One exciting part of childhood, you would remember, was having a piggy bank to throw in. It was a common trend amongst children who got stipends from their relatives. And it was quite a fun thing, saving for some rainy day which of course was nothing much. But then, growing up brings with it a lot of responsibilities. 
And we inadvertently find ourselves spending more than we keep. Well, every October 31st is world savings day. And we should take out today to reflect on just how and why we should up our saving flair.
So yes, we all do not hope for a sore time in our lives. But then, things happen. And what we have stowed away is what keeps us on our toes for those times we need that extra back up and support. But then, there are more reasons why we need to save: 
- To start up a business
- For some short-term purpose like catering for a ceremony
- For long-term purposes like building a land or house
And yes, you can save to take care of daily expenses. Rather than spending randomly, money can be kept aside to cater for your everyday services like phone airtime and data subscriptions. Also, other expenses like electricity bills and cable TV subscriptions can go into the daily savings. And it becomes easier to do this through the VTpass wallet.
What is VTpass Wallet
The Vtpass wallet is an e-wallet where you can keep and expend any amount of money. The most interesting thing is you can pay for services straight from the VTpass wallet. What this means is you no longer need to go withdraw from the bank to pay for the services you need. Hence, you can pay your electricity bills, DSTV, STARTIMES, GOTV cable subscriptions. Also, you can pay and get phone airtimes and data subscriptions through your VTpass wallet.
- All these can be done just by logging on to vtpass.com and registering on the site.
How to Register on VTpass
- Log on to vtpass.com
- Click “Register” as found on the top left corner of the site.
- Enter the information required (email address, phone number etc.)
- Click “Submit“
By merely following through on the site, you become a registered member.
How to credit your wallet.
To credit your wallet, simply do these:
- Log on to vtpass.com
- Log in with your registered email and password.
- Click “Credit Wallet” as it appears on the dashboard.
- Enter the amount you want to credit into your wallet.
- Click Submit
- Click “Pay With Card”
- Enter the required details and pay accordingly.
Once you are done with this, your wallet will be credited with the right amount. And you can begin to use the money to pay your electricity bills and cable TV subscriptions. And as well as your MTN, GLO, AIRTEL, 9MOBILE phone airtime and data subscriptions.
So, through VTpass wallet, you can keep up with your savings goal by keeping apart just the right amount you need to finance your daily expenses.
And here are other ways to keep up with your savings goal before the end of the year.
a. Cut down on unnecessary expenses
This is some tip that most people are familiar with. But only a few people follow up on this. This is because not too many people do well with change. It is quite hard to cut down on the few luxuries we allow ourselves like the extra packs of chocolate or home appliances we could just as well avoid. And we mostly get the feeling that these little expenses do nothing to our money banks. Now, this is the mindset we need to deal with.
2. Every little kobo counts
Now, there is the need to embrace the mindset that every little penny counts. Hence, we should be conscientious of how we spend and why we spend. And what better way to keep in this mindset than by making a list of what you need before you get on to buy them.
3. Learn to be forgetful
Really, the very best way to keep up with your savings goal is by forgetting you ever have money in the first place. This means you should stow away your money and if possible, minimise your means to access to the money. One good way to do this is by logging on to vtpass.com and registering on the VTpass wallet. With VTpass wallet, you can pay for your everyday services like your phone airtime, data subscription, cable TV subscription and electricity bills. And then, you can also save up the rest without having to touch it unless you need to.
So, it’s world savings day, and it’s high time you check on your piggy bank and reset your goals. You need help to meet up with those goals before the end of the year? Then cross over to vtpass.com now..
Sometimes, in the midst of trying to stay afloat, she loses herself. So that there is usually no time to attend to the several wee but important details that complete us. There is no time to have a fun TV time because the decoder stays inactive most times. Why? Because she just can’t make out time to go pay the bills.
And as if that’s not all. Most times, she even forgets the very important things. She needs to make an early call but somehow forgets to recharge your phone. She needs electricity to work. But the moment she steps into the office is the moment she remembers she has not paid your bill.
Without a doubt, these things put her off at times and make some days frustrating. But she is human. And humans live to forget just as they forget to live. Well, for this she, there is one simple, secure way to avoid and correct these human tendencies, and that’s through 
All shes must agree that one way to ensure they meet up with everything they need to do is by delegating tasks. And yes, 
There is also one more She. This is the one who has been battered, abused, put down, choked by life’s throes and caught in the thicket of arising matters. To this she, we, at 
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OCTOBER 1ST SEES BARCA FC BEHIND CLOSED DOORS
If this news is appearing strange to you, then it is as good as saying you do not know anything about the ongoing heartbreaking Biafra versus Nigeria saga. It is equally as good as implying that your 
Now, as sports and politics are usually intertwined in countries like Spain. It is inevitable to ignore the impact of Catalonia’s decision to secede from Spain and be an independent country. For one, Barcelona FC’s Camp Nou is officially located in Catalonia. Thus, when Catalonia becomes independent, Barca will no longer be allowed to compete in the La Liga.
Several footballers across clubs in Spain are feeling the brunt of the disputes between Spain and Catalonia. To start with, Gerard Pique, one of Barca’s star man, in an emotional interview, is clearly torn between two sides. He has both Spanish and Catalan heritage. But he wishes to stay in Spain despite the booings and criticisms coming from all sides. Sergio Ramos, a player in Real Madrid, is unrepentant in his support of Spain and its rulings. He even tells Pique, who just happens to be a very close friend, to keep his Catalan sentiments to himself. Now this shows just how much the split is going to affect both even the individual lives of the Spaniards.
I am indebted to my father for living, but to my teacher for living well- Alexander the Great
Let us remember: One pen, one book, one child and one teacher can change the world- Malala Yousafzai
I know I wouldn’t be where I am today without my fourth-grade teacher, Mrs Duncan- Oprah Winfrey.
is the supreme art of the teacher to awaken joy and creative expression and knowledge- Albert Einstein
Mama was my greatest teacher, a teacher of compassion, love and fearlessness- Stevie Wonder
Teachers can change lives with just the right mix of chalk and challenges- Joyce Meyer
Technology is just a tool. In terms of getting the kids working together and motivating them, the teacher is the most important… If you want your child to get the best education possible, it is actually more important to get him assigned to a great teacher than to a great school- Bill Gates
The one exclusive sign of thorough knowledge is the power of teaching- Aristotle
A world of encouragement from a teacher to a child can change a life- John Maxwell
loved the law school classroom: the stripped-down nature of it, the high-wire act of standing in front of a room at the beginning of each class with just blackboard and chalk, the students taking measure of me, some intent or apprehensive, others demonstrative in their boredom, the tension broken by my first question — “What’s this case about?” — and the hands tentatively rising, the initial responses and me pushing back against whatever arguments surfaced- Barrack Obama.
Well, there you have it, the landmark words said by mindblowing people about their teachers, or about themselves, if they were teachers. Really, it becomes evident that teachers are life-changers and they constantly make indelible marks on the shores of history. This is what vtpass.com prides itself in doing- changing lives, serving generations and leaving indelible marks on the footprint of time.
And what is even irking is that these things that seem quite easy to get sometimes will not be accessible for very funny reasons. For one, it might be a public holiday and the all available outlets to get any of these services might be under locks. Again, you find yourself in any place where getting to buy recharge card, paying your electricity bill or renewing your tv subscription is as good as walking about, looking for a pin in the whole of Sahara Desert. You might be a little bit under the weather and incapable of going around or it might just be that the recharge card you end up buying has been used!
Really, there are lots of reasons you might not get your everyday services just when you need them. But there is one service that does not disappoint at any time or anywhere and that’s VTpass.
Despite being a newcomer in offering broadband services, Smiles has become one of the three biggest contenders in the market. More than that, they offer the widest range of internet coverage. Starting from Oyo state and then moving to Lagos state, Smiles has grown at quite an admirable rate.
This is yet another very fast broadband service provider. They also have the advantage of being one of the first internet service providers in Nigeria. This is so because they commenced their operations in 2002. 
The list will not be complete without the mention of Spectranet. They are one of the abiding internet service providers in Nigeria. And they operate at the seats of economic growth and expansion- Lagos and Abuja. Spectranet operates in the same manner as Swift.