5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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Pay AEDC & Other Electricity Bills On VTpass

Electricity bills payment on VTpass
Electricity bills payment made easy on VTpass

We will forever be grateful for technology, and its daily advancement as human life has been made easier since the advent of the Internet.

Similarly, payment of your PHCN electricity bills for either Prepaid or Postpaid meter has been made a lot easier, faster, and for your convenience.

Rather than commute to the PHCN office, you can now purchase electricity tokens for your prepaid meter or recharge your postpaid meter online at the convenience of your home or office.

How, you ask?

Here’s a breakdown on how to pay your electricity bills for Ikeja electric, Abuja electric, Kano electric, Jos electric, etc.

Steps:

  1. Visit www.vtpass.com / download the VTpass mobile app,
  2. Click on Electricity payment,
  3. Select your Electricity area & Meter type,
  4. Enter your correct Meter & Payment details
  5. Click Submit and get your Token instantly

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5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

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Visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

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Easy Steps to Pay Electricity Bills Online (Prepaid&Postpaid)

Many individuals miss important appointments and life changing opportunities while on queue at the PHCN office or designated banks trying to sort out their electricity bills.

Most people really find it uncomfortable leaving their businesses to go purchase their electricity units.

In Nigeria today, on a scale of Ten, 8 out of 10 houses use digital power consumption calculation device, which everyone know as a prepaid meter and the other 2 has postpaid meters

It is also no longer news that you can pay for your Electricity bills online both for Postpaid and prepaid meters.

This article will walk you through the fastest and most reliable way to pay your electricity bills without leaving the comfort of your house or place of work.

The PHCN company had partnered with a number of financial institution in Nigeria as well as card processors to allow subscribers make convenient payment online without having to go through any stress.

Paying your Electricity bills online should be the easiest thing you have ever done because it is a very simple and straight forward process. All you need is a phone or laptop connected to the internet and follow the steps below.

Steps to make Electricity Payment Online

Logon to VTpass to make Electricity payment online

  • Click on “What do you want to do” and select “Pay Electricity bills”

make electricity subscription renewal on Vtpass.com

 

  • On the second level, select “Electricity bills” (Ikeja Electric IKDC, EKO electricity EKEDC or whichever electricity distribution company you use)

Electricity company payment online

 

  • Select meter type (Postpaid or prepaid), then enter the required details (Meter number, Phone number, email etc)

Make electricity payment on online

 

  • Click on on the “continue” button and you will be directed to the Interswitch Webpay gateway. Enter details of your active ATM/Debit card to complete your transaction. Interswitch processes MastercardVisa card and Verve cards at the moment.

PHCN electricity payment on VTpass.com

If your payment is successful, you will receive the meter token on your phone and email.

 

Customers can make payment for the following electricity distribution companies:

Making payment on VTpass.com is fast, easy and saves you a lot of stress. It also ensure you can spend valuable time on important things than  going to the bank or PHCN office to make Payment.

We also have an electricity payment API for developers to integrate into their applications.

Make your life Easier with VTpass.com