The #EndSARS campaign which surged from the beginning of October was a call for police brutality and alleged criminal offenses of the Special Anti-Robbery Squad within the country to end.
While speculators wondered if the campaign would come to an end, following the Inspector General of police’s disbandment of SARS on Sunday, 11th, 2020; many protesters changed course, calling for the IG’s proposition of forming a new anti-robbery unit to be put to the sword.
To go by the name Special Weapon and Tactics (SWAT) team, the new anti-robbery police unit is meant to replace the now-defunct SARS. They would be tasked with carrying out the duties previously assigned to SARS.
The IG of police in a statement chipped in that members of SWAT would undergo a psychological and medical examination before admission into the force. He stressed that the unit would be held accountable for abuse of authority or violation of human rights. According to him, the unit would begin training from Monday, 19th October 2020.
But Nigerians took to Twitter just hours after the announcement, calling for the disbandment of SWAT, with the hashtag #EndSWAT trending immediately. According to them, SWAT is just a rebrand of SARS and is not the police reform they request for from the government.
Some of the reasons put forward by protesters for the #EndSWAT campaign include;
The use of ex-SARS operative in forming SWAT
Admission of ex-convicts into the force, and
Lack of disciplinary action drafted for operatives who abuse human rights.
In answer to that, the police have listed the following criteria as the qualification for admitting members into the SWAT team:
No former SARS operative would be a member of the SWAT team.
Only young, smart, and vibrant officers must be selected for training.
Officers must have over seven years of experience and a clean record – he/she must have no pending disciplinary issue, a record of violation of human rights, or a record of misuse of firearms.
Officers must be strong enough to withstand the rigors of SWAT training and operations.
Selected officers must undergo physical fitness tests, medical and toxicology screening, etc and unqualified candidates shall be discharged.
Talks are still been held as to the promised police reforms while protesters continue to make their voices heard.
E-payments in Nigeria saw a total transformation during the lockdown. Yes, the pains of COVID-19 were felt but perhaps it left us with a few lessons too. We witnessed the difficulties associated with economic stagnation and knew the importance of business activities in any economy.
From the angle of finance, the pandemic gave insights into the future of payments in Nigeria. A study by Accenture revealed the limitation of cash and the increase of digital payment during the lockdown periods worldwide. For Nigeria, this is especially true.
Even though people withdrew more cash than ever from ATMs around the country, less than 60% of that cash was actually spent. This was due to cash hoardings by people amidst not knowing when the lockdown would be eased.
Lack of physical cash gave boosts to online payments. Cashless and contactless payments became the norm so as to reduce the risk of contracting the virus.
The long queues at ATMs were yet another factor. It was far easier to make payments digitally than paying in cash. Many individuals and businesses that could operate during the lockdown switched to electronic payment. All of these exploded e-payments around the country.
Just how much explosion? you might ask. In May 2020, e-payments in Nigeria jumped by 82% to ₦11.676 trillion from ₦6.421 trillion in April 2020. An all-time high!
Online retailers and payment platforms saw increases in patronage too, even as other consumer spendings decreased. This was evidenced by the increase in the number of online stores and internet marketers during the lockdown.
Now, as the country kick-starts full operations of economic activities, the question remains; would the rate of e-payments in Nigeria reduce, or would it increase in the coming months?
Why e-Payment would increase
Electronic bill payments for goods and services around the country are only bound to increase. Here are two major post-COVID reasons why this would happen:
The crisis may be relaxed but the ‘panic’ still exists for many. Millions of people would still prefer to take the safer route when making bills payments – that is to pay online.
Many health experts have warned about the risk of contacting COVID-19 from unaware, new carriers not detected during the quarantine. As such, the need to protect personal self from contacting the virus through cash handling or contact payment would keep a lot of people on the online payment track for a very long time.
For many, the quarantine was their chance to experience online payment for the first time. Convinence has been the major driver of e-payments since inception; it’s no wonder why a large percentage of new users would want to stick with the system.
World Bank already predicted that 25% of all money transfers would be done electronically by 2025; a chunk of that increase coming from new e-payment users in Africa. Convinence and speed of payment are major drivers that would prompt these new users to switch paymently to e-transactions.
VTpass, driving e-payments in Nigeria.
Online bills payments are not reducing anytime soon. Instead, a lot more bill payers would make the switch from cash transactions in the future. You too can transit to paying bills online today.
Start by logging on to www.vtpass.com to pay bills in minutes. VTpass is Nigeria’s leading online payment platform that allows you to pay for the daily services you enjoy. You can top-up airtime or data, subscribe your GOtv, DStv, or Startimes, pay electricity bills, buy insurance, and do more.
Payments on VTpass are fast and easy and you get value for your money within minutes of transfers. Visit www.vtpass.com to get started or simply download the VTpass mobile app.
The show we’ve all been waiting for is here! And with it, the men and women set to entertain us for the next 90 days. The new BBNaija season 5 housemates finally revealed!
In this year’s edition themed “Lockdown”, 20 contestants would be competing for a whooping N85 million. So sit back, relax, and meet the housemates of BBNaija season 5:
Emuobonuvie Akpofure is a 26-year-old ride-hailing app driver from Delta state. He describes himself as smart and fun bringing a lot of good vibes, cruise, and entertainment to the house. He claims his biggest achievement is winning N500,000 at a talent competition.
Ezekiel Bright Osemudiame, 29-year-old, is a sailor from Edo state. He speaks Igbo, Hausa, Yoruba, and Edo languages fluently. He’s a lover of swimming, traveling, and adventure. His biggest achievement was when he got a scholarship to study abroad plus his third engineering license.
30-year-old Lucy Essien says she lights up every room she enters. She is an entrepreneur who believes in fairytales, loves good food, and likes her space.
Rebecca Hampson is a formal model turned entrepreneur. At 22-year-old, she is a graduate of the University of Port Harcourt. Haven made it to top 5 in MBGN competition, she wants people to look past her beauty.
Praise Nelson 28-year-old is a dance instructor and a male erotic dancer. He was a winner at the 2015 K Pop World Festival in South Korea. He is also a fitness trainer and certified Latin ballroom expert.
Born and raised in London, Victoria Adeyele AKA Vee, is a 23-year old beauty who loves music. In an early discussion with a housemate, she revealed she decided not to study at a university because she wanted to focus on music.
Eric Akhigbe, a final year student at the University of Lagos is a fitness instructor. He loves competitive sports and derives pleasure from completing tasks.
Olamilekan Agbeleshe AKA Laycon is a graduate of Philosophy from the University of Lagos. The 26-year old is equally a rapper and singer currently signed to Fierce Nation record label. His greatest achievement is ‘Fierce’ that has been in MTV Base Top 10 charts for 10 months.
Kate Jones is a single mom of a beautiful daughter who claims her aim in the house is to promote her brand, not to look for love. She dreams to be famous and to own the biggest fashion brand in the world.
Timmy Sinclair is a 35-year-old creative artist from Bayelsa state. He considers himself a storyteller who uses the medium of film and music to express himself. He claims he will be causing a lot of trouble with his outspokenness.
This one is hot! 24-year-old Dorathy Bachor started trending on Twitter the moment she graced the screen. She is an entrepreneur whose greatest achievement is SHOPFORME, a big procurement company in Nigeria.
Ozoemena Chukwu is a 27-year-old entrepreneur from Imo state. The guy is handsome with his biceps, height, and light skin tone. His biggest achievement is working in UEFA Federation for Europe.
Tolani Shobajo AKA Tolanibaj is a media personality who is in the house for the money. A proud Marlian, the 27-year-old says she is the life of the party and she loves to cook.
Boluwatife Aderogba is a goal-driven lady who likes to be in charge. At 23 years old, she is a Lagos-based dietitian. She doesn’t like people been all up in her business. Her biggest achievement is starting her brand.
This guy whose full name is Terseer Kiddwaya, hates spiders. He says his confidence is often mistaken for arrogance. Hailing from Benue state, he is self-employed and hopes to bring a lot of fun into the house.
Her full name is Florence Wathoni Anyansi and she is half Kenyan, half Nigerian. She speaks and writes in Swahili perfectly. The 29-year-old single mom is a fashion entrepreneur who owns a parenting blog. She loves music and is in the house to gain fans and to find love.
Aisha Umaru Kaisha is the only northerner in the house. She hails from Sokoto state and owns a skincare business. At 25 years old, she describes herself as a hardworking lady who gets along with people. She loves to sing and dance.
Tochukwu Okechukwu is 28 rapper and a real estate agent from Imo state. He is a lover of entertainment and promises to bring a lot of fun and drama to the house. His biggest achievement is his independency.
A graduate of MET film school, London, Ngozi Nlewedim Erica is an actress and a commercial model. She also says she is bringing a lot of good vibes to the house. What more do we expect from the model who loves to dance in front of the mirror alone?
Nelson Enwerem by name, the 24-year-old Prince is a native of Abia state. He is into interior decoration, fashion designing, and modeling. He has promised to show us some dance moves at Friday night parties; we can’t wait to see that!
There you have it. Now you know all bbnaija season 5 housemates.
Subscribe your GOtv or DStv to watch these housemates flex their muscles. And nope, you can’t see the action in the dark! Pay electricity bills conveniently from your home! Keep your favorite housemate in the house by voting for them; top-up airtime now!
Visit our blog more often for entertaining content like this! Download the VTpass mobile app.
It’s been all hot. Real hot; since MultiChoice announced in June that the 5th season of the Big Brother Naija (bbnaija) reality TV show premieres on July 19th, 2020.
Pulses have risen, eyes raised, hands robbing together as millions of fans wonder what to expect from this year’s edition.
If you’re like us standing at the door trying to peck inside? Don’t flex a muscle! We’ve got you covered. Here are 5 things to expect from this year’s BBNaija reality TV show, Season 5:
1. Bigger Prize Money
When the show organizers claimed that this year’s prize money was going to be bigger, they weren’t joking. A whopping N85 million awaits the King or Queen who conquers the house. N85 million!
The breakdown of the grand prize for BBNaija season five includes an N30m cash prize; a two-bedroom apartment courtesy Revolution Plus; a top of the range SUV from Nigerian automaker, Innoson Motors; a trip to Dublin courtesy Guinness; home appliances courtesy Scanfrost; a trip to Dubai packaged by Travelbeta; a year’s supply of Indomie noodles, Munch it and Colgate toothpaste; a year’s supply of Pepsi, a branded chiller and a trip to watch the UEFA Champions League finale; and a brand new Oppo mobile smartphone.
By far, this is the biggest prize for a TV reality show in Africa. Imagine what you could do with all those goodies!
2. COVID-19 safety measures
The organizers mentioned earlier that they would be taking precautions to keep the housemates safe and coronavirus-free in season five of the show.
We shouldn’t be surprised to see health workers in the house performing health screenings or frequently disinfecting the house in the course of the show. This should be fun.
However, we wouldn’t see any live audience at the Sunday eviction show or external visitors like celebrities or BBNaija Ninjas in the house this year. Ouch.
Carefully tested measures have been put in place to ensure minimal contact with outsiders once the housemates enter the house.
Oh-my-godrelationships, wowfriendships, hahahafights; these are the little things that keep us glued to the show.
We have seen several relationships in previous seasons and some definitely led to marriage. Teddy A and BamBam got married last year and gave us our Big Brother Naija baby.
Yeah, we know some relationships didn’t end so well, but it’s always exciting witnessing the build-up process. Season 5 wouldn’t be any different!
4. More fun games, unpredictable twists
BBNaija without the mind twists is definitely not BBNaija. Last year, just when the housemates thought that they have seen more than enough, Big Brother brought in five more housemates in just one week. The introduction of Venita, Elozonam, Enkay, Joe, and Cindy definitely spiced things up.
What about the Ultimate Veto Power given to housemates to nominate other housemates for possible eviction?
When it comes to games, BBNaija sure got it. Perhaps Betway or Guinness Nigeria would put together one of those games that always leads to drama and exciting conversations thereafter.
It’s never down to the basics, Biggie always seems to have more tricks under his sleeves.
5. Nerve-pulling Diary sessions
Big Brother is never complete without the fun of the diary room where housemates go to pour out their hearts to Big Brother. Yikes! A lot of things are revealed in that room.
Every season, there are always housemates we refer to them as the Kings and Queens of the Diary room. We always look forward to their sessions.
Omoshola in 2019 (PepperDem) was definitely a King of the Diary room. His sessions were hilarious, exciting, and interesting to watch. He didn’t care if he was using pidgin English and English at the same time or how funny what he said could sound, he just had to say his mind.
Surely, contestants coming into the house this season understands what the diary room means and would be hoping to make the most of it. More entertainment for us! The rule is simple: “say your mind”.
Bonus – A Possible Crossdresser?
This one almost broke the internet, so we decided to make it a bonus. A Nigerian crossdresser known as Jay Boogie took to his Instagram account to ask for a social media account manager as he was going into the house.
For real? Some people affirmed this information was true, others claimed they were lies. Well, we would leave it at that and see what the house brings.
Catch the drama with VTpass
There is just so much fun to expect that you can’t afford to miss.
Subscribe your GOtv or DStv to catch all the drama and intrigue live. Don’t forget to top-up mobile data! Hot stuff and highlights would trend online like ki-lo-de. Trust Twitter and Instagram. Keep the lights on by paying electricity bills.
Whatever payment you need to make, pay conveniently from the comfort of your home with VTpass.
While at VTpass we take every measure to ensure every transaction you carry out is successful; we are equally awake of failed transactions that can occur at times.
The majority of failed transactions are down to network issues or processing errors. In this article, we would explain why transactions on VTpass might fail and what you can do about it.
Network affecting bank payment
Payment might fail if network failure prevents your bank from confirming a transfer you initiated. Sever downtime at your bank might be responsible for this. In some cases, your bank might debit you without VTpass would receiving the payment.
The simplesolution to this is to consult your bank in the event of a debit or contact VTpass support to know the status of your transaction. If your transaction hasn’t gone through, it’s best you wait a while, then try again when the network is stable.
Entering wrong card details
This is so common and perfectly understandable. Making mistakes while entering card details such as bank name, card number, CVV, etc. would prevent any transaction from going through.
Solution: simply enter your correct card details to ensure a successful transaction. Alternatively, you can activate VTpass instant wallet funding to save yourself the stress and errors of using the card every time.
Entering wrong dealer details
Similar to the reason above, entering the wrong meter number when paying electricity bills; wrong IUC or smartcard number when subscribing to your decoder, etc. would cause a transaction failure. The system would either reject the payment process, or it would stall.
In this case, the solution is to restart the payment process and enter the correct dealer details. If you have been debited upon entering a wrong dealer detail, kindly contact VTpass support to advice you on what to do.
However, we advise you to ensure the correct dealer details every time as certain payments (for example, payment made for a wrong meter number) CANNOT be refunded.
Service downtime with a service provider
No one can be blamed for this. When a service provider is experiencing downtime, payments for that particular service might fail. For example; if IKEDC is experiencing a service downtime, payments for IKEDC during the downtime would fail.
To resolve this, simply wait until the downtime passes before initiating payment for the service again.
We are always there for you
Whatever might be the cause of a failed transaction, we are always there to resolve it for you. Simply contact VTpass support by chatting us live on the website or app, sending a mail to firstname.lastname@example.org or calling 08138752358.
Back in the days when we needed little internet activity, you could use your birthday or mom’s address as a password; that was perfectly acceptable. There was no need to create strong passwords or use many of the techniques available today.
Nowadays, with our ever-expanding reliance on the internet for quite a number of things; the best password is one that’s hard to crack and easy to remember.
To protect your online accounts from cybercrimes; here are a few tricks you can use to create strong passwords that are easy to remember:
1. Use initials of a phrase or statement familiar to you
Assuming you have a phrase that always pops up in your head every now and then; for example, “It is what it is”, a password can be IiWiI or iiWII, etc, using the initials of the phrase. However, you might want to add special characters or numbers to strengthen it. No, don’t use your birthday. Instead think of a favorite number or any combination you can easily remember: IIWii%8#, perfect!
2. Rearrange a famous name or familiar word
So you’re a big fan of Lionel Messi or Wizkid or the word “Business” just makes sense to you; why not rearrange these words, say issemlenoil or ssenisub? Even at that, your password is not strong enough, you can apply toggle letters, special characters, and numbers. For example, Business becomes 33eN!sUb and Wizkid becomes K!83iW
3. Use end letters of a favorite song, phrase or whatever
This is similar to our first technique, but this time you’re making use of end-letters. If you love Beyonce’s “Who run the world – Girls!”, nothing stops you from making sdeno! your password. As always, include numbers, special characters, or any other combination. Check this out: on3DsWr7wG100%. I just used end letters plus initials to create that password. A hacker is going to have a real hard time cracking that!
4. Attach different end codes to one password
If you love keeping it simple and can only deal with one password at a time; then we recommend attaching different codes to the end of your password for different online accounts. This is pretty easy to do. Using K!83iW as an example, you can use K!83iWfB for Facebook; K!83iWgM for your Gmail; K!83iWtW for Twitter, etc. Always ensure the combinations are easy to remember but difficult to guess.
5. Use a Password Manger
A Password Manager is an application that stores all your passwords in one place. There are several password managers out there; some perform the sole function of storing your passwords while others equally generate strong passwords when you need them.
If you install a Password Manager on your computer or phone, all you need do is create a master or base password (using any of the techniques above) which would secure the Password Manager; the password manager takes care of generating or storing subsequent passwords you use.
When it comes to top account security, the ultimate advice is to regularly update your passwords at calculated intervals. This is usually the hardest part. Here are a few techniques for updating your password:
Update only your master password (this is easier if you are using a password manager)
Update all your passwords by changing a letter or character or changing their positions
Add the current date of the change to passwords when updating
We hope this helps someone out there get better at creating passwords. Be sure to apply some of these when creating your VTpass password. If you’ve lost or forgotten your VTpass password, learn how to retrieve it right away.
The grandmaster of data is back with another one: the Glo 4x bonus recharge promo! We are excited as you are because this promo allows Glo customers to enjoy up to 4 times the value of any recharge they make. This bonus offer is available on all prepaid tariff platforms and all subscribers can enjoy this.
Glo 4x bonus airtime plan offers customers four times the value of their electronic recharge of any of the following amounts: N150, N250, N550, N1,050, 3,050, N5,050 and N10,050. If you do an e-Top up of an amount that is not mentioned above, you will not receive the bonus.
The 4x bonus recharge can be used to call and send SMS to all networks in Nigeria, browse, and make international calls up to 23 countries including; Bangladesh, Brunei, Canada, China, Denmark, French Guiana, Guam, Japan, Hong Kong, India, Israel, Luxembourg, Malta, Mongolia, Norway, Puerto Rico, Romania, Singapore, South Korea, Spain, Sweden, UK, and the US.
Note that the airtime bonus cannot be used to buy data. Well, Glo knows Nigerians are better awoof lovers, lol!
How to get Glo 4x airtime bonus
To receive the Glo 4x bonus, simply dial *323*PIN# on your phone or top-up electronically through ATM, POS terminals, or online right away with VTpass. Remember that your recharge must be within these amounts: N150, N250, N550, N1,050, 3,050, N5,050, and N10,050.
For top-up of N150, you get N600 (that’s extra N450 on your recharge) and for N1,050, o boy! You get N4,200, an extra N3,150 on your recharge.
Here are details of the Glo 4x recharge call rates, SMS rate, and data:
Calls to the 23 international counties – 60kobo per second
Local call rate – 45kobo per second
SMS to local Networks – N4 per SMS
Data rate – N3 per MB
With Glo 4x bonus recharge, you would receive another 4 times bonus amount on a new recharge even if your previous recharge bonus has not been exhausted. However, the bonus value is valid for 14 days or 30 days depending on your recharge. N150 top-up recharge has a validity period of 14 days, while recharges of N550 and above have a validity period of 30 days.
Don’t be left out of this overflowing awoof. Top-up Glo airtime now! To check your 4x bonus, simply dial *122*30#.
If you had a stressful week and only got little sleep, then you can take that short power nap you have been longing this weekend.
Short power naps are said to leave you feeling refreshed, energized and focused for the work to come on Monday.
We are grateful for technology but understanding how to place the work-life balance is key to healthy living.
Experts have revealed that the secret to being super focused on Mondays is to stay off work-related activities during the weekends and spend it hiking and focusing on reflection, feedback, and strategy.
So this weekend try as much as possible to avoid work in all you do. Also visit Vtpass.com today to make your internet data subscription to catch up on the latest released music/movies by download.
Cultivate a hobby
Are you feeling really excited and energetic about this weekend?
Why not engage in extracurricular activity or improve your talent/skills. Activities like sports, taking piano lessons or dance classes, pursuing photography lessons and someday you’ll be grateful you did.
It is said that helping those in need helps you keep things in perspective.
Why not take the weekend to signup with any NGO/ volunteering agency close to you.
You can also purchase internet data through VTpass.com to search for NGO’s close to you today.
Like/follow VTpass on Facebook if this post was helpful.
There is this popular cliche that “every day is not Christmas”. This resonates the fact there are good days and there are bad days. Some days, we get to smile and laugh and joke around. But on some other day, the reverse is the case. And while we might have enough to spend on some days, we might not other days. And yes, this one fact determines how things run quite a lot. So, on very bad days, how do we get to control ourselves and prevent an outburst? And, especially on the days when you get to go to work and mingle with people. Now, this is something that needs addressing.
But first, it is very important to always nip in the bud any arising bad mood swing. And that is, by first locating the root cause of the foul mood. Without any doubt, the ultimate cause of bad mood and mood swings is when one is having a bad day due to certain inconveniences and hurdles. So say, you are self-employed and you are hoping to meet a deadline. But then, your meter ran out of power just as soon as you started working. You get off to renew it but your car is out of fuel. So, you get a cab only to be stuck in traffic. Now, for anyone, this is terribly bad and it can swing a bad mood. Worse still, wanting to call someone direly to find that your airtime is out and over can be very discouraging.
Now, there is an easy way out of this inconveniences that sour one’s mood. And that is VTpass. VTpass is an online payment platform that guarantees you absolute convenience with regards to the payments of your bills. Right in your home or office, you can, at any time, make payments for your everyday bills. And VTpass is very quick too. You make payment in three easy steps (-Log on -Select -Pay) and you get your service. Just like that. Talk about settling your electricity bills,TV subscription, airtime and data quickly, VTpass is one sure way.
So, since you will be logging on to www.vtpass.com or using the VTpass app which is on Google Play Store. You might not necessarily need or have a bad mood. But all the same, let us see just you can deal with a bad mood while at work.
You first need to see through you and admit that you are in a bad mood and admit it before doing anything about it.
KEEP TO YOURSELF
Really, this is the safest way to dealing with a bad mood while at work. Pretend you are neck deep in work and don’t say too much to anyone. They would not know of your sour mood. And you would definitely not hurt anyone if you keep to yourself.
GET TO WORK ALREADY
Have you been procrastinating a particular task? Well, you have a bad mood and you need to exhaust yourself. So, get down to the real task and do it.
Music is the food of the soul and evidently the medicine for a bad mood too. So, plug in your ears and move your legs to your favourite vibes.
YOU CAN STILL LAUGH
Even in a bad mood, laughter is not quite far-fetched from us. So, why not look inward or outward for that humorous thing and go on to have a good laugh?
FACE IT HEAD-ON
Still, the best way to quell a bad mood is to face it head-on Whatever the crisis may be, look it in the face and address it squarely. When you successfully get rid of it, you will be better for it.
But why not altogether prevent a bad mood by preventing those slight inconveniences that get to you? With VTpass, you can wriggle your way out of any such bad mood by getting the convenience you deserve. Pay your bills with convenience. Log on to www.vtpass.com or download the VTpass app now.