5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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5 Electrical Safety Tips For This Rainy Season

Safety tips for the rainy season on VTpass

While the rainy season this year may seem to have arrived earlier than usual, we are very glad that the hot air has been lifted.

Marked with increased rainfall, thunderstorms, high winds, and flood, the rainy season could see a lot of electrical accidents, especially since water is a good conductor of electricity.

However, that informs the need for us to pay more attention to safety when dealing with electrical appliances this season.

Here are a few electrical safety tips you may need in this rainy season:

  1. Stay away from Flooded Areas:

Everyone is adviced to stay indoor or to find the closest shelter in the event of rain or storm.  But if you have to go out, it would be wise to avoid flooded areas, especially those close to heavy electrical equipment.

Pay electricity bills on VTpass

2. Stay away from power lines during a storm:

The human body is a ready conductor of electricity and as such,  It is advised that you stay at least 10 feet away from a power line and anything touching it.

The proper way to move away from the line is to shuffle away with small steps, keeping your feet together and on the ground at all times. This way, it will minimize the potential for a strong electric shock.

3. Never leave Cut Wires astray:

In cases where you have wires on the floor or lying on the road in your area, it will be wise to either get a DisCo official to reconnect or safely tuck away the wires before the event of a rainstorm.

These wires may cause severe electrical hazards if they come in contact with water (provided current is flowing through the wire).

4. Avoid outdoor electrical tasks during rainfall:

Avoid high altitude during rainfall, as that presents a real danger of being struck by lightning – especially when climbing poles.

Never attempt electrical chores if you are not a trained engineer but if you have to, avoid doing this under the rain.

5. Take caution when close to Water:

Never touch anything electrical with wet hands or bare feet, always use caution when operating electrical appliances near water sources and all appliances.

Pay your electricity bills on VTpass

Remember that your correct meter number must be supplied when buying prepaid electricity.

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5 Secrets To Staying Motivated At Work

black man feeling tired and uninspired at work
black man feeling tired and uninspired at work

Nearly everyone has been through that phase/episode where you just lack the motivation to work and it starts to feel and as though nothing works.

Most times the lack of motivation at work could make you feel terrible, bored and frustrated about your business or career. However, we’ve got great news for you as we have compiled a short list to help you stay motivated while completing your daily tasks.

1. Don’t Think About it as Hard Work

Never think of your job as hard work.

Studies have shown that when a project you’re faced with isn’t viewed as drudgery, but rather as a piece of the puzzle that’s helping you along your career path, then perhaps the energy required to do it will be easier to come by.

Here’s how Marie Stein deals with feeling uninspired”at work;

I try not to think so much about how difficult or frustrating or impossible that might be; I just think about how good it must feel to be that, or how proud I might be to have done that. Make hard look easy.

2. Task Identity

Checklist for work done.

Work is most motivating when it’s clear what, exactly, you’re accomplishing. On the other hand, nothing is worse than working all day and thinking “What did I even do today?!”

To stay motivated at the end of each day or week, make a “Got Done” list (the opposite of to the to-do list!), where you outline all of the tasks you’ve completed. For extra motivation, keep it somewhere you can see.

3. Evaluate Task Significance


Always set your tasks in order of priority.

Another key to staying motivated is knowing that the work you’re doing makes a difference in some way—recognizing the impact you’re making on your clients, company, or the world.

If you’re not totally seeing this connection, try to dig deep. You could map your weekly sales reports to the increase in your company’s bottom lines or sales unit, Or make a list of the tasks you do that reduce this cost for your company and find ways to focus on those aspects of your job more often.

4. Focus on things that really matter

Did you know that doing things that don’t mean anything costs(us) a ton of mental energy?

FOCUS

Take a minute to go through your list and take off anything that’s both truly demotivating and unnecessary for you to do. It’s not always best to finish what you started if, down the line, you can’t even remember the reason you started something in the first place. 

5. Celebrate Wins

Celebrating your wins

An acknowledgment of how good you are doing, no matter how small or big is a great step to boosting your motivation.

You may forget how crucial all the little wins are if you’re constantly waiting for a long-term payoff. So ensure to treat yourself and never underestimate how gratifying it can feel to recognize tiny advancements.

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5 Ways Highly Successful People Start The Week


How do you plan to start your week off?

While Monday may not be everyone’s favorite day, with the struggle to get out of bed, get to classes/offices and to make it throughout the day, it is often the best day to strategically plan for the new week.

Mondays don’t always have to be dreaded instead, you can try one or a few of the tips listed below to help start your week off on a positive note.

  1. Pick A Positive Note For The Week

Select a positive affirmation that will help you with any challenges you may face this week. Set it as your lock screen on your phone so you will see it repeatedly throughout the week or write it down and hang it somewhere like on your refrigerator.

2. Plan Your Week Out 

Although planning may sound like a lot of work, try to think about all the exciting and enjoyable things you have coming up this week and list them.

Remember to focus on the chores and work-related activities while also highlighting the other exciting events you are looking forward, this way, you are not just focused on the not-so-fun things you have going on this week

3. Eat A Nice/Healthy Breakfast

Medical practitioners have always advised on the importance of having breakfast.

It does not have to be something super complicated and take forever to make. You also do not have to make some fancy spread for the whole neighborhood but try to make yourself something a little extra special to kick off your week.

4. Set A Goal For The New Week

A new week is another opportunity for you to re-strategize and set new goals.

Don’t go too crazy and set a goal that is unattainable. Pick something that still presents you with a challenge, but won’t overwhelm you or is too big. It is advisable to choose something that you want to improve on in a short-term.

5. Create A ‘Monday’ Music Playlist

This may sound unnecessary, but listening to the right songs have the power to completely change your mood. Take some time to create the perfect playlist for that will make you want to jump out of bed in the morning.

Remember to visit VTpass to make bills payment such as airtime purchase, internet data purchase, electricity bills payment, TV subscription, WAEC pin purchase and lots more.

5 Cheap Valentine’s Day Gift Ideas

It’s the Valentine season and we can already feel love in the air.

VTpass.com- Bill payment platform
VTpass.com- Bill payment platform

February 14, usually marked as St.Valentines day is just around the corner and usually, it’s a time to show your loved ones and romantic partners how much they mean to you.

While Valentine’s Day gifts may be a problem if you have a tight personal budget, many would agree that often times, it isn’t the gift that matters but the thought behind it.

Like the popular movie title “Love don’t cost a thing”,note that expressing your love doesn’t mean emptying your wallet.

Here is a compiled list of thoughtful yet affordable gestures for you to gift your partner this Valentines day;

The gift of Time

A couple enjoying Valentines day

One of the best ways to measure what is important to a person, what he/she treasures, is where and how they spend their time.

We often promise to spend time with loved ones then our busy life gets in the way. The person on the receiving end is disappointed and often feels too guilty to remind you of your promise.

This Valentine,plan an indoor date to enjoy your partner’s company.

You can play games, watch your favourite Tv shows, cook together, and make beautiful memories.

Pay your electricity bills, renew your internet data, Tv subscription and ,many more on VTpass to enjoy the day.

Digital Photo frame

Couple Photo frame- VTpassBlog

They say its the little things that counts the most so why not get your pictures framed.

Do you have that special/awesome memory you both cherish and would love to frame? Get these photos framed by a professional or learn how to by watching DIY videos on Youtube.

Click on this to make internet data purchase on VTpass to watch the best Youtube videos.

Prepare a delicious dinner

Prepare a delicious meal this Valentine with your partner

Nearly everyone has a favorite meal and your partner is no exception.

Its the perfect time to find out your partner’s best dish so you can surprise him/her on Valentine’s Day. However, if he/she doesn’t have any favorite meal, try to cook your favorite one.

Preparing a dish these days is easy as you can easily watch cooking shows or check for quick recipes on food-blogs, YouTube and lots more.

Click this to subscribe for your TV subscription and Internet data on VTpass to stay updated with food channels and get quick recipes online.

A Box of cupcakes

A box of cupcakes for valentine- VTpassBlog

This would be a nice gesture to show your lady that you actually think of her.

Have a box of cake or cupcakes sent to her on Valentines day and you would make her happier than you can imagine.

Wallet/Bags

Handbags and Purses for Valentine -VTpass Blog

With so many online retails stores today, you can easily purchase affordable wallet,purse or bags for your loved ones within your budget.

This would be a great gift especially if he is one to use a wallet for a year.

Other gift ideas includes;

  • Perfumes
  • Customized mugs, shirts, throw pillows, etc
  • Wristwatches
  • Cuff-links, Ties, Belts
  • Dress for ladies, Shirts for guys
  • Headsets or speakers if your partner is a music lover
  • A book by their favorite writer or genre for book lovers


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5 Relaxing Ways To Spend Your Weekends

Most people say their favorite days of the week are the weekend, but surprisingly, they spend it engaging in cliche activities.

We have, however, compiled a list of amazing yet productive ways to spend your weekends without breaking the bank.

Spend time with family and friends

Watch your favorite TV shows with family and friends- VTpassBlog

There is no perfect time to spend with friends and family other than the weekends.

So why not take this weekend, sit at home, enjoy the games or catch up on your favorite Tv shows.

To activate your cable network,  simply visit Vtpass.com to make your subscription for either your Dstv, Gotv or Startimes today.

Take a nap

Take a power nap during the weekend- VTpassBlog

If you had a stressful week and only got little sleep, then you can take that short power nap you have been longing this weekend.

Short power naps are said to leave you feeling refreshed, energized and focused for the work to come on Monday.

Unplug

We are grateful for technology but understanding how to place the work-life balance is key to healthy living.

Experts have revealed that the secret to being super focused on Mondays is to stay off work-related activities during the weekends and spend it hiking and focusing on reflection, feedback, and strategy.

So this weekend try as much as possible to avoid work in all you do. Also visit Vtpass.com today to make your internet data subscription to catch up on the latest released music/movies by download.

Cultivate a hobby

Are you feeling really excited and energetic about this weekend?

Why not engage in extracurricular activity or improve your talent/skills. Activities like sports, taking piano lessons or dance classes, pursuing photography lessons and someday you’ll be grateful you did.

Volunteer

It is said that helping those in need helps you keep things in perspective.

Why not take the weekend to signup with any NGO/ volunteering agency close to you.

You can also purchase internet data through VTpass.com to search for NGO’s close to you today.

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World Cancer Day: Tips To Reduce Your Risk of Cancer

Tips To Reduce Your Risk of Cancer
Visit www.vtpass.com for a quick, easy and secure bill payment transaction

Dedicated to empowering everyone across the world to show support and raise a collective voice, 4 February has been declared as World Cancer Day.

While the term cancer prevention is still evolving with so many contradicting reports, it is widely accepted that the chances of developing cancer are affected by the life choices you make.

If you wish to reduce/prevent the risk of cancer, here are a few tips compiled from various sources including the Mayo Clinic Staff;

1. Stay away from tobacco

  Smokers are liable to die young

Tips To Reduce Your Risk of Cancer: Tobacco image

Smoking is often listed as a major cause of different types of cancer including cancer of the lung, mouth, throat, larynx, pancreas, bladder, cervix and kidney.

Smoking and chewing of tobacco have been linked to cancer of the oral cavity and pancreas. For non-smokers, exposure to secondhand smoke could increase one’s risk of lung cancer.

2. Stick to a healthy diet

Although eating healthy may not guarantee cancer prevention, check these guidelines to reduce your risk.

  • Eat plenty of fruits and vegetables.
  • Eat lighter and avoid obesity.
  • Take alcohol only in moderation if you must.
  • Limit processed meats; according to the cancer agency of the World Health Organization, eating large amounts of processed meat can slightly increase the risk of certain types of cancer.

3. Get vaccinated

Tips To Reduce Your Risk of Cancer: Doctor giving a vacine
Get vaccinated against viral infections

Cancer prevention includes protection from certain viral infections including;

  • Hepatitis B.
  • Human papillomavirus (HPV).

4. Get regular medical care

Tips To Reduce Your Risk of Cancer: Female Doctor giving vaccination
Get regular medical care

Engaging in regular self-exams and screenings for cancers such as cancer of the skin, colon, cervix, and breast can help with discovering cancer early when treatment is most likely to be successful.

Ask your doctor about the best screening schedule for you.

5. Stay physically active and maintain a healthy weight

Tips To Reduce Your Risk of Cancer: Father and son playing football
Engage in sports and exercise to control your body weight.

Cancer of the breast, prostate, lung, colon, and kidney can be avoided by maintaining a healthy weight.

For control of your body weight, engage in physical activities and exercises.

6. Protect yourself from the sun

sun protection kits

One of the most common and preventable kind of cancer is the Skin cancer.

Try these tips:

  • Avoid midday sun.
  • Stay in the shade.
  • Cover as much of your skin as possible or opt for bright or dark colors
  • Apply sunscreen often and generously
  • Avoid tanning beds and sunlamps

7. Avoid risky behaviors

It is advisable to avoid risky behaviors that can lead to infections which might increase the risk of cancer.

For example:

  • Practice safe sex.
  • Don’t share needles.

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Earn Big With VTpass Referral Program

Did you know that VTpass unlike other bill payment platforms, gives you the chance of earning on the website?

Yes you heard right!

Earn big when you refer a friend on VTpass
Earn big when you refer a friend on VTpass

You can now earn on the VTpass website by simply joining the VTpass Referral Program to invite friends and family to use the platform. Imagine earning extra money just from sending your referral link to
friends and family to use the platform inviting them to carry out transactions on the platform.

Follow the steps below to guide you through this exciting journey:

Join the referral program:

Step:

1. visit www.vtpass.com to register on the website

2. Login

3. Visit the earnings page or click on this link https://www.vtpass.com/earnings

4. Scroll down to see Refer a friend and click on join the referral program or click on this link https://www.vtpass.com/refer-a-friend

Start earning through the referral program:

After joining the referral program and sharing your referral link with your Friends & Family, you can now start earning commissions on any transaction they make for the next 30 days.

Step:

1. Click “Get Referral” Link

2. Copy the link and share or use the share button on the platform

3. Market your services in your location and start earning


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What to do when in a Bad Mood While at Work

There is this popular cliche that “every day is not Christmas”. This resonates the fact there are good days and there are bad days. Some days, we get to smile and laugh and joke around. But on some other day, the reverse is the case. And while we might have enough to spend on some days, we might not other days. And yes, this one fact determines how things run quite a lot. So, on very bad days, how do we get to control ourselves and prevent an outburst? And, especially on the days when you get to go to work and mingle with people. Now, this is something that needs addressing.

But first, it is very important to always nip in the bud any arising bad mood swing. And that is, by first locating the root cause of the foul mood. Without any doubt, the ultimate cause of bad mood and mood swings is when one is having a bad day due to certain inconveniences and hurdles. So say, you are self-employed and you are hoping to meet a deadline. But then, your meter ran out of power just as soon as you started working. You get off to renew it but your car is out of fuel. So, you get a cab only to be stuck in traffic. Now, for anyone, this is terribly bad and it can swing a bad mood. Worse still, wanting to call someone direly to find that your airtime is out and over can be very discouraging.

Now, there is an easy way out of this inconveniences that sour one’s mood. And that is VTpass. VTpass is an online payment platform that guarantees you absolute convenience with regards to the payments of your bills. Right in your home or office, you can, at any time, make payments for your everyday bills. And VTpass is very quick too. You make payment in three easy steps (-Log on -Select -Pay) and you get your service. Just like that. Talk about settling your electricity bills, TV subscription, airtime and data quickly, VTpass is one sure way.

So, since you will be logging on to www.vtpass.com or using the VTpass app which is on Google Play Store. You might not necessarily need or have a bad mood. But all the same, let us see just you can deal with a bad mood while at work.

ADMIT

You first need to see through you and admit that you are in a bad mood and admit it before doing anything about it.

KEEP TO YOURSELF

Really, this is the safest way to dealing with a bad mood while at work. Pretend you are neck deep in work and don’t say too much to anyone. They would not know of your sour mood. And you would definitely not hurt anyone if you keep to yourself.

GET TO WORK ALREADY

Have you been procrastinating a particular task? Well, you have a bad mood and you need to exhaust yourself. So, get down to the real task and do it.

MUSIC

Music is the food of the soul and evidently the medicine for a bad mood too. So, plug in your ears and move your legs to your favourite vibes.

bad moodYOU CAN STILL LAUGH

Even in a bad mood, laughter is not quite far-fetched from us. So, why not look inward or outward for that humorous thing and go on to have a good laugh?

FACE IT HEAD-ON

Still, the best way to quell a bad mood is to face it head-on Whatever the crisis may be, look it in the face and address it squarely. When you successfully get rid of it, you will be better for it.

But why not altogether prevent a bad mood by preventing those slight inconveniences that get to you? With VTpass, you can wriggle your way out of any such bad mood by getting the convenience you deserve. Pay your bills with convenience. Log on to www.vtpass.com or download the VTpass app now.