know: Change in Dstv and GOtv packages.

Where to Watch German Bundesliga on StarTimes

The German football league, the DFL, recently resumed on May 16, 2020, after more than two months on hiatus due to the coronavirus pandemic; which was bad news for StarTimes subscribers.

As a strategic partner, StarTimes resumed broadcast of all Bundesliga matches live and exclusive in Africa right from the first re-opener between Borussia Dortmund and Schalke.

According to StarTimes Sports Director, Shi Maochu; “It has been a very tough period for football around the world. We are very happy to have StarTimes bring back live football in Africa, and even more, as Bundesliga is one of the best leagues in the world.”

He also noted that the league had been halted since early April due to the coronavirus pandemic and Bundesliga is the first and only major football league to be back in action.  

bundesliga on startimes

Fans know to expect goals from Bayern Munich’s Robert Lewandowski who has been exceptional this season with over 40 goals to his name, and Dortmund’s 19 years old sensation, Erling Haaland, widely regarded as a goal machine.

Premier League clubs-target Timo Werner remains in sterling form for RB Leipzig and would continue to disrupt the transfer market if he continues to score goals.

Barcelona’s loanee, Philippe Coutinho is set to miss some actions for his side, Bayern Munich, due to injury. All eyes would be watching Jadon Sancho perform his magic for Dortmund.

Where to watch Bundesliga on StarTimes

Catch all matches live and in HD on StarTimes’ 5 sports channels. Subscribe your StarTimes decoder now to never miss any minute of the live-action!

Top Bundesliga action going down tomorrow includes:

Leverkusen vs Bayern Munich (2:30 PM) and Borussia Dortmund vs Hertha Berlin (5:30 PM).

Renew StarTimes subscription online and instantly with VTpass, Nigeria’s leading online payment platform.

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5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

publicity

Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

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Post Events For Free On VTpass

Post your events for free on VTpass

Did you know that there is no such thing as too much event publicity?

If you already know this, then you would agree that it is best to seize every opportunity to publicize your event.

Now with VTpass, you can easily post your event and sell tickets to your shows, training, conference,etc. Also gain and invite more audience to your events when you post it on VTpass.

Simplify Your Planning With VTpass

Let’s help you sell your event tickets with a simple set-up process. Also, track ticket sales in real time from any device with 24/7 access to reports.

Grow Your Event Reach.

Drive additional sales through VTpass with over 500,000 daily website visitors and grow your brand presence.

We’ll also promote your event through our social media platforms.

How To Get Started;

Visit www.vtpass.com to register

Click on post your event to enter event details

Submit and relax while we help you sell your event tickets

Note that you can post both free and paid events.

Other VTpass Services;

You can also carry out other transactions on the VTpass platform to include;

  1. Purchase Airtime

2. Make payment for Data plan (Internet subscription)

3. Cable TV subscription payment – DSTV, GOTV, Startimes and other digital TV Services

4. Electricity Bills payment for both Prepaid and Postpaid meters.

5. Purchase WAEC result checker pins.

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5 Cheap Valentine’s Day Gift Ideas

It’s the Valentine season and we can already feel love in the air.

VTpass.com- Bill payment platform
VTpass.com- Bill payment platform

February 14, usually marked as St.Valentines day is just around the corner and usually, it’s a time to show your loved ones and romantic partners how much they mean to you.

While Valentine’s Day gifts may be a problem if you have a tight personal budget, many would agree that often times, it isn’t the gift that matters but the thought behind it.

Like the popular movie title “Love don’t cost a thing”,note that expressing your love doesn’t mean emptying your wallet.

Here is a compiled list of thoughtful yet affordable gestures for you to gift your partner this Valentines day;

The gift of Time

A couple enjoying Valentines day

One of the best ways to measure what is important to a person, what he/she treasures, is where and how they spend their time.

We often promise to spend time with loved ones then our busy life gets in the way. The person on the receiving end is disappointed and often feels too guilty to remind you of your promise.

This Valentine,plan an indoor date to enjoy your partner’s company.

You can play games, watch your favourite Tv shows, cook together, and make beautiful memories.

Pay your electricity bills, renew your internet data, Tv subscription and ,many more on VTpass to enjoy the day.

Digital Photo frame

Couple Photo frame- VTpassBlog

They say its the little things that counts the most so why not get your pictures framed.

Do you have that special/awesome memory you both cherish and would love to frame? Get these photos framed by a professional or learn how to by watching DIY videos on Youtube.

Click on this to make internet data purchase on VTpass to watch the best Youtube videos.

Prepare a delicious dinner

Prepare a delicious meal this Valentine with your partner

Nearly everyone has a favorite meal and your partner is no exception.

Its the perfect time to find out your partner’s best dish so you can surprise him/her on Valentine’s Day. However, if he/she doesn’t have any favorite meal, try to cook your favorite one.

Preparing a dish these days is easy as you can easily watch cooking shows or check for quick recipes on food-blogs, YouTube and lots more.

Click this to subscribe for your TV subscription and Internet data on VTpass to stay updated with food channels and get quick recipes online.

A Box of cupcakes

A box of cupcakes for valentine- VTpassBlog

This would be a nice gesture to show your lady that you actually think of her.

Have a box of cake or cupcakes sent to her on Valentines day and you would make her happier than you can imagine.

Wallet/Bags

Handbags and Purses for Valentine -VTpass Blog

With so many online retails stores today, you can easily purchase affordable wallet,purse or bags for your loved ones within your budget.

This would be a great gift especially if he is one to use a wallet for a year.

Other gift ideas includes;

  • Perfumes
  • Customized mugs, shirts, throw pillows, etc
  • Wristwatches
  • Cuff-links, Ties, Belts
  • Dress for ladies, Shirts for guys
  • Headsets or speakers if your partner is a music lover
  • A book by their favorite writer or genre for book lovers


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World Cancer Day: Tips To Reduce Your Risk of Cancer

Tips To Reduce Your Risk of Cancer
Visit www.vtpass.com for a quick, easy and secure bill payment transaction

Dedicated to empowering everyone across the world to show support and raise a collective voice, 4 February has been declared as World Cancer Day.

While the term cancer prevention is still evolving with so many contradicting reports, it is widely accepted that the chances of developing cancer are affected by the life choices you make.

If you wish to reduce/prevent the risk of cancer, here are a few tips compiled from various sources including the Mayo Clinic Staff;

1. Stay away from tobacco

  Smokers are liable to die young

Tips To Reduce Your Risk of Cancer: Tobacco image

Smoking is often listed as a major cause of different types of cancer including cancer of the lung, mouth, throat, larynx, pancreas, bladder, cervix and kidney.

Smoking and chewing of tobacco have been linked to cancer of the oral cavity and pancreas. For non-smokers, exposure to secondhand smoke could increase one’s risk of lung cancer.

2. Stick to a healthy diet

Although eating healthy may not guarantee cancer prevention, check these guidelines to reduce your risk.

  • Eat plenty of fruits and vegetables.
  • Eat lighter and avoid obesity.
  • Take alcohol only in moderation if you must.
  • Limit processed meats; according to the cancer agency of the World Health Organization, eating large amounts of processed meat can slightly increase the risk of certain types of cancer.

3. Get vaccinated

Tips To Reduce Your Risk of Cancer: Doctor giving a vacine
Get vaccinated against viral infections

Cancer prevention includes protection from certain viral infections including;

  • Hepatitis B.
  • Human papillomavirus (HPV).

4. Get regular medical care

Tips To Reduce Your Risk of Cancer: Female Doctor giving vaccination
Get regular medical care

Engaging in regular self-exams and screenings for cancers such as cancer of the skin, colon, cervix, and breast can help with discovering cancer early when treatment is most likely to be successful.

Ask your doctor about the best screening schedule for you.

5. Stay physically active and maintain a healthy weight

Tips To Reduce Your Risk of Cancer: Father and son playing football
Engage in sports and exercise to control your body weight.

Cancer of the breast, prostate, lung, colon, and kidney can be avoided by maintaining a healthy weight.

For control of your body weight, engage in physical activities and exercises.

6. Protect yourself from the sun

sun protection kits

One of the most common and preventable kind of cancer is the Skin cancer.

Try these tips:

  • Avoid midday sun.
  • Stay in the shade.
  • Cover as much of your skin as possible or opt for bright or dark colors
  • Apply sunscreen often and generously
  • Avoid tanning beds and sunlamps

7. Avoid risky behaviors

It is advisable to avoid risky behaviors that can lead to infections which might increase the risk of cancer.

For example:

  • Practice safe sex.
  • Don’t share needles.

Visit www.vtpass.com for your bill payment and like VTpass on Facebook if this article was useful.

How To Pay Or Recharge Your Gotv Online

Pay Or Recharge Your Gotv Online
renew your TV subscription on VTpass

Making payment for your TV subscription has now been made quick and easy with VTpass as you can now renew your TV subscription in less than a minute.
Read on to learn how To Pay Or Recharge Your Gotv Online using VTpass.

If you have ever been in a situation where your subscription expires on a Sunday when outlets and TV stores do not open,or when it’s your subscription expires at an odd hour, or you just want to renew your subscription at your convenience, then you would waste no time to take this information.

Click on this or follow the simple steps listed below to guide you in making payment.

Steps on how to pay Or Recharge Your Gotv Online 

Steps;

  • Visit VTpass to register
  • Select gotv, dstv, or startimes
  • Enter your correct decoder details
  • Select preferred payment method
  • Enter correct payment details and submit

Wait for confirmation of payment and your decoder would be active shortly.

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