5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

Follow VTpass on Facebook to join our active community and get firsthand information about our products and services.

5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

publicity

Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

Like/Follow VTpass on Facebook to learn more and join our active community

5 Ways Highly Successful People Start The Week


How do you plan to start your week off?

While Monday may not be everyone’s favorite day, with the struggle to get out of bed, get to classes/offices and to make it throughout the day, it is often the best day to strategically plan for the new week.

Mondays don’t always have to be dreaded instead, you can try one or a few of the tips listed below to help start your week off on a positive note.

  1. Pick A Positive Note For The Week

Select a positive affirmation that will help you with any challenges you may face this week. Set it as your lock screen on your phone so you will see it repeatedly throughout the week or write it down and hang it somewhere like on your refrigerator.

2. Plan Your Week Out 

Although planning may sound like a lot of work, try to think about all the exciting and enjoyable things you have coming up this week and list them.

Remember to focus on the chores and work-related activities while also highlighting the other exciting events you are looking forward, this way, you are not just focused on the not-so-fun things you have going on this week

3. Eat A Nice/Healthy Breakfast

Medical practitioners have always advised on the importance of having breakfast.

It does not have to be something super complicated and take forever to make. You also do not have to make some fancy spread for the whole neighborhood but try to make yourself something a little extra special to kick off your week.

4. Set A Goal For The New Week

A new week is another opportunity for you to re-strategize and set new goals.

Don’t go too crazy and set a goal that is unattainable. Pick something that still presents you with a challenge, but won’t overwhelm you or is too big. It is advisable to choose something that you want to improve on in a short-term.

5. Create A ‘Monday’ Music Playlist

This may sound unnecessary, but listening to the right songs have the power to completely change your mood. Take some time to create the perfect playlist for that will make you want to jump out of bed in the morning.

Remember to visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

Smile 4G Data Plan & Starter Pack Prices On VTpass

We are indeed very excited to announce the launch of a new service on our platform, VTpass.

Smile data now available on VTpass

VTpass, a leading bills payment platform in Nigeria now offers the purchase of Smile 4G LTE data service on its platform.

Unlike other network providers, Smile mobile broadband provides an unbeatable 4G LTE network and also allows for flexibility with its data plan coupled with its guaranteed SuperFast, reliable broadband.

Below is a breakdown of the Smile network data plan & prices or simply click on this to redirect you to the VTpass website;

SMILE DATA PLANS

  • Recharge 30GBBumpaValueIncudes:
    • 30GB BumpaValue plan
    • 60 days validityPrice:₦ 15,000Recharge
  • 60GBBumpaValueIncludes:
    • 60GB BumpaValue plan
    • 90 days validityPrice:₦ 30,000Recharge
  • 80GBBumpaValueIncludes:
    • 80GB BumpaValue plan
    • 120 days validityPrice:₦ 50,000Recharge
  • 15GBAnytimeIncludes:
    • 15GB Anytime data
    • 30 days validityPrice:₦ 10,000Recharge
  • 1GBSmileLiteIncludes:
    • 1GB SmileLite with data speed up to 2Mbps
    • 30 days validityPrice:₦ 1,000Recharge
  • 7GBMORE VALUE!Includes:
    • 7GB Anytime data offering more value
    • 30 days validityPrice:₦ 5,000Recharge
  • 5GBAnytimeIncludes:
    • 5GB Anytime data
    • 30 days validityPrice:₦ 4,000Recharge

Click this to view full Smile data plan listing

Also like VTpass on Facebook if this article was helpful.

Renew Your Smile Data On VTpass

With a list of numerous services like airtime recharge, internet data purchase, TV subscription, electricity bills payment, and lots more, VTpass has just launched the Smile 4G LTE network on its platform.

You can now renew your Smile data on VTpass with its superfast internet to meet both your personal and business needs.

What more are you waiting for?

Get on the fast wave, and join the Smile community to get high-quality internet access for business, social media, music, movies and video streaming, online gaming, downloads, and mobile internet browsing.

Follow the simple steps below to renew your Smile data on VTpass.

Steps to renew Smile data:

  1. Visit www.vtpass.com
  2. Click on the Smile Icon
  3. Select data plan
  4. Enter phone & payment details
  5. Confirm payment and get instant service delivery.

Like VTpass on Facebook if this article was helpful.

VTpass Commission Rates For All Partners

Earning on VTpass has been made easy as you now can simply register on www.vtpass.com to become a trade partner,terminal agent, affiliate partner, or even refer a friend and start earning.

Earning on VTpass made easy

As compared to other bills-payment platforms, VTpass allows you to earn on every transaction carried out as a partner with different commission rate for each service.

For instance, as a terminal agent you would not be charged the usual convenience rate of #100 for most services and would also gain commissions when you carry out transactions for your customers.

With the VTpass commission rates broken down below, you can now calculate your earnings for every transaction you make on the platform.

Commission Rates

ServiceTerminal AgentWidgetAffilateRefer a FriendAPISpecial Rate
Airtel Airtime VTU3.50%1.00%1.00%1.00%4.00%
MTN Airtime VTU3.00%0.70%0.70%0.70%3.00%
GLO Airtime VTU5.00%1.00%1.00%1.00%4.00%
9mobile Airtime VTU3.50%1.00%1.00%1.00%4.00%
DSTV Subscription1.50%0.50%0.50%0.50%1.50%
Airtel Data3.50%0.50%0.50%0.50%4.00%
GLO Data2.50%0.50%0.50%0.50%4.00%
9mobile Data3.50%0.50%0.50%0.50%4.00%
Gotv Payment1.50%0.50%0.50%0.50%1.50%
Startimes Subscription2.00%0.50%0.50%0.50%2.50%
Ikeja Electric Payment – PHCN2.00%0.50%0.50%0.50%2.00%
Eko Electric Payment – PHCN0.50%0.30%0.30%0.30%0.80%
WAEC Result Checker PIN₦50.00₦20.00₦20.00₦20.00₦130.00
Abuja Electric – AEDC1.30%1.00%1.00%1.00%1.30%
KEDCO – Kano Electric1.00%0.50%0.50%0.50%1.00%
PHED – Port Harcourt Electric1.00%0.50%0.50%0.50%1.30%
Website Design Deal – Hostparker
Bank Deposit50.00%5.00%5.00%5.00%
Jos Electric – JED0.70%0.30%0.30%0.30%0.90%
SMSclone.com3.00%2.00%2.00%2.00%3.00%
Henrotion in Expression5.00%5.00%3.00%3.00%5.00%

Share this post & Like VTpass on Facebook if this article was helpful.

Post Events For Free On VTpass

Post your events for free on VTpass

Did you know that there is no such thing as too much event publicity?

If you already know this, then you would agree that it is best to seize every opportunity to publicize your event.

Now with VTpass, you can easily post your event and sell tickets to your shows, training, conference,etc. Also gain and invite more audience to your events when you post it on VTpass.

Simplify Your Planning With VTpass

Let’s help you sell your event tickets with a simple set-up process. Also, track ticket sales in real time from any device with 24/7 access to reports.

Grow Your Event Reach.

Drive additional sales through VTpass with over 500,000 daily website visitors and grow your brand presence.

We’ll also promote your event through our social media platforms.

How To Get Started;

Visit www.vtpass.com to register

Click on post your event to enter event details

Submit and relax while we help you sell your event tickets

Note that you can post both free and paid events.

Other VTpass Services;

You can also carry out other transactions on the VTpass platform to include;

  1. Purchase Airtime

2. Make payment for Data plan (Internet subscription)

3. Cable TV subscription payment – DSTV, GOTV, Startimes and other digital TV Services

4. Electricity Bills payment for both Prepaid and Postpaid meters.

5. Purchase WAEC result checker pins.

Like/follow VTpass.com on Facebook if this post was helpful.

5 Relaxing Ways To Spend Your Weekends

Most people say their favorite days of the week are the weekend, but surprisingly, they spend it engaging in cliche activities.

We have, however, compiled a list of amazing yet productive ways to spend your weekends without breaking the bank.

Spend time with family and friends

Watch your favorite TV shows with family and friends- VTpassBlog

There is no perfect time to spend with friends and family other than the weekends.

So why not take this weekend, sit at home, enjoy the games or catch up on your favorite Tv shows.

To activate your cable network,  simply visit Vtpass.com to make your subscription for either your Dstv, Gotv or Startimes today.

Take a nap

Take a power nap during the weekend- VTpassBlog

If you had a stressful week and only got little sleep, then you can take that short power nap you have been longing this weekend.

Short power naps are said to leave you feeling refreshed, energized and focused for the work to come on Monday.

Unplug

We are grateful for technology but understanding how to place the work-life balance is key to healthy living.

Experts have revealed that the secret to being super focused on Mondays is to stay off work-related activities during the weekends and spend it hiking and focusing on reflection, feedback, and strategy.

So this weekend try as much as possible to avoid work in all you do. Also visit Vtpass.com today to make your internet data subscription to catch up on the latest released music/movies by download.

Cultivate a hobby

Are you feeling really excited and energetic about this weekend?

Why not engage in extracurricular activity or improve your talent/skills. Activities like sports, taking piano lessons or dance classes, pursuing photography lessons and someday you’ll be grateful you did.

Volunteer

It is said that helping those in need helps you keep things in perspective.

Why not take the weekend to signup with any NGO/ volunteering agency close to you.

You can also purchase internet data through VTpass.com to search for NGO’s close to you today.

Like/follow VTpass on Facebook if this post was helpful.

World Cancer Day: Tips To Reduce Your Cancer Risk

Visit www.vtpass.com for a quick, easy and secure bill payment transaction

Dedicated to empowering everyone across the world to show support and raise a collective voice, 4 February has been declared as World Cancer Day.

While the term cancer prevention is still evolving with so many contradicting reports, it is widely accepted that the chances of developing cancer are affected by the life choices you make.

If you wish to reduce/prevent the risk of cancer, here are a few tips compiled from various sources including the Mayo Clinic Staff;

1. Stay away from tobacco

  Smokers are liable to die young

Smoking is often listed as a major cause of different types of cancer including cancer of the lung, mouth, throat, larynx, pancreas, bladder, cervix and kidney.

Smoking and chewing of tobacco have been linked to cancer of the oral cavity and pancreas. For non-smokers, exposure to secondhand smoke could increase one’s risk of lung cancer.

2. Stick to a healthy diet

Although eating healthy may not guarantee cancer prevention, check these guidelines to reduce your risk.

  • Eat plenty of fruits and vegetables.
  • Eat lighter and avoid obesity.
  • Take alcohol only in moderation if you must.
  • Limit processed meats; according to the cancer agency of the World Health Organization, eating large amounts of processed meat can slightly increase the risk of certain types of cancer.

3. Get vaccinated

Get vaccinated against viral infections

Cancer prevention includes protection from certain viral infections including;

  • Hepatitis B.
  • Human papillomavirus (HPV).

4. Get regular medical care

Get regular medical care

Engaging in regular self-exams and screenings for cancers such as cancer of the skin, colon, cervix, and breast can help with discovering cancer early when treatment is most likely to be successful.

Ask your doctor about the best screening schedule for you.

5. Stay physically active and maintain a healthy weight

Engage in sports and exercise to control your body weight.

Cancer of the breast, prostate, lung, colon, and kidney can be avoided by maintaining a healthy weight.

For control of your body weight, engage in physical activities and exercises.

6. Protect yourself from the sun

sun protection kits

One of the most common and preventable kind of cancer is the Skin cancer.

Try these tips:

  • Avoid midday sun.
  • Stay in the shade.
  • Cover as much of your skin as possible or opt for bright or dark colors
  • Apply sunscreen often and generously
  • Avoid tanning beds and sunlamps

7. Avoid risky behaviors

It is advisable to avoid risky behaviors that can lead to infections which might increase the risk of cancer.

For example:

  • Practice safe sex.
  • Don’t share needles.

Visit www.vtpass.com for your bill payment and like VTpass on Facebook if this article was useful.