5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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Pay AEDC & Other Electricity Bills On VTpass

Electricity bills payment on VTpass
Electricity bills payment made easy on VTpass

We will forever be grateful for technology, and its daily advancement as human life has been made easier since the advent of the Internet.

Similarly, payment of your PHCN electricity bills for either Prepaid or Postpaid meter has been made a lot easier, faster, and for your convenience.

Rather than commute to the PHCN office, you can now purchase electricity tokens for your prepaid meter or recharge your postpaid meter online at the convenience of your home or office.

How, you ask?

Here’s a breakdown on how to pay your electricity bills for Ikeja electric, Abuja electric, Kano electric, Jos electric, etc.

Steps:

  1. Visit www.vtpass.com / download the VTpass mobile app,
  2. Click on Electricity payment,
  3. Select your Electricity area & Meter type,
  4. Enter your correct Meter & Payment details
  5. Click Submit and get your Token instantly

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VTpass Commission Rates For All Partners

Earning on VTpass has been made easy as you now can simply register on www.vtpass.com to become a trade partner,terminal agent, affiliate partner, or even refer a friend and start earning.

Earning on VTpass made easy

As compared to other bills-payment platforms, VTpass allows you to earn on every transaction carried out as a partner with different commission rate for each service.

For instance, as a terminal agent you would not be charged the usual convenience rate of #100 for most services and would also gain commissions when you carry out transactions for your customers.

With the VTpass commission rates broken down below, you can now calculate your earnings for every transaction you make on the platform.

Commission Rates

ServiceTerminal AgentWidgetAffilateRefer a FriendAPISpecial Rate
Airtel Airtime VTU3.50%1.00%1.00%1.00%4.00%
MTN Airtime VTU3.00%0.70%0.70%0.70%3.00%
GLO Airtime VTU5.00%1.00%1.00%1.00%4.00%
9mobile Airtime VTU3.50%1.00%1.00%1.00%4.00%
DSTV Subscription1.50%0.50%0.50%0.50%1.50%
Airtel Data3.50%0.50%0.50%0.50%4.00%
GLO Data2.50%0.50%0.50%0.50%4.00%
9mobile Data3.50%0.50%0.50%0.50%4.00%
Gotv Payment1.50%0.50%0.50%0.50%1.50%
Startimes Subscription2.00%0.50%0.50%0.50%2.50%
Ikeja Electric Payment – PHCN2.00%0.50%0.50%0.50%2.00%
Eko Electric Payment – PHCN0.50%0.30%0.30%0.30%0.80%
WAEC Result Checker PIN₦50.00₦20.00₦20.00₦20.00₦130.00
Abuja Electric – AEDC1.30%1.00%1.00%1.00%1.30%
KEDCO – Kano Electric1.00%0.50%0.50%0.50%1.00%
PHED – Port Harcourt Electric1.00%0.50%0.50%0.50%1.30%
Website Design Deal – Hostparker
Bank Deposit50.00%5.00%5.00%5.00%
Jos Electric – JED0.70%0.30%0.30%0.30%0.90%
SMSclone.com3.00%2.00%2.00%2.00%3.00%
Henrotion in Expression5.00%5.00%3.00%3.00%5.00%

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Post Events For Free On VTpass

Post your events for free on VTpass

Did you know that there is no such thing as too much event publicity?

If you already know this, then you would agree that it is best to seize every opportunity to publicize your event.

Now with VTpass, you can easily post your event and sell tickets to your shows, training, conference,etc. Also gain and invite more audience to your events when you post it on VTpass.

Simplify Your Planning With VTpass

Let’s help you sell your event tickets with a simple set-up process. Also, track ticket sales in real time from any device with 24/7 access to reports.

Grow Your Event Reach.

Drive additional sales through VTpass with over 500,000 daily website visitors and grow your brand presence.

We’ll also promote your event through our social media platforms.

How To Get Started;

Visit www.vtpass.com to register

Click on post your event to enter event details

Submit and relax while we help you sell your event tickets

Note that you can post both free and paid events.

Other VTpass Services;

You can also carry out other transactions on the VTpass platform to include;

  1. Purchase Airtime

2. Make payment for Data plan (Internet subscription)

3. Cable TV subscription payment – DSTV, GOTV, Startimes and other digital TV Services

4. Electricity Bills payment for both Prepaid and Postpaid meters.

5. Purchase WAEC result checker pins.

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5 Relaxing Ways To Spend Your Weekends

Most people say their favorite days of the week are the weekend, but surprisingly, they spend it engaging in cliche activities.

We have, however, compiled a list of amazing yet productive ways to spend your weekends without breaking the bank.

Spend time with family and friends

Watch your favorite TV shows with family and friends- VTpassBlog

There is no perfect time to spend with friends and family other than the weekends.

So why not take this weekend, sit at home, enjoy the games or catch up on your favorite Tv shows.

To activate your cable network,  simply visit Vtpass.com to make your subscription for either your Dstv, Gotv or Startimes today.

Take a nap

Take a power nap during the weekend- VTpassBlog

If you had a stressful week and only got little sleep, then you can take that short power nap you have been longing this weekend.

Short power naps are said to leave you feeling refreshed, energized and focused for the work to come on Monday.

Unplug

We are grateful for technology but understanding how to place the work-life balance is key to healthy living.

Experts have revealed that the secret to being super focused on Mondays is to stay off work-related activities during the weekends and spend it hiking and focusing on reflection, feedback, and strategy.

So this weekend try as much as possible to avoid work in all you do. Also visit Vtpass.com today to make your internet data subscription to catch up on the latest released music/movies by download.

Cultivate a hobby

Are you feeling really excited and energetic about this weekend?

Why not engage in extracurricular activity or improve your talent/skills. Activities like sports, taking piano lessons or dance classes, pursuing photography lessons and someday you’ll be grateful you did.

Volunteer

It is said that helping those in need helps you keep things in perspective.

Why not take the weekend to signup with any NGO/ volunteering agency close to you.

You can also purchase internet data through VTpass.com to search for NGO’s close to you today.

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Tips to ensure electrical Safety for Your Kids when you’re away


Electrical safety tips for your kids and wards

While electrical safety should be observed for everyone, it is considered a higher priority for children. Regardless of the age, kids need to be aware of the electrical hazards and danger of playing or being careless with electricity.

We have however, compiled this list to enlighten parents and guardians to teach kids how to take charge of their electrical safety.

Check out these electrical safety tips to help your kids with when at home and outside the home:

Electrical Safety for Children at Home

  • Educate the kids never to stick their fingers or any object into an electrical outlet or light bulb socket.
  • Always use plug caps when you have kids in the house to avoid them plugging to the electrical sockets.
  • Ensure you don’t have electrical power sockets near the pool to avoid electrical shock when using appliances while in the pool same time.
  • Keep their fingers and other objects out of small appliances, such as toasters, even if the appliance is off.
  • Keep electrical wires and appliance cords away from sources of heat,sources of water like sinks, bathtubs, etc
  • Inform them to never put drinks on top of video game consoles or other electrical devices.
  • If you see a worn, frayed or damaged electrical cord, notify an adult immediately.

Electrical Safety precaution for children outdoors

  • Do not climb trees that are near power lines or have power lines running through them.
  • Never try to remove an item from the power lines by themselves rather they should inform an adult.
  • Do not climb utility poles.
  • Keep away from electric substations.
  • Never climb on fences around electric substations.
  • Stay away from fallen electrical wires and inform an adult to call the power company to report the downed wire.

Pay your electricity bills on VTpass

  • Visit www.vtpass.com ,
  • Click this to select your electricity area,
  • Enter your payment details and submit.

Your token would be delivered almost immediately after payment.

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Easy Steps to Pay Electricity Bills Online (Prepaid&Postpaid)

Many individuals miss important appointments and life changing opportunities while on queue at the PHCN office or designated banks trying to sort out their electricity bills.

Most people really find it uncomfortable leaving their businesses to go purchase their electricity units.

In Nigeria today, on a scale of Ten, 8 out of 10 houses use digital power consumption calculation device, which everyone know as a prepaid meter and the other 2 has postpaid meters

It is also no longer news that you can pay for your Electricity bills online both for Postpaid and prepaid meters.

This article will walk you through the fastest and most reliable way to pay your electricity bills without leaving the comfort of your house or place of work.

The PHCN company had partnered with a number of financial institution in Nigeria as well as card processors to allow subscribers make convenient payment online without having to go through any stress.

Paying your Electricity bills online should be the easiest thing you have ever done because it is a very simple and straight forward process. All you need is a phone or laptop connected to the internet and follow the steps below.

Steps to make Electricity Payment Online

Logon to VTpass to make Electricity payment online

  • Click on “What do you want to do” and select “Pay Electricity bills”

make electricity subscription renewal on Vtpass.com

 

  • On the second level, select “Electricity bills” (Ikeja Electric IKDC, EKO electricity EKEDC or whichever electricity distribution company you use)

Electricity company payment online

 

  • Select meter type (Postpaid or prepaid), then enter the required details (Meter number, Phone number, email etc)

Make electricity payment on online

 

  • Click on on the “continue” button and you will be directed to the Interswitch Webpay gateway. Enter details of your active ATM/Debit card to complete your transaction. Interswitch processes MastercardVisa card and Verve cards at the moment.

PHCN electricity payment on VTpass.com

If your payment is successful, you will receive the meter token on your phone and email.

 

Customers can make payment for the following electricity distribution companies:

Making payment on VTpass.com is fast, easy and saves you a lot of stress. It also ensure you can spend valuable time on important things than  going to the bank or PHCN office to make Payment.

We also have an electricity payment API for developers to integrate into their applications.

Make your life Easier with VTpass.com