5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit ppp.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit ppp.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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Pay AEDC & Other Electricity Bills On VTpass

Electricity bills payment on VTpass
Electricity bills payment made easy on VTpass

We will forever be grateful for technology, and its daily advancement as human life has been made easier since the advent of the Internet.

Similarly, payment of your PHCN electricity bills for either Prepaid or Postpaid meter has been made a lot easier, faster, and for your convenience.

Rather than commute to the PHCN office, you can now purchase electricity tokens for your prepaid meter or recharge your postpaid meter online at the convenience of your home or office.

How, you ask?

Here’s a breakdown on how to pay your electricity bills for Ikeja electric, Abuja electric, Kano electric, Jos electric, etc.

Steps:

  1. Visit ppp.vtpass.com / download the VTpass mobile app,
  2. Click on Electricity payment,
  3. Select your Electricity area & Meter type,
  4. Enter your correct Meter & Payment details
  5. Click Submit and get your Token instantly

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5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

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Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

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HOW TO RECHARGE YOUR ENUGU ELECTRIC METER

So, you just bought a meter from Enugu Electricity Distribution Company (EEDC). And you are wondering how else to recharge or renew it once you run out of power. Well, this is not actually much of a concern. What you should first concern yourself is how and where to pay your electricity bills. As this is, in fact, the main thing with electric meters. Settling your electricity bills automatically gives you access to recharging your Enugu electric meter.

However, having to go far away to distant outlets in Enugu can be quite an energy-sapping task. And a time-wasting one too. But why go through a lot of stress when there is a better way? You can actually pay for your Enugu electricity bill when you can, from wherever you are, simply sit back and pay for it in three easy steps. So, Vtpass.com affords you the opportunity of doing this, just as it affords you the opportunity to pay for your phone airtime, data subscription and cable TV subscription. Do you want to try it now?

Just log in to ppp.vtpass.com.

Select Pay Electricity Bill and enter your details on the displayed form.

Pay.

Or better still, you can simply download the VTpass mobile app for Android on your Google Play Store. This allows you gain even a faster access to the payment of your Enugu electricity bills.

Once you pay via any of these means, you will receive a token in form of an email or text message. You only have to input the number of the token into the meter. And just like that, your Enugu Electric meter is powered up.

These generated meter tokens come from the system of the distribution companies. And they are numbers you have to generate into the meter to get electricity. When you pay your electricity bills through ppp.vtpass.com, you immediately get access to your Enugu Electric meter token as well as a quick route to recharging it and getting your meter started again.

In all ways, VTpass is the most reliable platform to trust with the recharge of your Enugu electricity meter token. Again, you can also pay for your other everyday services on VTpass. So, you want to make payment for your cable TV subscriptions, airtime and data subscriptions? Logging on to ppp.vtpass.com or your VTpass mobile app is the easiest way to make such payments. With VTpass at your disposal, life can only get better.

JOS PROFILED ON VTPASS

If there is ever any one activity that will always keep people connected and tickled, it’s travelling. Well, not that kind of travelling you do to go see your relatives or take a new wife. But the adventurous, thrilling travels.Really, it’s fun to visit places way different from what you are used to. You not only get the tingle of changing locations and living a different life in a different time frame, you also get to learn many new, exciting things as well as pick up on some habits and friends that might just change your life. So, if you are looking for a new place to explore and spread your wings, you might just want to try out Jos.

Jos is the capital of Plateau State. And Plateau is one of the thirty-six states in Nigeria. Jos, as a city, has quite a reckoning reputation and heritage which have earned it a place in the heart of locals and other expatriates.

josBefore we get to talk more about Jos, you would like to know that VTpass identifies with this great city and its people. Our presence is beyond doubt felt as we have made it very easy for nationals to pay for their bills with speed. Just by logging on to ppp.vtpass.com, you can, from anywhere in Jos, pay for your electricity bills, phone airtimes, data subscriptions, cable tv subscriptions and lots more.

In any case, here are certain things you should know about Jos.

History

josEvery place has a history, no doubt, and Jos is not excluded. Jos is said to have been the natural home of the Nok people. These Nok, who were mostly artisans have since not been found on the Jos grounds. Instead, a group of farming population now inhabit the place. Also, the area gained credence when tin was discovered in its vicinity. This drew the attention of the British colonials in those days. And it also caused a lot of people to migrate there. So that, at the moment, the city actually contains a mix of tribes and people. Even till now, Jos is known as the Tin City.

josName

Again, it would surprise you to know that this city was not exactly named Jos. According to some historians, the original Nok dwellers named it Gwosh. But when a group of Hausa migrants came, they could not quite get to say the word Gwosh. Instead, what they were able to pronounce was Jos. And the name just stuck over time. Not only that, other historians say Jos is a clip from the full name Jasad. The British who could not say Jasad or Jas just as well called it Jos.

Population

josFrom the 2006 census, it is easy enough to say that Jos has a population of 900,000 people. But with the years gone by, this number must have increased. This is not to talk of the constant incoming of people who cannot get enough of the place.

  • Tourist Centres

  • josTalking about those who can’t get enough, Jos is a sweetheart site for most tourists. And it is also a choice getaway for holiday seekers and vacationists. Why is this so? Well, there is the numerous beautiful places in Jos to start with. Talk of the National Museum, the Wildlife Park, the Rayfield golf centre and resort. Also, we have the University of Jos, with its teaching hospital. You want to feel the pump of the academic world, then this is a place to visit.
  • jos One particular place to go see is the Shere Hills, with its Riyom rocks that just about looks animated. Then the Ahmadu Bello Roundabout, the Pottery Hill, Jos-Bukuru dam are places for art and science oriented ones to take delight in. We can go on and on talking about places to see. The bottom line is a tourist can never get bored in Jos.

Jos Electric

josSo, all of these sightseeing and fun will not go down well if there is no stable energy support to go by. Well, Jos Electricity Distribution Company is that radiant part of Jos that supplies electricity to the people. When you go to Jos, visiting them is not such a bad idea. But if you just want to pay your bills, you do not need to go that far. All you need do is log on to ppp.vtpass.com, pay your bill and just like that, you get constant electricity.

Also, you can pay for other services like your MTN, 9MOBILE, GLO, AIRTEL  phone airtimes and data subscriptions. You can also pay for your DSTV, STARTIMES AND GOTV subscriptions.

Food

jos

So yes, you must admit that a great place without a great food culture is not great. Then you would like to know that Jos is not lacking when it comes to food. For one, there are new, great, delicious dishes you can pick from the city like the Habib Yoghurt, Tuwo, Kunu etc. Also, there are really nice places to go if you want to be treated to awesome intercontinental dishes. Located in the Railway Terminus market is the Felak Burger Bistro and Meat Shop. Apart from this, the Net Cafe also treats you to great desserts. And for a great main meal, just find your to The Lass. Again, one good thing about this place is that food items, especially agricultural products, are very affordable.

Security

josIn spite of the religious and ethnic clashes that sometimes occurs in this area, there is still a lot of peace and love between locales in the city. Also, the city is very accommodating and accepts guests well.

Climate

josNow, ask any tourist and one good news they will tell you about Jos is the climate. Jos is always very cool and temperate even at high altitudes. So that, every once in a while, snowfalls occur. The cool climate and airy atmosphere is one feat no other place in the tropical region of Africa can quite boast of.

Airports

If you already are thinking of visiting this amazing place, then you might like to know about Jos’ main airport. Yakubu Gowon Airport, that’s the name. However, there is also an internal airport called Jos Airport that transports people from Lagos to Jos.

  • So, at any time you decide to take a leap and cross over to Jos, remember this. VTpass, with its convenient online payment platform ppp.vtpass.com, will always be everywhere welcoming you with ease and in grand style.