5 Benefits of Third-party Auto Insurance

Third party car insurance is a compulsory policy required for all car owners in Nigeria and is backed by law.

Third party car insurance cover or liability cover is a policy which protects the car owner or driver of the vehicle against any legal liability, accidental liability, financial loss or property damage, medical expense cover in the event of an injury to or even death of any third party arising out of their vehicle.

Asides from being a mandatory requirement for using the road for drivers, below are other benefits of having third-party auto insurance:


Provides Legal Cover and Financial Assistance:

Third-party auto insurance covers the insured person’s legal liability in case of death or disability to any third party, and any loss or damage to a third party property.


Ensures Peace of Mind:

Third-party auto insurance brings peace of mind when dealing with any traumatic situation that hinges on financial payments. Hence, instead of worrying further about such unforeseen expenses, the focus is just on the immediate relief from stress and coping up with the incident.


Security:

Third-party auto insurance gives you confidence when you get into a road accident and also covers you against violent reactions in cases of accident/loss.


Easy Round the Clock Availability of Third Party Car Insurance:  

Unlike other insurance policies that are limited to only the offline method of renewal or application, VTpass third-party auto insurance is easily available online round-the-clock i.e 24/7, and 365 days a year from any location.


The shift of burden:

With third-party insurance, you do not need to worry over the third-party loss as the Insurer supports you in such instance.

Now that you understand why it is so important to invest in a third party car insurance, always remember that this is the best way to gain comprehensive coverage against losses that you might incur if your car gets damaged, stolen or causes injury, death, and damage to third-party or third party property.


How To Purchase Third-Party Auto Insurance Policy


Steps ;

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit


What & How Can You Invoke The Third-Party Insurance Policy?

Anytime you get involved in any of the scenarios mentioned in the previous paragraphs (and covered in the insurance contract); all you need to do is file a claim. You can file a claim directly via the Insurance Company or the agent that underwrote the insurance policy for you. Make sure you have clear photo evidence, and receipts (in case you paid for part or the full claims already).

Third-Party Auto Insurance Now Available on VTpass

Third-party auto insurance now available on VTpass

Introducing its latest feature and the cheapest third-party auto insurance deal into the Nigeria market, VTpass now offers third-party car insurance for as low as #3,000 naira only.

Third-party insurance generally, is an insurance policy purchased for protection against the claims of another i.e it is meant for the protection of other road users while you use our car.

For instance, if you insure your car on third party only insurance (the premium is N3,000 naira), and you get involved in a road accident where you are at fault, the insurance company will be liable for the repair of the other person’s car while you repair your own car. Also, if you damage somebody’s property like a building’s fence in an accident, the fence will be repaired by the insurance company. However, you should take note that there is a certain limit to what the insurance company will pay for motor third party property damage. The maximum is N1,000,000.00, but some can pay as high as N2,000,000.00.

Protect your car with VTpass third-party auto insurance service.

A lot of Nigerian drivers have wrong perceptions about auto insurance policies and only subscribe to it because it is among the vehicle license documents legally required for them to use the road. In fact, only 1 in 100 car owners understand that third party car insurance is not just a document for road usage, but a savior in times of unexpected occurrences. When you run into Police or other agency roadblocks, and your car particulars are checked, if you do not possess third-party insurance, you would be arrested.


Regardless, check out how to Purchase third-party Auto Insurance policy:

Steps:

1) Visit www.vtpass.com

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

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VTpass Commission Rates For All Partners

Earning on VTpass has been made easy as you now can simply register on www.vtpass.com to become a trade partner,terminal agent, affiliate partner, or even refer a friend and start earning.

Earning on VTpass made easy

As compared to other bills-payment platforms, VTpass allows you to earn on every transaction carried out as a partner with different commission rate for each service.

For instance, as a terminal agent you would not be charged the usual convenience rate of #100 for most services and would also gain commissions when you carry out transactions for your customers.

With the VTpass commission rates broken down below, you can now calculate your earnings for every transaction you make on the platform.

Commission Rates

ServiceTerminal AgentWidgetAffilateRefer a FriendAPISpecial Rate
Airtel Airtime VTU3.50%1.00%1.00%1.00%4.00%
MTN Airtime VTU3.00%0.70%0.70%0.70%3.00%
GLO Airtime VTU5.00%1.00%1.00%1.00%4.00%
9mobile Airtime VTU3.50%1.00%1.00%1.00%4.00%
DSTV Subscription1.50%0.50%0.50%0.50%1.50%
Airtel Data3.50%0.50%0.50%0.50%4.00%
GLO Data2.50%0.50%0.50%0.50%4.00%
9mobile Data3.50%0.50%0.50%0.50%4.00%
Gotv Payment1.50%0.50%0.50%0.50%1.50%
Startimes Subscription2.00%0.50%0.50%0.50%2.50%
Ikeja Electric Payment – PHCN2.00%0.50%0.50%0.50%2.00%
Eko Electric Payment – PHCN0.50%0.30%0.30%0.30%0.80%
WAEC Result Checker PIN₦50.00₦20.00₦20.00₦20.00₦130.00
Abuja Electric – AEDC1.30%1.00%1.00%1.00%1.30%
KEDCO – Kano Electric1.00%0.50%0.50%0.50%1.00%
PHED – Port Harcourt Electric1.00%0.50%0.50%0.50%1.30%
Website Design Deal – Hostparker
Bank Deposit50.00%5.00%5.00%5.00%
Jos Electric – JED0.70%0.30%0.30%0.30%0.90%
SMSclone.com3.00%2.00%2.00%2.00%3.00%
Henrotion in Expression5.00%5.00%3.00%3.00%5.00%

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5 Cheap Valentine’s Day Gift Ideas

It’s the Valentine season and we can already feel love in the air.

VTpass.com- Bill payment platform
VTpass.com- Bill payment platform

February 14, usually marked as St.Valentines day is just around the corner and usually, it’s a time to show your loved ones and romantic partners how much they mean to you.

While Valentine’s Day gifts may be a problem if you have a tight personal budget, many would agree that often times, it isn’t the gift that matters but the thought behind it.

Like the popular movie title “Love don’t cost a thing”,note that expressing your love doesn’t mean emptying your wallet.

Here is a compiled list of thoughtful yet affordable gestures for you to gift your partner this Valentines day;

The gift of Time

A couple enjoying Valentines day

One of the best ways to measure what is important to a person, what he/she treasures, is where and how they spend their time.

We often promise to spend time with loved ones then our busy life gets in the way. The person on the receiving end is disappointed and often feels too guilty to remind you of your promise.

This Valentine,plan an indoor date to enjoy your partner’s company.

You can play games, watch your favourite Tv shows, cook together, and make beautiful memories.

Pay your electricity bills, renew your internet data, Tv subscription and ,many more on VTpass to enjoy the day.

Digital Photo frame

Couple Photo frame- VTpassBlog

They say its the little things that counts the most so why not get your pictures framed.

Do you have that special/awesome memory you both cherish and would love to frame? Get these photos framed by a professional or learn how to by watching DIY videos on Youtube.

Click on this to make internet data purchase on VTpass to watch the best Youtube videos.

Prepare a delicious dinner

Prepare a delicious meal this Valentine with your partner

Nearly everyone has a favorite meal and your partner is no exception.

Its the perfect time to find out your partner’s best dish so you can surprise him/her on Valentine’s Day. However, if he/she doesn’t have any favorite meal, try to cook your favorite one.

Preparing a dish these days is easy as you can easily watch cooking shows or check for quick recipes on food-blogs, YouTube and lots more.

Click this to subscribe for your TV subscription and Internet data on VTpass to stay updated with food channels and get quick recipes online.

A Box of cupcakes

A box of cupcakes for valentine- VTpassBlog

This would be a nice gesture to show your lady that you actually think of her.

Have a box of cake or cupcakes sent to her on Valentines day and you would make her happier than you can imagine.

Wallet/Bags

Handbags and Purses for Valentine -VTpass Blog

With so many online retails stores today, you can easily purchase affordable wallet,purse or bags for your loved ones within your budget.

This would be a great gift especially if he is one to use a wallet for a year.

Other gift ideas includes;

  • Perfumes
  • Customized mugs, shirts, throw pillows, etc
  • Wristwatches
  • Cuff-links, Ties, Belts
  • Dress for ladies, Shirts for guys
  • Headsets or speakers if your partner is a music lover
  • A book by their favorite writer or genre for book lovers


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Earn Big with VTpass Affiliate Program

Do you have a website or blog? If yes, do you know you can Earn Big by joining the VTpass affiliate program.
There are a number of options available:

A. Place the VTpass Affiliate Banners on your Website

1. Visit www.vtpass.com, login if you have an account or register if you do not.
2. Click “My Earnings
3. Activate the affiliate feature
4. Generate an affiliate banner code
5. Place on your website and watch your earnings grow.

B. Embed VTpass Affiliates Links

You can also share our affiliate links or embed our links in your
Blog posts. Write articles promoting VTpass or VTpass products and services, embed your affiliates link and watch your earnings grow.

C. Share VTpass Affiliates Links

You can also share the VTpass affiliate links with friends and
Family on social media.
You get a commission on whatever was paid for through your affiliate
links.
Get started today and boost your earnings.

BE YOUR OWN BOSS WITH VTPASS

Most often, one’s greatest fulfilment comes from earning a living from doing something one loves. But honestly, nothing can be more fulfilling than owning what you do and making a living from it. Indeed, there is nothing like being your own boss. However, being an entrepreneur is not as easy as it appears. It takes a lot of money, grit, and skills. So, a whole lot of people still settle for paid jobs because they do not have the means to start up a business. This would have been quite an excuse. But then, there are now many opportunities that afford one the opportunity to own a business and earn a passive income. One of such opportunities is the VTpass Happy Earner Program.

VTpass, being an online payment platform, is on the fore when it comes to paying and settling everyday bills for anyone. Through www.vtpass.com, you can pay for your tv subscriptions, electricity bills, airtime and data. However, more than this, we thrive on developing networks and building a strong relationship with customers that span wide. In this right, we are very interested in contributing to the sustainability of our customers. This is why we set up the various avenues through which a customer can partner with us in owning a veritable venture for his/herself. And of course, in the long run, we hope to influence the profit margin of every one of our customers and partners.

So, you want to enlist with us and be your own boss. Well, here are your chances to do just that

  1. Being a Terminal Agent

By being one of VTpass’ terminal agents, you get to be able to resell our services to the general public around you. And you get a sustainable, fair enough commission for doing just this. Now, you do not have to sit in an office or attend to people from over the counter. You can be anywhere. All you need is to resell our services, airtime, data, electricity bills and TV subscriptions to those in your environs. And the commission for every single transaction you is automatically added to your VTpass wallet. You can withdraw your money from this wallet at any time.

2. Being an Affiliate Partner

To be an affiliate partner, you need to have a website or any such online content in your name. This is so we can place a banner or link on this website that gives users or visitors access to our services. Now, any single transaction performed through your platform will ensure you a commission. So, you can be a blogger or own a personal business website and still earn some passive income.

3. Placing a Widget on your website

Now,  through a widget, people can equally buy and pay for bills directly on your website. You can choose to create a page for this purpose or put it on the sidebar. Any which way, you earn a good commission for every transaction.

4. Referring a Friend

You do not have the will or access to any of the above? Why not just refer a friend to the site? Because for every transaction your referred friend performs, you get your own percents. So, without hassle, you can as well be your own boss, set your own hours and dream further.

You think this is awesome? Why not stop thinking, act now.

How to Start

1. Register on the website

2. Login

3. Visit the earnings page or click the button below

Start Now