Why VTpass Should Be Your Go-To for Auto Insurance

Auto insurance is necessary, but managing it can occasionally feel like a chore. It can be very difficult to sort through prices, handle paperwork, and understand complicated policies. But what if getting trustworthy auto insurance could be done more quickly and easily? Introducing VTpass, your one-stop shop for affordable, timely, and simple auto insurance

Why Opt for VTpass Auto Insurance?

Effortless Online Process: Eliminate agent visits and phone calls. With VTpass, you can compare rates and complete your online auto insurance purchase, saving you a ton of time and aggravation.
Instant Coverage: Your auto insurance coverage begins as soon as you select a plan and pay your premium. Traveling with peace of mind—no waiting, no delays.
Clear Pricing: There are no additional or unexpected costs. VTpass provides upfront pricing that is both transparent and unambiguous, letting you know precisely what you’re getting.
Numerous Insurance Choices: Select the one that best suits your requirements. With the range of auto insurance policies that VTpass offers from respectable companies, you can be sure to acquire the coverage you require at a reasonable cost.

Smooth Integration: VTpass easily integrates with the current service portfolio. With our user-friendly app, you can conveniently manage your airtime purchases, data top-ups, and electricity bill payments in addition to your auto insurance.

VTpass Goes Beyond Convenience:

We understand that navigating the claims process after an accident can be stressful. They work with you to ensure a smooth and efficient claims experience, getting you back on the road as quickly as possible.

Don’t Wait Until It’s Too Late:

Getting car insurance with VTpass is a breeze. In a few simple steps, you can be cruising with confidence:

  1. Visit the VTpass website or app.
  2. Provide your vehicle details.
  3. Compare quotes and choose your preferred plan.
  4. Complete the online application and pay your premium.

That’s it! You’re now covered! VTpass empowers you to prioritize your safety and financial security on the road. So, why wait?Choose VTpass today and experience a simpler, faster way to get the car insurance you deserve!

Hitting the Road with Confidence: Why Your Car Needs Insurance

We use our cars for more than just commuting. They provide ease, liberty, and even a feeling of adventure. However, that liberty implies accountability. Theft happens, accidents happen, and even small blunders can cause big financial problems. This is where auto insurance comes into play; it serves as your financial safety net while driving.

Why is insurance for your car important?

Imagine yourself driving down the highway when, all of a sudden, a different car swerves into your lane. Fortunately, no one is harmed, but your car takes significant damage. If you didn’t have insurance, you would be responsible for paying for repairs, which can quickly run into the thousands.

Car insurance protects you from financial losses in a variety of situations, including:

  • Accidents: This covers repairs to your own car and any damage you cause to others’ vehicles or property.
  • Theft: It reimburses you for the value of your car if it’s stolen.
  • Natural disasters: Provides coverage for damage caused by events like hail, floods, or fire.
  • Liability: Protects you from lawsuits if you cause an accident that injures someone or damages their property.

Choosing the Right Insurance for Your Needs

There are many car insurance options available, and the right one for you will depend on your specific needs and budget. VTpass offers a variety of car insurance plans to choose from, allowing you to find the coverage that fits your situation.

Here are some reasons why VTpass will be a great choice for your insurance needs:

  • Convenience: Get quotes, manage your policy, and even file claims all online or through our mobile app.
  • Affordability: VTpass offers competitive rates on car insurance, potentially saving you money without compromising coverage.
  • Flexibility: Choose the level of coverage that’s right for you, from basic liability to comprehensive protection.

Peace of Mind on Every Drive

Don’t wait for the unexpected to happen before you secure car insurance. With VTpass, you can get a free quote and explore your options in just a few minutes. Remember, car insurance is an investment in your financial security and peace of mind. Hit the road with confidence, knowing you’re protected! VTpass has got you covered.

How to Buy Third Party Motor Insurance Online in Nigeria

It’s no longer unheard of to buy third-party motor insurance online in Nigeria. And yes, no be everything online be scam.

Agreed, there are many fake websites out there claiming to be motor insurers or insurance agents or brokers. One needs to be careful when buying third-party motor insurance online.

Learn more: Insurance: 5 Common Myth vs 5 Common Facts

The question is, why buy third-party motor insurance online in Nigeria? I mean, why not just go to a physical broker or insurance company and get the business done? Here, we give you three solid reasons why buying third-party motor insurance online is the better option:

  • Fast certificate delivery: Buying through a physical location, you would have to wait for days before the insurance papers are out. Buying online, however, your insurance papers are ready immediately after payment! No time for stress.
  • Less paper-work: The last time a friend of ours bought thrid party motor insurance through a broker, we filled and filled and filled proposal forms. Abeg! Buying online, proposal forms questions are significantly shorter yet underwriting quality remains the same. Less paper-work = lesser stress.
  • Faster renewal process: For some motorists, the biggest challenge of buying motor insurance is the renewal process. That awkward feeling of visiting your broker’s office multiple times during renewal. Buying online, you can simply automate your renewal process so that your wallet is automatically billed the next premium upon renewal.

You get to enjoy these and more right from the comfort of your home and office. All you need to buy third-party motor insurance online in Nigeria is your mobile phone or laptop, internet connection, your funds and a reliable online bill payment platform like VTpass.

VTpass third-party auto insurance

How to Buy Third Part Motor Insurance from VTpass

To buy third party motor insurance from the comfort of your home or office, simply:

  • Log on to vtpass.com/insurance
  • Click on Third-Party Motor Insurance
  • Fill in the required information: insurance type, insured name, engine number, chassis number, phone number, etc.
  • Click on Continue to move to the payment confirmation page
  • Select a payment method i.e pay with card, wallet, or bank transfer
  • Enter your payment details and confirm payment

Done!

Your third-party motor insurance certificate would be delivered to you immediately after payment. The main policy document would follow only a few days later. Fast and easy.

buy third-party motor insurance online in Nigeria

Driving is a risk on its own, getting a motor cover shouldn’t be risky. Buy yours from VTpass as our quality third-party motor insurance is provided for you by Universal Insurance, one of Nigeria’s most credible insurers.

Drive with complete peace of mind when you buy third-party motor insurance from VTpass!

Related article: 5 Benefits of Third-Party Auto Insurance

Insurance: 5 Common Myths vs Facts

What comes to your mind when the word “Insurance” is mentioned? Do you cringe or smile? There are sets of perceptions in most people’s minds about Insurance, but are these perceptions myths or facts?

There is no denying that insurance can be incredibly complicated, both in theory and practice. So it’s little wonder that sometimes rumors, myths, and untruths can be held as fact and disseminated as such.

In this article, we want to smoothen out some of the twigs from the drink. Here are 5 common myths about Insurance and the facts that prove them wrong:

Long read? Watch video summary instead

Myth 1: Insurance is expensive

Let’s start from where it concerns our pockets shall we? The popular misconception that only the rich can afford insurance is as funny as it sounds.

Let’s face it, that idea is so old and gone. With stiff competition in today’s insurance market, premiums for covers gotten more affordable. For some covers like motor insurance in Nigeria, prices can be as low as N2,500 a year!

The most remarkable of insurance cost is that of health insurance in Nigeria. A 2017 report puts the average cost health insurance plan at N35,000 for individuals and N125,000 for families. While this is affordable considering the cost of medical treatment in the country, you could get top-notch health covers (with private treatments) for even less at VTpass.

Now, imagine having all-round health insurance for only N15,000/year (N2000/month) for individuals and N60,000/year (N5,500/month) for families?

How affordable can that get?

insurance myths

Myth 2: Insurance companies are fraudsters

I was in a conversation with a friend one Saturday evening when an Insurance salesman walked by. His pitch was about how fast an insured would be compensated after a loss. You should have seen how my friend chased him away.

He did this because of the terrible experience he had with an insurer who refused to compensate him after a loss occurred against his burglary cover.

The mistrusts in insurance companies is perfectly understandable. Agreed, there are fake insurers out there who aren’t really in business to serve but to steal.

However, not all insurers are fraudsters. We have reputable, world-class insurers in Nigeria. In 2019, total claims paid out by insurance companies in Nigeria amounted to N98.9 billion; a 16.5% increase from N84.9 billion paid out in 2017. If all insurance companies are fraudsters, banks and top businesses would not commit hundred of millions annually to insurers to cover potential risks.

The solution is simply to buy insurance from reliable and trusted sources only. Companies that are backed but by NAICOM and duly regulated.

insurance myths

Myths 3: Is Not Safe to buy Insurance online

For real? Wow.

So we can literally buy airtime and data, work online, transfer money, pay electricity bills, do all kinds of stuff online – but not insurance? Terribly wrong!

Digital technology is the future no one can escape from. Today with reliable online platforms like VTpass, your cell phone, and internet connection; while sitting in your home or office, you can get any insurance you want!

At VTpass, we deliver your policy to you digitally and physically after purchase. When it comes to claims, you can trigger settlement by clicking the claim button on our website. It’s that easy.

Africa and transforming digitally, taking all industries in its whirlwind. A few years from now, there wouldn’t be need for person-to-person interaction before quality insurance is sold.

A word of advice though; only buy from proven and trusted online platforms. Visit vtpass.com/insurance today.

Myths 4: Buying Insurance takes a long and tedious process

If you’ve tried buying insurance in the ’90s you would be amazed by the paperwork that goes with it. Then there are the long questionings by medical examiners or risk assessors, etc.

All that is old news now.

Insurance companies have modified proposal forms and other documents to collect only the barest, necessary information (no one is going to ask if your mum had green eyeballs or not). Add that improvement to today’s digital technology and we have an insurance system that delivers covers in minutes!

insurance myths

Today, you can get a motor cover in less than 10 minutes when you buy at VTpass. No stress. We have eliminated the need for tedious processes with our innovative payment solution.

It’s no wonder why Nigerians rely on VTpass to get quality insurance covers day in-day out. Our secret is simply partnering with Nigeria’s top insurance companies with proven track records of prudence and claim settlement.

So if you ever have a need for car insurance, health cover plan, personal accident insurance, or home insurance; simply visit vtpass.com.

We’ve got you covered.

FIVE NEW REALITIES IN THE DIGITAL WORLD

Daniel Newman, a principal analyst and a digital expert, talked about the happening digital transformation in one of his articles. And in this article, he went on to mention some trends that must characterise the digital world. And that too in the year 2017.  So, he talked about expecting more of adaptability and top-notch user, customer experience brands.

Also, he advocated for the “Fail fast, succeed faster” mentality. Literally, this is his way of talking about the proactive innovations that will pervade the year. These proactive digital innovations will open the way to being able to work and do things from anywhere and at any time. In the long run, Newman’s model for the year 2017 is this:

An organization that can change both its technology and its culture rapidly

Agile, adaptable and designed to thrive long into the future where change is the only constant.

But the question now is has Newman’s model materialised over the months this year? Rather than give a conclusive answer, you would like to check up on vtpass.com to see for yourself. The adaptability, user-friendly nature of this online payment platform is on par with Newman’s model.

And there are more.

NEW REALITIES IN THE DIGITAL WORLD

Cryptocurrency

Cryptocurrency has been in the jig for a very long time now. But it seems to only have very recently garnered a wide interest in all spheres. And even in the most remote part of the world. This is because it has stepped on just the right buttons in the digital world. The transparency, workability, and adaptability of Bitcoin, for instance, has made it a wild card. Right now, Bitcoin as a digital currency is competing on the same level with physical currencies. If not, on a higher level.

Driverless

At a point, people thought it was impossible to have a driverless car. But just this year, a lot of driverless innovations have emerged. Ford is one of the powerful forces when it comes to the invention of driverless cars. This innovation meant to make life easier has Uber and Google incorporated this as one of their goals . And in fact, these driverless cars are slowly emerging out of the works to be a new reality

Bad-ass iPhones

It is no news that Apple has released its new line phones- iPhone 8 and iPhone X. The exquisite features on these devices are relatable to Newman’s words. Presently, these iPhones are rocking the world.

VTPASS

newman stated a point that was really punchy. According to him, “digital transformation isn’t only about technology. It’s about bringing together the power of technology with a culture that embraces the change.” And believe it, Vtpass, as an online payment platform has arisen to this task- merging dynamism with technology. In responding to the needs of people across the country, it has now been made possible to make bills anywhere and anytime. You can now pay your electricity bills, phone airtimes, cable tv subscriptions, data subscriptions and much more in 3 easy steps. All you need do is log on to vtpass.com, select your service and pay. It’s as easy.

Inevitably, this puts this service as one of the new digital trends that is in not time bound to break barriers.