E-payments in Nigeria Post-COVID

E-payments in Nigeria saw a total transformation during the lockdown. Yes, the pains of COVID-19 were felt but perhaps it left us with a few lessons too. We witnessed the difficulties associated with economic stagnation and knew the importance of business activities in any economy.

From the angle of finance, the pandemic gave insights into the future of payments in Nigeria. A study by Accenture revealed the limitation of cash and the increase of digital payment during the lockdown periods worldwide. For Nigeria, this is especially true.

e-payments COVID Nigeria

Even though people withdrew more cash than ever from ATMs around the country, less than 60% of that cash was actually spent. This was due to cash hoardings by people amidst not knowing when the lockdown would be eased.

Lack of physical cash gave boosts to online payments. Cashless and contactless payments became the norm so as to reduce the risk of contracting the virus.

The long queues at ATMs were yet another factor. It was far easier to make payments digitally than paying in cash. Many individuals and businesses that could operate during the lockdown switched to electronic payment. All of these exploded e-payments around the country.

Just how much explosion? you might ask. In May 2020, e-payments in Nigeria jumped by 82% to ₦11.676 trillion from ₦6.421 trillion in April 2020. An all-time high!

Online retailers and payment platforms saw increases in patronage too, even as other consumer spendings decreased. This was evidenced by the increase in the number of online stores and internet marketers during the lockdown.

Now, as the country kick-starts full operations of economic activities, the question remains; would the rate of e-payments in Nigeria reduce, or would it increase in the coming months?

e-payments COVID Nigeria

Why e-Payment would increase

Electronic bill payments for goods and services around the country are only bound to increase. Here are two major post-COVID reasons why this would happen:

  • Personal Precautions:

The crisis may be relaxed but the ‘panic’ still exists for many. Millions of people would still prefer to take the safer route when making bills payments – that is to pay online.

Many health experts have warned about the risk of contacting COVID-19 from unaware, new carriers not detected during the quarantine. As such, the need to protect personal self from contacting the virus through cash handling or contact payment would keep a lot of people on the online payment track for a very long time.

  • Convenience:

For many, the quarantine was their chance to experience online payment for the first time. Convinence has been the major driver of e-payments since inception; it’s no wonder why a large percentage of new users would want to stick with the system.

World Bank already predicted that 25% of all money transfers would be done electronically by 2025; a chunk of that increase coming from new e-payment users in Africa. Convinence and speed of payment are major drivers that would prompt these new users to switch paymently to e-transactions.

new vtpass website

VTpass, driving e-payments in Nigeria.

Online bills payments are not reducing anytime soon. Instead, a lot more bill payers would make the switch from cash transactions in the future. You too can transit to paying bills online today.

Start by logging on to www.vtpass.com to pay bills in minutes. VTpass is Nigeria’s leading online payment platform that allows you to pay for the daily services you enjoy. You can top-up airtime or data, subscribe your GOtv, DStv, or Startimes, pay electricity bills, buy insurance, and do more.

Payments on VTpass are fast and easy and you get value for your money within minutes of transfers. Visit www.vtpass.com to get started or simply download the VTpass mobile app.

Evicted! Keeping Up with BBNaija Eviction Night (1)

The on-going Big Brother Naija (Lockdown) Season 5 has been everything but boring. From housemates‘ romance to in-house fights and interesting games and tasks. But no-one is watching the show for fights and romance alone, who does that? Housemates’ eviction is part of BBNaija sauce and as expected, hot sauce has been served.

This year, Biggie seems to be interested in serving it two-by-two. First, we had two ladies evicted from the house two weeks ago, then two guys followed suit last Sunday.

Here are the stories behind the evictions and who the ex-housemates are:

Ka3na

The single mom and dreamer of a fashion empire was the first to get Big Brother’s spoon. After falling behind other housemates in terms of getting only 1.28% of the viewer’s vote, she was evicted from the house.

Bad rumors have it that she had something with fellow housemate, Praise, before her eviction. Well, rumor it is, rumor it shall be.

bbnaija eviction

Lilo

Beautiful 23-years old dietician got served the sauce along with Ka3na in the first eviction night. With only 1.52% of votes from viewers, she got evicted from the house.

A week before that; she had a conversation with Big Brother in the Diary Room about her romantic relationship with fellow housemate, Eric. Save to say, that wasn’t enough to save her from the BBNaija eviction.

Eric

Coming third just behind his trending in-house girlfriend is Eric. The fitness instructor was nominated for eviction with only 1.37% votes. However, he was the most talked-about housemate on Twitter right after eviction with over 18,000 mentions.

Eric really made waves when he was caught on camera enjoying noddles the very night his bestie, Lilo got evicted. No joy, no joy.

bbnaija eviction

Tochi

Okay, this one came as a freaking surprise to many. The 28 years old rapper from Imo state followed Eric out of the house on Sunday night after Biggie served his sauce.

While Tochi was known for his calmness and long stories, viewers claimed he didn’t have enough content to pull the votes. I’m going to especially miss him, but, well; the show must go on!

Show goes on!

Next eviction night holds suspense for all of us. Who shall be next? No one knows but Biggie and we can’t afford to miss it! That is why you must subscribe your DStv or GOtv to watch the drama live. A lot is going on in the house but there is only so much we can blog about.

Don’t miss our next Eviction Follow-up. VTpass got you covered.

Champions League Resumes 7th August, Finally

When major football leagues (EPL, La Liga, Seria A, and Bundesliga) resumed; fans got their tint of hope of possible Champions league resumption. Although the date of resumption was announced by UEFA 3 months ago, the feeling of ‘it’s finally here!’ can’t be really shaken off.

After a five-months hiatus due to the global pandemic, the UEFA Champions League and Europa League resume August 7th, 2020 in order to play out the pending matches of this troubled season. 

champions league

Subscribe your GOtv, DStv or Startimes now

However, things would take a different shape. UEFA set out two mini competitions to solved the puzzle of travelling amidst the pandemic. Uncompleted round of 16 matches would be played out in host stadiums on 7th and 8th of August. Then from 12th August, all roads lead to Lisbon, Portugal where quarter-final matches would be played in knockout form. Oops, no home and away.

Here’s a timeline of UEFA Champions League activities:

  • 7-8 August: Round of 16-second legs (host home stadiums)
  • 12-15 August: Quarter-finals (Lisbon)
  • 18-19 August: Semi-finals (Lisbon)
  • 23 August: Final (Estádio do Sport Lisboa e Benfica, Lisbon)

So put on your soccer shoes, yank out the popcorn and enjoy. Major round of 16 ties includes:

  • Barcelona vs Napoli: It was honors when this two first met in a 1-1 draw at Naples. The Spanish giants would be at home advantage when they host Napoli at the Camp Nau
  • Manchester City vs Real Madrid: Current Spanish champions fell at home to City in the firs encounter. They face an uphill task coming back against Gurdiola’s men at the Etihad.
  • Juventus vs Lyon: Lyon leads 1-0 in this encounter. The men from Turin would be better prepared to host their opponent who play away this time around.
  • Bayern vs Chelsea: This is perhaps the center of attention. With Chelsea trailing 3-0 from the first leg; it’s looking bleak for the Blues when they finally face Bayern in Germany.

It’s really juicy as it sounds, we can’t wait! You can latch unto the action by subscribing your GOtv, DStv, or Startimes now. Don’t be told of what’s going down. And when you’re not watching football, relax into the drama of the on-going Big Brother Naija Season 5!

VTpass always got you covered.

Have You Tried The New VTpass Website?

Innovation never stops at VTpass, neither does growth. That said, we are launching a new website in the coming weeks and want you to be a part of it!

Why asking for your recommendation? You might ask. Very simple! At VTpass, inputs of our customers are valuable to us at launches like this. We exist to serve and satisfy your demands, so why leave you out of the picture when redesigning your reliable platform?

See a short video of our website!

So take this as an invitation to take a look at the new VTpass website. Let us know your thoughts, recommendations, or suggestions via comments on our social media handles and this blog post. Be rest assured that your opinion really counts!

Here’s a look at how we’ve upgraded the website:

Outstanding User Experience

The new website is designed for better user experience. We included modern UX trends as well as internal innovation pent up from years of studying how visitors relate to our website. Compare with the old VTpass website, the difference is clear.

Upgraded Mobile Version

Awesome web experience, more awesome mobile version.

new vtpass website

Twice as easy to navigate

Our developers took pain to ensure that the website feels like silk. We simplified all navigation technicalities; ironed out every grey area; broke content into the simplest forms to make navigation really easy. We dare say, even a kid can find his way around it! Haha!

More ways to resolve issues

That’s right. With our new Self-Resolution tool, you now have 4 ways to reach support and get help (Call, Live-chat, support email, and Self-Resolution). Don’t forget you can equally reach VTpass support via our social media handles (Facebook, Twitter, or Instagram) as well as here on our blog.

Seamless transactions as before

Seamless transactions are our promise to you and seamless transactions you would get! Enjoy a faster payment process, prompt service delivery, and zero glitches. Convenience has never been easier.

So go ahead, log on to www.vtpass.com to check out our new website. You can equally carry out transactions successfully or perform any other actions.

Thank you for partaking in our journey; we are launching soon. Enjoy!

Changes in StarTimes Bouquets Prices From August 1st

StarTimes announced weeks ago of bouquets’ price changes. Subscription prices of four (4) bouquets would change starting from August 1st, 2020.

According to Viki Liu, StarTimes brand and marketing manager; this measure was taken as a result of the effect of naira depreciation affecting all businesses in the country. Below are the affected bouquets and their new prices;

Bouquet

Current Price

New Price on August 1

 

 

Daily

Weekly

Monthly

Daily

Weekly

Monthly

DTT-BASIC

120

450

1300

160

600

1700

DTT-CLASSIC

240

900

1900

320

1200

2500

DTH-SMART

180

600

1900

200

700

2200

DTH-SUPER

360

1300

3800

400

1500

4200

Channels available on stated bouquets have equally been updated for your enjoyment. Close to 80 channels now available on StarTimes Basic and close to 100 available on Classic bouquet.

startimes price changes

To this effect, VTpass would be equally be implementing these StarTimes price changes on our platform from August 1st, 2020. Prices for Basic, Super, Smart, and Classic would reflect new amounts. However, subscription prices of other packages would remain the same.

Thank you for choosing VTpass.

Good to know: Change in Dstv and GOtv packages.

Big Brother Naija Season 5 Set to Hits the Screens

Mark your calendars, save the date! Nigeria’s biggest TV reality show, Big Brother Nigeria (season 5) would premiere on July 19, 2020.

MultiChoice Nigeria revealed this in a statement issued in Lagos on Monday; much to the delight of fans and viewers who had feared this year’s season might be canceled due to the coronavirus effects.

The 2020 edition set to become Africa’s biggest entertainment export outside Nollywood; would be sponsored by Betway Nigeria and Guinness Nigeria.

bbnaija season 5

Online auditions which replaced scheduled live audition and were a stunning success. Over 30,000 entries from BBNaija hopefuls across Nigeria poured unto the laps of the show’s organizers.

And why not? The prize money this year would be bigger than that of season 4, according to African Magic Channel Director, Wangi Mba-Uzoukwu.

Coronavirus protection measures would be put in place, however, for the safety of housemates as well as the production crew. According to the Channel Director, African Magic; potential housemates along with possible replacements for any housemate who tests positive to the virus before the kickoff date, are currently been quarantined.

bbnaija season 5

BBNaija season 5 will be broadcast live 24/7 on DStv channel 198 and GOtv Max and Jolli packages on channel 29. Renew your TV subscription package to catch the premiere live! Live eviction shows and weekly highlights would air on Africa Magic Showcase, Africa Magic Urban, and Africa Magic Family.

This fifth season promises to be more adventurous, exciting and entertaining, and will undoubtedly be the biggest thing on African television in 2020. We just can’t wait. Don’t miss it!

Subscribe your DStv or GOtv conveniently online this July to follow a new set of drama queens, cute guys, stunning personalities, and over-the-top entertainment as the BBNaija season 5 sets to kickoff.

How to subscribe online from the comfort of your bed

  • Simply log on to www.vtpass.com
  • Click on TV subscriptions on the services ribbon
  • Click on the decoder you are subscribing (GOtv, DStv or StarTimes)
  • Fill in your details and click on Continue to move to payment page
  • Confirm and complete payment with card, bank transfer or wallet
  • Relax with your loved ones and enjoy the show!

For inquiries or help, contact VTpass support. Follow us on social media: Facebook, Twitter, or Instagram.

dstv and gotv prices

Why Your Transaction on VTpass Might Fail and What to do

While at VTpass we take every measure to ensure every transaction you carry out is successful; we are equally awake of failed transactions that can occur at times.

The majority of failed transactions are down to network issues or processing errors. In this article, we would explain why transactions on VTpass might fail and what you can do about it.

Network affecting bank payment

Payment might fail if network failure prevents your bank from confirming a transfer you initiated. Sever downtime at your bank might be responsible for this. In some cases, your bank might debit you without VTpass would receiving the payment.

The simple solution to this is to consult your bank in the event of a debit or contact VTpass support to know the status of your transaction. If your transaction hasn’t gone through, it’s best you wait a while, then try again when the network is stable.

Entering wrong card details

This is so common and perfectly understandable. Making mistakes while entering card details such as bank name, card number, CVV, etc. would prevent any transaction from going through.

Solution: simply enter your correct card details to ensure a successful transaction. Alternatively, you can activate VTpass instant wallet funding to save yourself the stress and errors of using the card every time.

Entering wrong dealer details

Similar to the reason above, entering the wrong meter number when paying electricity bills; wrong IUC or smartcard number when subscribing to your decoder, etc. would cause a transaction failure. The system would either reject the payment process, or it would stall.

In this case, the solution is to restart the payment process and enter the correct dealer details. If you have been debited upon entering a wrong dealer detail, kindly contact VTpass support to advice you on what to do.

However, we advise you to ensure the correct dealer details every time as certain payments (for example, payment made for a wrong meter number) CANNOT be refunded.

Service downtime with a service provider

No one can be blamed for this. When a service provider is experiencing downtime, payments for that particular service might fail. For example; if IKEDC is experiencing a service downtime, payments for IKEDC during the downtime would fail.

To resolve this, simply wait until the downtime passes before initiating payment for the service again.

vtpass transaction

We are always there for you

Whatever might be the cause of a failed transaction, we are always there to resolve it for you. Simply contact VTpass support by chatting us live on the website or app, sending a mail to support@vtpass.com or calling 08138752358.

Football Returns! Official Resumption Dates of Major Leagues

The past three months have been horrible for the world of football due to the global pandemic. The king of sports was suspended in many leagues globally, pending the die down of Coronavirus, and fans just can’t wait for its resumption.

Our fight over Covid-19 took a winning edge two months back, enough to allow the resumption of minor economic activities as well as sports world over. Since then, football fans have been looking over their shoulders expectantly.

Major leagues are officially scheduled to resume at several dates in the month of June! German Bundesliga officially resumed on May 16 and gave everyone a headstart of what to expect from post-pandemic football:

football resumption

How Football might be different post-pandemic

  • No fans in the stands. Football resumption would see matches been played behind closed doors. Only players, team staffs, technical people, news crews, police, stadium workers, and a few others would be allowed into stadiums on match days.
  • Sanitization before substitution. It’s weird but players coming into an on-going game might have to sanitize themselves before stepping on the pitch. The usual hand-claps or embraces between the out-going and incoming players would stop for now.
  • Wearing face marks. The opening derby between Borussia Dortmund and Schalke had players on the bench putting on face masks and sitting two feet away from each other. This protective measure can equally apply to other leagues upon resumption.
  • Solo goal celebration. Goals make football and celebrating them adds to the fun. However, players may be advised to keep from touch/contact styles of celebration as seen from Haaland’s goal against Schalke.

Official Resumption dates of Major Leagues

Now to the main gist, here are dates of football resumption for the top 3 European leagues:

Subscribe your GOtv, DStv, or StarTimes now to catch up on the action

football resumption

English Barclays Premier League (EPL)

Known as the king of European football, the EPL is set to return on June 17 with a heavyweight match in the offing: Manchester City Vs Arsenal! Eyebrows are raised as to how the first EPL match after over 90 days would look like.

Liverpool FC is top of the table and with just 3 wins away from the trophy, the famous league action is set to focus more on the adrenaline run among clubs for top four Championship League qualification!

Spanish La Liga Santander

Favorite among lovers of technical gameplay, La Liga would make an earlier return than the EPL. The famous, hotly contested derby match between Real Betis and Sevilla would restart the league on June 11.

Defending champions Barcelona are two points ahead of Real Madrid at the top of the table with 11 matches remaining.

The top-4 quest is tighter than ever this season with Real Sociedad, Sevilla, Getafe, and Athletico de Madrid all punching hard for a place in 2021 Champions League!

Italian Seria A

Everyone would understand if Seria A authorities decide to terminate the unfinished 2019/20 season, but that’s not the case. Lovers of tactical defensive football can smile with relief as Seria A action would return on 20th June.

The announcement was made by the country’s sports minister, Vincenzo Spadafora. With leaders Juventus just one point clear second-placed Lazio, there are still a lot of title-claiming actions to see.

football resumption

UEFA Champions League

We decided to save the best for the last. While fans of different leagues are excited at the return of their favorite football, all eyes are itching to see the completion of the top-flight competition.

When Athletico de Madrid performed a stunt against Liverpool at Anfield in a match that saw them win 3-2, fans simply knew the 2019/2020 Champions League was set to provide top entertainment in the final rounds.

We would have to wait longer as UEFA announced that the Champions League would likely resume on August 7-8.

The French Ligue Un was ended with PSG announced winners while the Dutch Eredivisie was named null: no winners, no relegations.

football resumption

To catch all of the footballing actions returning, subscribe your GOtv, DStv, or StarTimes decoder. Don’t wait to be told of the showdowns.

News: Changes in the MultiChoice prices and bouquets

Top-up your mobile data for any network (MTN, Airtel, Glo, 9mobile, or Smile) to stay in touch with the latest happenings as regards football resumption.

See you on the action side!

Changes in DStv and GOtv Packages From 1st June 2020.

A few days back, Multichoice announced that they are implementing certain changes in their packages for DStv and GOtv. These changes are meant to take effect from the 1st of June, 2020.

According to an open FAQ document provided by MultiChoice online, the changes are part of their ongoing efforts to ensure customers get improved choices and better value for money whilst delighting them with content that resonate with them.

As surprising as that might sound, the changes are real and would apply to affected DStv and GOtv packages from June 1st, 2020. Here is the full gist of what’s happening:

Removal of two (2) DStv and two (2) GoTV packages

That’s right. The following bouquets would no longer be available for subscription from 1st of June:

BouquetCodes
DStv Access Bouquet E36ACSSE36
DStv Family Bouquet E36COFAME36
GOtv Plus BouquetGOtvPLS
GOTV Value BouquetGOTV

Other packages ( DStv Premium, DStv Compact Plus, DStv Compact, DStv Confam and DStv Yanga. GOtv Max, GOtv JOLLI, GOtv JINJA, and GOtv Lite) would remain intact.

The removal of DStv Access might hurt a lot of people as it’s a popular package commonly subscribed for but don’t worry; MultiChoice is adding a new package to their list.

dstv and gotv packages

Addition of a new DStv package

In place of the phased out bouquet, MultiChoice would be adding a new packaged called DStv Padi Bouquet E36 (NLTESE36). The packaged would be subscribed for at N1,800 per month.

Change in subscription prices for certain DStv and GOtv packages

Perhaps the biggest news of the coming changes are the adjustments made by MultiChoice in the subscription prices for certain DStv and GOtv packages. Again these price twerks were made to serve customers better, according to MultiChoice.

Below is a full list of affected DStv and GOtv packages:

Bouquet CodesCurrent Price (N)New Pricing (N)
ASIADDE365,4005,540
ASIAE365,4005,540
COMPE366,8006,975
COMPLE3610,65010,925
FRN11E363,1803,260
FRN15E366,3606,520
FRN7E361,4701,510
GOLITE400410
NTTESE36 DStv Padi E36 1,800
GOTVMAX3,2003,280
GOtvNJ11,6001,640
GOtvNJ22,4002,460
GWALLE361,2501,285
NLTESE361,8001,850
NNJ1E362,5002,565
NNJ2E364,5004,615
PRWASIE3617,70018,150
PRWE3615,80016,200
PRWFRNSE3622,20022,750

The new prices alongside the removal of 4 packages and the addition of a new one would all take effect from 1st of June 2020. If you are currently subscribed to any of the 4 bouquets bound to be omitted (DStv Family, DStv Access, GOtv Plus, and GOtv Value), you are advised to upgrade to any of the new or existing packages as the old ones would cease to exist from June 1st.

VTpass.com- Bill payment platform
dstv and gotv packages
VTpass.com- Bill payment platform

On our part and in the bid to serve you better, VTpass would be implementing these changes on our platform from June 1st, 2020. You would no longer find DStv Family, DStv Access, GOtv Plus, and GOtv Value on VTpass and the affected packages would reflect the new prices in line with MultiChoice directives. Subscription prices of other packages remain the same.

Further updates on this to come. Thank you for using VTpass.