Tag: goals

ACHIEVING YOUR FINANCIAL GOALS.

Earning a salary isn’t enough in your journey to financial freedom. Every project needs a plan; your financial goals also needs a concrete plan. If you want to fully realise your vision for your financial plan, you need to map out a plan to make that happen. This includes setting goals that identify and establishes your priorities.

Your financial goals on an upward growth scale

In order to achieve financial independence, earning a salary isn’t enough. Every endeavor necessitates a strategy, and your financial plan is no exception. If you want to completely fulfill your financial goals, you’ll need to create a plan to get there. Setting goals that identify and establish your priorities is part of this process. After payday, it’s common for people to need to settle their bills. But how often have you sat down to thoroughly predict your future earnings long-term?

You have to set some financial goals if you want to take charge of your money and live a more financially secure life. Not only setting these goals, but you also have to put in measures to achieve them. Financial goals assist you in making sound financial decisions, directing your spending, and reducing resource waste.

Your financial objectives may be short-term, ranging from one month to two years; they are targets that you can reach in a short period of time. Long-term objectives are similar to short-term objectives in that they require 5 to 20 years to attain. They are the most important goals for you, and they will take the most time and commitment to achieve.

5 STEPS TO ACHIEVING YOUR FINANCIAL GOALS

  1. Write it down: 

As Michael Korda wrote, ‘write it down. Written goals have a way of transforming wishes into wants; can’t into can, dreams into plans; and plans into reality. Don’t just think it- ink it’. 

You may have wished to save more money at the end of the year, but writing it down just adds another dynamic to your wish. Be specific with the details and action. If you want to have N1, 000,000 in savings at the end of the year. Be specific about your targets, and include the sub-metrics necessary for achieving that goal.
Putting your goals in writing causes you to be more focused and clearer. Those goals become tangible, and you also have a visual cue of them in your head. The first step to achieving any goal in life is to write it down. 

YOUR Goals must be SMART:

Your goals also have to be SMART; Instead of saying ‘I want to have plenty of money in my savings at the end of the year, write instead í will have saved N15,000,000 before 31st of December, 2022 by saving N2,000,000 every month through the end of the year’. The difference between the two statements is that the latter is SMART, while the former is not. The latter one is time-framed; there is a specific date that the goal must be attained, it is specific; the total amount to be saved each month, and also the total amount that must have been saved before the time was also stated. Likewise, your financial plan should be specific, measurable, attainable, relevant, and time-bound.  

Develop healthy financial habits:

As Jim Rohn wrote, ‘motivation is what gets you started, habit is what keeps you going.’ It is therefore important that you create habits that help you consistently stick to your financial goals. Unhealthy habits can throw you off course. So the only way to remain true to your financial project is to develop habits that align with your target. Some of the financial habits that you can adopt may include: 

  • To guide your spending, make a daily or monthly budget and stick to it.
  • Distinguish between wants and needs, and prioritise them. 
  • Engage in more productive financial conversations with people around you.
  • Reinforce your financial mindset by changing how you think about money. 
  • Eat fewer junks and cook more. 

Most importantly, bills payment cannot be neglected in your budgeting and financial goals, Vtpass offers you a convenient and affordable means of paying cable subscription, electricity bills, insurance and educational payment.

Bye!

A NOVEMBER TO REMEMBER WITH VTPASS

It’s a wonderful day today. And yes, it’s the first day of the month, November. We, at VTpass say a happy new month to every Nigerian. November is really one great month to look forward to. For one, it is the very month that heralds December. And December, of course, signals the end of the year 2017. So technically, November is that last month where we get to make trailing memories and cross milestones. For businesses, it is just the right time of the year to start rounding off goals. And mapping out the last great feat to achieve.

We, at VTpass, earmark November as one great month to leave a lasting imprint on the hearts of our customers. In fact, this is the time of the year where we get to serve you most. You are still wondering what we do? Well, we are not tired of reiterating our effective service to you.

VTpass is that one online payment platform where you get to pay for all your everyday services. You can pay for your electricity bills, cable TV subscriptions, phone airtime and data subscriptions. And these things you can do just by logging on to vtpass.com.

So, at VTpass, we want to walk alongside you as you work harder this November to meet up with those goals. Why worry about settling bills when you have other things to worry about? Let us pay the bills while you get on to making your business reach those set goals. Just log on to vtpass.com today to start paying in three easy steps.

That said, you might want to know the very meaning and significance of November. Well, here is it all spelt out for you:

November derives from the Latin root novem- meaning “nine,” because in the Roman calendar there were only ten months in the year, and November was indeed the ninth month.

For many English speakers, November marks the point in the year when the cold begins to set in. And for those in the tropical region, the November Harmattan is something no one really looks forward to. This association is no doubt why November’s adjectival form, Novemberish, means “dreary,” and why the month’s original name in Old English was Blōtmōnað, literally “blood-month.”. It was the time when the early Saxons prepared for winter by sacrificing animals, which they then butchered and stored for food. November is also called Blōtmōnað in America, particularly during the weeks leading up to their turkey-filled Thanksgiving dinner.

But November need not be Novemberish and Harmattanish for us here. There is Black Friday to look forward to.

November symbols

Chrysanthemum

  • November’s birthstones are the topaz (particularly, yellow) which symbolizes friendship and the citrine.
  • Its birth flower is the chrysanthemum

Make this November one to remember by integrating VTpass into your lifestyle. Just visit vtpass.com to do this. And begin to pay your MTN, AIRTEL, 9MOBILE and GLO airtime and data subscription with ease. Just as you can pay your electricity bills and DSTV, GOTV and STARTIMES subscription with perfect convenience.

Happy New Month!

november

november