E-payments in Nigeria Post-COVID

E-payments in Nigeria saw a total transformation during the lockdown. Yes, the pains of COVID-19 were felt but perhaps it left us with a few lessons too. We witnessed the difficulties associated with economic stagnation and knew the importance of business activities in any economy.

From the angle of finance, the pandemic gave insights into the future of payments in Nigeria. A study by Accenture revealed the limitation of cash and the increase of digital payment during the lockdown periods worldwide. For Nigeria, this is especially true.

e-payments COVID Nigeria

Even though people withdrew more cash than ever from ATMs around the country, less than 60% of that cash was actually spent. This was due to cash hoardings by people amidst not knowing when the lockdown would be eased.

Lack of physical cash gave boosts to online payments. Cashless and contactless payments became the norm so as to reduce the risk of contracting the virus.

The long queues at ATMs were yet another factor. It was far easier to make payments digitally than paying in cash. Many individuals and businesses that could operate during the lockdown switched to electronic payment. All of these exploded e-payments around the country.

Just how much explosion? you might ask. In May 2020, e-payments in Nigeria jumped by 82% to ₦11.676 trillion from ₦6.421 trillion in April 2020. An all-time high!

Online retailers and payment platforms saw increases in patronage too, even as other consumer spendings decreased. This was evidenced by the increase in the number of online stores and internet marketers during the lockdown.

Now, as the country kick-starts full operations of economic activities, the question remains; would the rate of e-payments in Nigeria reduce, or would it increase in the coming months?

e-payments COVID Nigeria

Why e-Payment would increase

Electronic bill payments for goods and services around the country are only bound to increase. Here are two major post-COVID reasons why this would happen:

  • Personal Precautions:

The crisis may be relaxed but the ‘panic’ still exists for many. Millions of people would still prefer to take the safer route when making bills payments – that is to pay online.

Many health experts have warned about the risk of contacting COVID-19 from unaware, new carriers not detected during the quarantine. As such, the need to protect personal self from contacting the virus through cash handling or contact payment would keep a lot of people on the online payment track for a very long time.

  • Convenience:

For many, the quarantine was their chance to experience online payment for the first time. Convinence has been the major driver of e-payments since inception; it’s no wonder why a large percentage of new users would want to stick with the system.

World Bank already predicted that 25% of all money transfers would be done electronically by 2025; a chunk of that increase coming from new e-payment users in Africa. Convinence and speed of payment are major drivers that would prompt these new users to switch paymently to e-transactions.

new vtpass website

VTpass, driving e-payments in Nigeria.

Online bills payments are not reducing anytime soon. Instead, a lot more bill payers would make the switch from cash transactions in the future. You too can transit to paying bills online today.

Start by logging on to www.vtpass.com to pay bills in minutes. VTpass is Nigeria’s leading online payment platform that allows you to pay for the daily services you enjoy. You can top-up airtime or data, subscribe your GOtv, DStv, or Startimes, pay electricity bills, buy insurance, and do more.

Payments on VTpass are fast and easy and you get value for your money within minutes of transfers. Visit www.vtpass.com to get started or simply download the VTpass mobile app.

Have You Tried The New VTpass Website?

Innovation never stops at VTpass, neither does growth. That said, we are launching a new website in the coming weeks and want you to be a part of it!

Why asking for your recommendation? You might ask. Very simple! At VTpass, inputs of our customers are valuable to us at launches like this. We exist to serve and satisfy your demands, so why leave you out of the picture when redesigning your reliable platform?

See a short video of our website!

So take this as an invitation to take a look at the new VTpass website. Let us know your thoughts, recommendations, or suggestions via comments on our social media handles and this blog post. Be rest assured that your opinion really counts!

Here’s a look at how we’ve upgraded the website:

Outstanding User Experience

The new website is designed for better user experience. We included modern UX trends as well as internal innovation pent up from years of studying how visitors relate to our website. Compare with the old VTpass website, the difference is clear.

Upgraded Mobile Version

Awesome web experience, more awesome mobile version.

new vtpass website

Twice as easy to navigate

Our developers took pain to ensure that the website feels like silk. We simplified all navigation technicalities; ironed out every grey area; broke content into the simplest forms to make navigation really easy. We dare say, even a kid can find his way around it! Haha!

More ways to resolve issues

That’s right. With our new Self-Resolution tool, you now have 4 ways to reach support and get help (Call, Live-chat, support email, and Self-Resolution). Don’t forget you can equally reach VTpass support via our social media handles (Facebook, Twitter, or Instagram) as well as here on our blog.

Seamless transactions as before

Seamless transactions are our promise to you and seamless transactions you would get! Enjoy a faster payment process, prompt service delivery, and zero glitches. Convenience has never been easier.

So go ahead, log on to www.vtpass.com to check out our new website. You can equally carry out transactions successfully or perform any other actions.

Thank you for partaking in our journey; we are launching soon. Enjoy!

Barka De Sallah to You!

Barka de sallah, people!

What?

Who says you can’t celebrate seasons like this with customers over a blog post? Certainly, not VTpass. We get in the mood when you are in the mood! Simple as that.

Talking about moods, even though rams, goats, and cow sellers recorded low sales this year as compared to other years’ seasons; Nigerians still have the merriment vibe in them to celebrate. It’s all for the best.

Moments like this are when we ought to forget certain difficulties of life and celebrate with friends and family. That’s where VTpass comes in.

With convenient payment solutions that we offer, catch the best TV entertainment when you can renew DStv, GOtv, or StarTimes subscription. Top-up airtime and data to communicate with those that matter. Pay electricity bills to keep the lights on.

Celebrations don’t get better than this!

Happy Eid-el Kabir from all of us at VTpass.

Barka de Sallah!

4 Ways VTpass Can Help You Avoid Banking Halls

Banking halls these days can be tiring. Even before the start of the coronavirus pandemic, crowds in banking halls can simply put you off.

Nowadays, with a huge necessity to avoid crowded places; one needs to find alternatives to carryout most bank-related transactions without risking health and safety.

Here are a few ways VTpass can help you complete bank transactions while staying safe:

how to avoid banking halls

1. Pay Bills Online, Conveniently

Nothing feels better than being able to lay in bed, curl your toes and pay bills easily using your computer, tablet, or smartphone.

Our high traffic website: www.vtpass.com can be accessed on any platform and you can perform transactions in three easy steps; Login > Select > Pay!

VTpass has a wide range of options and our lists of services keep growing! You can:

  • Transfer money to any Nigerian bank, no matter the amount.
  • Buy airtime or data instantly: MTN, Airtel, Glo, 9mobile
  • Internet payment: Smile airtime, Smile data, etc.
  • Pay electricity bills whether prepaid or postpaid. Get meter token delivered to you instantly: IKEDC, IBEDC, EKEDC, AEDC, KEDCO, JED, PHED, KAEDCO, etc.
  • Renew TV subscriptions and get reconnected immediately : DStv, GOtv, StarTimes, etc.
  • Buy top-notch insurance covers from leading insurance companies in Nigeria: Third-party motor insurance, Health insurance, Personal accident insurance, Home insurance, etc.
  • Pay education bills such as WAEC Registration PIN, WAEC Checker PIN, etc.
vtpass mobile app v2.0.2

2. Free Mobile App for Transactions

Enjoy the easy bill payment experience better when you download the VTpass mobile app from Google PlayStore. The app is optimized to work on any android devices.

With its lightweight, speed, and easy-navigation features, you can complete transactions anywhere, anytime by simply tapping few buttons.

how to avoid banking halls

3. Free VTpass Wallet

Technology makes life easier every day and so does VTpass. With VTpass auto-wallet, you can store funds for bills payment all in one place. It gives you a lot of benefits:

  • Separate funds for settling important bills from other funds by simply transferring your bills-funds to your VTpass wallet.
  • No need to input card details every time you wish to make payment. Just tap and pay.
  • Funds transferred to your wallet is 100% safe.
  • You are in total control of your money!

Read more: How to activate VTpass auto-wallet.

VTpass.com- Bill payment platform
VTpass.com- Bill payment platform

4. VTpass agents

Not a fan of online transactions? Why not visit a VTpass agent near you to carry out transactions. These are basically moms, shop-owners, students, etc partnering with us to serve you locally.

Payment is truly at your convenience with VTpass, no need to rush or queue in banks. Just visit www.vtpass.com! Innovation never stops here. We remain committed to making payment for everyday services easy and stress-free!

Meet the Housemates of BBNaija Season 5

The show we’ve all been waiting for is here! And with it, the men and women set to entertain us for the next 90 days. The new BBNaija season 5 housemates finally revealed!

In this year’s edition themed “Lockdown”, 20 contestants would be competing for a whooping N85 million. So sit back, relax, and meet the housemates of BBNaija season 5:

bbnaija season 5 housemates

Neo

Emuobonuvie Akpofure is a 26-year-old ride-hailing app driver from Delta state. He describes himself as smart and fun bringing a lot of good vibes, cruise, and entertainment to the house. He claims his biggest achievement is winning N500,000 at a talent competition.

bbnaija season 5 housemates

Brighto

Ezekiel Bright Osemudiame, 29-year-old, is a sailor from Edo state. He speaks Igbo, Hausa, Yoruba, and Edo languages fluently. He’s a lover of swimming, traveling, and adventure. His biggest achievement was when he got a scholarship to study abroad plus his third engineering license.

bbnaija season 5 housemates

Lucy

30-year-old Lucy Essien says she lights up every room she enters. She is an entrepreneur who believes in fairytales, loves good food, and likes her space.

bbnaija season 5 housemates

Nengi

Rebecca Hampson is a formal model turned entrepreneur. At 22-year-old, she is a graduate of the University of Port Harcourt. Haven made it to top 5 in MBGN competition, she wants people to look past her beauty.

bbnaija season 5 housemates

Praise

Praise Nelson 28-year-old is a dance instructor and a male erotic dancer. He was a winner at the 2015 K Pop World Festival in South Korea. He is also a fitness trainer and certified Latin ballroom expert.

bbnaija season 5 housemates

Vee

Born and raised in London, Victoria Adeyele AKA Vee, is a 23-year old beauty who loves music. In an early discussion with a housemate, she revealed she decided not to study at a university because she wanted to focus on music.

bbnaija season 5 housemates

Eric

Eric Akhigbe, a final year student at the University of Lagos is a fitness instructor. He loves competitive sports and derives pleasure from completing tasks.

Laycon

Olamilekan Agbeleshe AKA Laycon is a graduate of Philosophy from the University of Lagos. The 26-year old is equally a rapper and singer currently signed to Fierce Nation record label. His greatest achievement is ‘Fierce’ that has been in MTV Base Top 10 charts for 10 months.

Ka3na

Kate Jones is a single mom of a beautiful daughter who claims her aim in the house is to promote her brand, not to look for love. She dreams to be famous and to own the biggest fashion brand in the world.

TrickyTee

Timmy Sinclair is a 35-year-old creative artist from Bayelsa state. He considers himself a storyteller who uses the medium of film and music to express himself. He claims he will be causing a lot of trouble with his outspokenness.

Dorothy

This one is hot! 24-year-old Dorathy Bachor started trending on Twitter the moment she graced the screen. She is an entrepreneur whose greatest achievement is SHOPFORME, a big procurement company in Nigeria.

Ozo

Ozoemena Chukwu is a 27-year-old entrepreneur from Imo state. The guy is handsome with his biceps, height, and light skin tone. His biggest achievement is working in UEFA Federation for Europe.

Tolanibaj

Tolani Shobajo AKA Tolanibaj is a media personality who is in the house for the money. A proud Marlian, the 27-year-old says she is the life of the party and she loves to cook.

Lilo

Boluwatife Aderogba is a goal-driven lady who likes to be in charge. At 23 years old, she is a Lagos-based dietitian. She doesn’t like people been all up in her business. Her biggest achievement is starting her brand.

Kiddwaya

This guy whose full name is Terseer Kiddwaya, hates spiders. He says his confidence is often mistaken for arrogance. Hailing from Benue state, he is self-employed and hopes to bring a lot of fun into the house.

Wathoni

Her full name is Florence Wathoni Anyansi and she is half Kenyan, half Nigerian. She speaks and writes in Swahili perfectly. The 29-year-old single mom is a fashion entrepreneur who owns a parenting blog. She loves music and is in the house to gain fans and to find love.

Kaisha

Aisha Umaru Kaisha is the only northerner in the house. She hails from Sokoto state and owns a skincare business. At 25 years old, she describes herself as a hardworking lady who gets along with people. She loves to sing and dance.

Tochi

Tochukwu Okechukwu is 28 rapper and a real estate agent from Imo state. He is a lover of entertainment and promises to bring a lot of fun and drama to the house. His biggest achievement is his independency.

Erica

A graduate of MET film school, London, Ngozi Nlewedim Erica is an actress and a commercial model. She also says she is bringing a lot of good vibes to the house. What more do we expect from the model who loves to dance in front of the mirror alone?

Prince

Nelson Enwerem by name, the 24-year-old Prince is a native of Abia state. He is into interior decoration, fashion designing, and modeling. He has promised to show us some dance moves at Friday night parties; we can’t wait to see that!

There you have it. Now you know all bbnaija season 5 housemates.

Subscribe your GOtv or DStv to watch these housemates flex their muscles. And nope, you can’t see the action in the dark! Pay electricity bills conveniently from your home! Keep your favorite housemate in the house by voting for them; top-up airtime now!

Visit our blog more often for entertaining content like this! Download the VTpass mobile app.

Didn’t Receive WAEC/GCE Registration PIN after purchase? Here’s What to Do

When you buy WAEC/GCE registration PIN from VTpass, you enjoy instant PIN delivery to your phone and email; immediately after payment.

Registration PIN is equally displayed on VTpass web or app once delivered. You can simply screenshot this information or write it down.

However, in very rare circumstances where did not receive PIN in your text or email inbox, a number of reasons might be responsible for this:

  1. Payment hasn’t been received at our end and so the value hasn’t been delivered
  2. We’ve sent you an email but it delivered in your spam folder
  3. We’ve sent you a text but it didn’t deliver because your line is on Do-Not-Disturb (DND) service
  4. Your phone is switched off or unreachable as at when sending you the text
  5. Network issues caused a delay in delivery of either mail or text

For any of the reasons above, there are steps you can take to resolve them before transferring a request to VTpass support.

waec pin

What to do when PIN is not delivered instantly

  • We advise you to wait for an hour after payment. This would allow our system and third party merchants to work out payment before PIN is delivered.
  • If you didn’t receive our PIN via mail, kindly check your spam folder
  • If PIN didn’t deliver via text, it might be that your line is on DND. You would need to deactivate yourself from DND. To check if your line is on DND, text STATUS to 2442. To opt-out of DND, text ALLOW to 2442. Alternatively, you may contact your network provider to deactivate.
  • Always ensure that your phone is switched on when making payment. Although some messages deliver when you finally switch on your mobile, it’s recommended to leave it on.
  • When network downtimes get in the way, there is really little we can do until the issue clears. You would receive registration PIN immediately the network is stable.

Buy WAEC/GCE Result Checker PIN easily from the comfort of your home.

VTpass always got you

We have mentioned that PIN would be displayed on VTpass website or app when delivered, but we wouldn’t stop there! VTpass support is on standby 24/7 to assist you with any issue.

waec pin

If you have done any or all of the solutions above and still haven’t gotten your PIN; simply chat us live through the web or app, send a mail to support@vtpass.com or call 08138752358.

Equally connect with us on social media @vtpass: Facebook. Twitter. Instagram.

How to Register for the 2020 GCE Online

So here is how you register for the 2020 General Certification of Examinations (GCE) sitting:

  • First, you need to buy Registration PIN online
  • Register online on WAEC
  • Read WAEC General Information before the examination

Buy Registration PIN online

Technology has made life easier and you can’t afford to be left behind. The coronavirus pandemic effects have further changed the way education is acquired and exams written.

With your smartphone and reliable online platforms like VTpass, you can buy GCE 2020 Registration PIN from the comfort of your home. Here’s how you do so:

how to register for gce online
  • Simply log on to www.vtpass.com/waec-registration
  • Fill in your correct details (your phone number and email)
  • Click Continue to move to payment page
  • Confirm and complete payment (no extra charges)

Easy! Registration PIN is delivered to you via email, the web, and text immediately after payment. No stress. No delays.

Register online

The age of registration centers is ending fast. Online provides better convenience, registration speed, and saves you cost.

With your registration PIN in hand, simply head over to https://registration.waecdirect.org/ to register online. Registration would be performed over 9 steps:

  1. Login
  2. Enter Bio Data
  3. Capture your picture using WEBCAM
  4. Contact Information
  5. Selection of Preferred Examination center
  6. Selection of subjects
  7. Declaration
  8. Submitting of registration
  9. Printing admission notice/photo card
how to register for gce online

Other Registration Information

Candidates with special needs will also register online like other candidates but they must dearly state their disabilities e.g blind, low vision, spastic, speech, etc.

Candidates MUST conclude registration within two weeks of first access to the website during the registration period. They should ensure that their names, gender, passport photographs, dates of birth, and subjects are correct.

They are also to print the Admission Notice/Photo Card as evidence of successful registration which will serve as identification during the examination. Only Digital Personal Scanner should be used for fingerprint registration.

WAEC General Information

Before and after registration, we advise you to go through the following general information:

  • Candidates should view the Information VCD before they register for the examination.
  • Candidates should note that the registration fee is not refundable.
  • Candidates should print the examination Timetable at the completion of their registration.
  • Entries must be uploaded with good quality passport size photographs, not “wait and get” photographs. The background of such photographs MUST NOT BE BLUE OR RED. The size should be 275 by 314 pixels. Entries with unacceptable passport photographs will be rejected.
  • Candidates should study the Regulations and Syllabuses as well as the Timetable for the examination which they can download from WAEC website (http://www.waeconline.org.ng/) using the Registration PIN.
  • Candidates must go to examination halls in mufti and without arms. No professional uniform of any kind will be allowed in the examination halls.
  • The entire results of candidates who sit the examination in more than one center will be canceled.
  • Smoking is not allowed in the examination hall.
  • Any candidate that comes into the examination hall with a mobile phone(s) and /or electronic gadget(s) will have his or her entire results canceled.
  • Candidates must ensure that their entries are correctly completed before uploading as the Council will not be held responsible for errors in candidates’ particulars. Request for correction will NOT BE entertained on any information which a candidate voluntarily gives at the point of registration as soon as the examination commences.
  • Candidates must come into the examination hall with their original Photo Cards.
  • Candidates who engage in examination malpractice will not only have their results canceled but may be prosecuted.
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There you have it. Visit www.vtpass.com/waec-registration to buy Registration PIN now! For help or inquiries, reach VTpass support via live-chat on the web or app or call 08138752358.

Big Brother Naija Season 5 Set to Hits the Screens

Mark your calendars, save the date! Nigeria’s biggest TV reality show, Big Brother Nigeria (season 5) would premiere on July 19, 2020.

MultiChoice Nigeria revealed this in a statement issued in Lagos on Monday; much to the delight of fans and viewers who had feared this year’s season might be canceled due to the coronavirus effects.

The 2020 edition set to become Africa’s biggest entertainment export outside Nollywood; would be sponsored by Betway Nigeria and Guinness Nigeria.

bbnaija season 5

Online auditions which replaced scheduled live audition and were a stunning success. Over 30,000 entries from BBNaija hopefuls across Nigeria poured unto the laps of the show’s organizers.

And why not? The prize money this year would be bigger than that of season 4, according to African Magic Channel Director, Wangi Mba-Uzoukwu.

Coronavirus protection measures would be put in place, however, for the safety of housemates as well as the production crew. According to the Channel Director, African Magic; potential housemates along with possible replacements for any housemate who tests positive to the virus before the kickoff date, are currently been quarantined.

bbnaija season 5

BBNaija season 5 will be broadcast live 24/7 on DStv channel 198 and GOtv Max and Jolli packages on channel 29. Renew your TV subscription package to catch the premiere live! Live eviction shows and weekly highlights would air on Africa Magic Showcase, Africa Magic Urban, and Africa Magic Family.

This fifth season promises to be more adventurous, exciting and entertaining, and will undoubtedly be the biggest thing on African television in 2020. We just can’t wait. Don’t miss it!

Subscribe your DStv or GOtv conveniently online this July to follow a new set of drama queens, cute guys, stunning personalities, and over-the-top entertainment as the BBNaija season 5 sets to kickoff.

How to subscribe online from the comfort of your bed

  • Simply log on to www.vtpass.com
  • Click on TV subscriptions on the services ribbon
  • Click on the decoder you are subscribing (GOtv, DStv or StarTimes)
  • Fill in your details and click on Continue to move to payment page
  • Confirm and complete payment with card, bank transfer or wallet
  • Relax with your loved ones and enjoy the show!

For inquiries or help, contact VTpass support. Follow us on social media: Facebook, Twitter, or Instagram.

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