It’s our first blog post for the new year so, happy new year, new growth yeah? Yes! We made it to 2022. The new year always heralds a new beginning, the start of something fresh, and an opportunity to start with a clean slate. Well, one thing for certain, it’s a new year!
However, the results you’ll get this year will be determined by the actions you take or do not take now. Growth is expedient to progress. You probably have plans for the year 2022, but have you planned to grow also?
When you grow, you make room for more. Do you want to increase your income this year? Grow! Need to upscale that business? Grow! Want to increase your earnings as a partner? Grow! Whatever you desire to attain this year, you need to grow in order to accommodate the desired increase.
This growth starts first in your mind. You need to grow root inward first before you begin to see fruits outward. You can not achieve new goals with last year’s mindset. The circumstances are different now. It’s a different playing field. This is the time to not just make plans but also set the execution wheels in motion.
It’s a new year but it is also time for you to grow. Learn something new. Develop a new skill. Add value to yourself. Get new contacts and networks. Collaborate. Start early, start now, because it’ll be 2023 in a bit.
At VTpass, we are dedicated to offering you the best and continually improving on our services, and so we also have a lot in the works for your benefit this year. Get ready, because we’ll be taking you on quite the ride!
Trust VTpass to help you start the year well with airtime or data to congratulate your loved ones, or gift them a quality insurance cover. Electricity bills and cable TV subscriptions are also available at the click of a button. Take this piece of free advice. Don’t pile up your bills. It’s too early to be owing!
Welcome to Detty December! It’s the final and most anticipated month of the year because everyone gets a chance to reset and recharge for the new year. The way your #DettyDecember goes will however go a long way in determining how the new year starts for you.
We put together a list to help you have the best of this December. Let’s go!
To Have A Detty December, You Should…
Have a budget.
I know “na wetin pass your power you wan dey do now” but January is not anybody’s mate. Remember that month has 365 days in it. The time to plan your spending is before you begin spending.
Pay For Electricity
You should ensure that you have light troubles out of the way before the partying starts. You can even buy units for January in advance. The peace this gives is underrated. You don’t want to run out of units when you have spent all your money. Take my advice, and buy electricity units now.
Renew TV Subscription
It’s December. Your TV screen will be filled with loads and loads of content to keep you entertained this festive period. You definitely don’t want to miss out on any. Remember, you will also have guests this month and will need to keep them entertained. Renew your TV subscription now.
Connect With Friends and Family
It’s that time of the year where everything seems to wind down a bit. You get to unwind, and take a slower pace than normal. It’s the best time to connect/reconnect with friends and family. You won’t be able to go out to see everyone, so you want to stock up on airtime and data.
Give Your Tailor Close-Marking
Take what your tailor says at face value at your own peril. Those guys are dangerous! To avoid hearing stories that touch, or your tailor being swallowed by a fish and reappearing in the new year, visit their shop o. That your cloth that they said is remaining just button might not have made it out of the nylon you dropped it in yet o.
76 days after, we arrived at the BBnaija Season 6 finale in style! The show has steadily continued to gather a large fanbase over the seasons and season 6 brought with it twists and turns that viewers simply were not expecting. Whether or not you watch the show however, there were lessons to be learnt, and here are a few.
Immediately the show started this season, every thought Maria was going to be queen bee. She thought so herself. Always in the conversations, pretty, great accent, she was the alpha female to beat, and she knew it. Alas, it would not be so. She was evicted at the beginning of the sixth week. Many viewers even thought Biggie was going to pull a twist to bring her back. That’s how powerful she was. It wasn’t to be so however. Turns out in this life, you have to be humble, or pretend to be. Even general Pere calmed down drastically the moment she got evicted. He got the message. Loud and clear at that!
Character over Content
Although the show and housemates are largely followed because of the content churned out, Nigerians will apparently not hesitate to call rubbish what it is. Boma and Tega felt they were giving us content when they were doing hanky panky in the house, they wouldn’t have expected the backlash that came with it. They got evicted from the show, Tega is battling to keep her mental health as Nigerians keep coming for her from all angles. Boma, to a large extent is less under attack. He wasn’t the married one, after all. Fair? We can’t say. Subsequently though, we doubt any future housemates will be going this route.
There’s Love, and then there’s Saga and Nini
We really don’t understand this Saga and Nini drama. First, Saga fails his task because Nini was angry at him. Next, Nini disappears from the house (her own task). Saga proceeds to make an utter fool of himself, crying, moping about, the entire works, while Nini watches him on TV. It was super obvious Biggie was involved. Nini couldn’t be kidnapped! The amazing thing is that Nini kept mentioning her boyfriend throughout the show. Now that the show has ended, we are waiting to see where things go. Those of you that have found love, please tell us, is this how it does y’all?
Food is the way to a man’s heart, only if you’re a woman
The eventual BBnaija season 6 finale winner, Whitemoney, found out the hard way. Despite the endless and relentless cooking done by Whitemoney through the show, he and Pere never seemed to connect, with Pere adamant to send him packing. It wasn’t until Maria was sent out of the house that Pere calmed down a bit and readjusted his strategy. It is quite interesting to note that Pere and Maria would eat Whitemoney’s food, but still go and nominate him for eviction. This life!
In a world filled with so much acting and pretence, real recognizes real. ex-housemates like Cross, Liquorose, and Angel won several hearts from their time on the show with their originality. Fans will confirm that Cross and Angel seem genuine, so it’s easier to connect with them, and Liquorose was free-spirited and lovable. Little wonder they made it into the final 6. Little wonder!
Know how to cook good food
Seems like a joke, but this rings true. It was debated endlessly if cooking was Whitemoney’s strategy or not. Right now, it doesn’t matter. He won and that’s on periodt! If you’re handy in a place others aren’t, you already have the advantage. You just have to know how to use it well. Find out what makes you indispensable, and press your advantage home
When it’s your time, it’s your time!
I remember myself and my wife talking about those we wanted in the final. She said something very profound. She said “Liquorose deserves to win it, but Whitemoney is graced.” That statement held true as both made it to the final two (we predicted the top 6 accurately if I may add). Whitemoney eventually won. Liquorose, JayPaul, and Whitemoney have tales of coming close to getting into the house in previous seasons and missing out but now, they got to compete for more money,. Clearly, it was their time.
Get a Business To Mind, Literally
As the BBnaija Season 6 finale came to a close on Sunday, Ebuka asked the top 6 housemates “what’s next” as they were being evicted. Practically all of them mentioned “business” amongst other things they were interested in going into. These are housemates who are already millionaires as a result of their winnings from the show. Meanwhile, Onome and Tunji will not go into business because they are still busy slaying. Continue! Sapa will soon come knocking on your door. Get a side hustle, urgent 2k has finished inside market.
Whitemoney is a clown
Ehnehn now! He has to be. He definitely has plans of joining the comedy industry. Or what else could he have meant when he told Ebuka that he wanted to go into music after the show because his voice cannot waste, Mazi! Which voice naaa…
Prepaid Meters are the in-thing for anyone leasing an apartment or renting space right now. It affords the opportunity to be able to monitor your electricity usage and avoid paying when there is no power. Prepaid Meters, like the name implies, are loaded with units before you begin to use them. Pretty much like the airtime recharge system.
Here are three things you probably didn’t know about Prepaid Meters
1. Free Units Are Not Free.
Nothing is free even in Freetown, and this is Nigeria. When you newly acquire a prepaid meter, you will be told as an incentive that your meter comes with free units for you to use at first. When the units are depleted, you can now begin to pay. This is not entirely true. Yes, the meter comes loaded with units, but, they are not free. You realise this when you want to purchase units and are told that there is a debt on your meter. Some of us learnt the hard way, it’s better you are prepared in advance. So, when you get your meter, use the units that come with in with the knowledge that you will pay for it, eventually. It isn’t free.
2. You Can Calculate and Monitor Your Units
One of the major advantages of the Prepaid Meter is that you can track your power consumption. You don’t have to wait till your bill arrives. If you want to check your prepaid balance or know the amount of total credit used, press 07 on your prepaid keypad and hit the blue button. Your available balance will be displayed on the screen in this format (150.15). This usually works for most prepaid meters.
3. Making Payment is Easy With The Right Platform
Remember when you would stand outside begging NEPA officials not to disconnect you while someone ran to the nearest NEPA office to help you pay your bill? Those are stories now. Just like with Prepaid Meters, disconnection is unnecessary, with VTpass, going out to pay bills is unnecessary. Simply log on to www.vtpass.com or download the mobile app to buy airtime or data, pay electricity or education bills, Pay DStv, GOtv or and Startimes subscription or buy insurance cover.
Experience seamless payments and get immediate value when you pay your electricity bills and more with VTpass.
This BBnaija “Shine ya eye” edition has brought with it the usual drama we have to come expect of the show, and the latest drama is from WhiteMoney and Pere. Two men, yes. Unbelievable. Firstly, we are used to this sort of drama coming from the female gender. The two housemates recently came to loggerheads when Pere confronted WhiteMoney and accused him of asking a question in the Whisper game. He was wrong though, as was later revealed.
Subsequently, Pere refused to apologise. He said he had nothing to apologise to WhiteMoney for. Matters have kept unfolding since then and these are our thoughts so far:
What We Are Thinking…
1. You Can’t Argue Against Value. Pere banned WhiteMoney from the kitchen, saying he felt it was his strategy to be indispensable to the other housemates. No one can argue with value however. While it may be WhiteMoney’s strategy in truth, it’s a strategy that works. He manages the kitchen well! And his food is good if we are to believe what the housemates say. All the housemates have strategies anyway, at least this one is edible!
2. Learn Anger Management Now. People will always do or say things to provoke you and you won’t always be able to stop them. Improper anger management will cause you to be at fault even if you were right from the beginning. Learning how to fight properly is a skill we all need to learn.
3. Communicate Properly. Those in relationships will attest to the fact that how your actions are perceived is more important than what you say you intended. Pere took off his belt when confronting WhiteMoney. What for? Now it is being said that he pinned WhiteMoney down. You don’t own monopoly of interpretation. Ensure your communication is clear and devoid of grey areas.
4. Strategies, Strategies…? On the other hand, what if Pere just played into WhiteMoney’s hands? As a result of their altercation, WhiteMoney now has more people rooting for him. Could it all just be strategy for him? Are WhiteMoney and Pere just playing the game?
In conclusion, there are so many inferences we can draw from the latest of the action coming from the BBnaija house. And that’s why you shouldn’t miss out on any whether you are watching on DSTV or GOTV! Pay your TV Subscription, Electricity bill and other bills payment you need to do with VTpass so you do not miss out on any of the unfolding drama.
When we set up the auto-wallet funding feature on VTpass, our aim was to make wallet funding super easy. And we did.
However, recent development has made virtual wallet funding difficult; starting with Providus bank discontinuing support for virtual accounts to subsequent deactivation of automatic wallet funding.
While we are currently working to restore auto-wallet funding by assigning new virtual accounts to our customers, we have reactivated manual wallet funding as an alternative to serve you within this period.
How to fund your VTpass wallet manually
To fund your VTpass wallet manually, simply make payment into any of the following bank accounts:
Stanbic IBTC Bank Broadshift Technologies Ltd 0034565819
Providus Bank Broadshift Technologies Ltd 5400381948
After you have made payment, use the payment notification page to alert us of your payment. Here’s how to do so:
Login to your VTpass account using your username and password
Navigate to and click on “Quick Tools”
Click on “Payment Notification”
Fill the simple payment notification form
Once sent, VTpass would be notified of your payment and upon confirmation, your payment would reflect on your wallet.
New virtual account numbers would be resigned to account holders upon restoration of the auto-wallet funding service.
For help or further inquiries, contact VTpass customer support via Live-Chat, emailing firstname.lastname@example.org, or calling 08138752358.
E-payments in Nigeria saw a total transformation during the lockdown. Yes, the pains of COVID-19 were felt but perhaps it left us with a few lessons too. We witnessed the difficulties associated with economic stagnation and knew the importance of business activities in any economy.
From the angle of finance, the pandemic gave insights into the future of payments in Nigeria. A study by Accenture revealed the limitation of cash and the increase of digital payment during the lockdown periods worldwide. For Nigeria, this is especially true.
Even though people withdrew more cash than ever from ATMs around the country, less than 60% of that cash was actually spent. This was due to cash hoardings by people amidst not knowing when the lockdown would be eased.
Lack of physical cash gave boosts to online payments. Cashless and contactless payments became the norm so as to reduce the risk of contracting the virus.
The long queues at ATMs were yet another factor. It was far easier to make payments digitally than paying in cash. Many individuals and businesses that could operate during the lockdown switched to electronic payment. All of these exploded e-payments around the country.
Just how much explosion? you might ask. In May 2020, e-payments in Nigeria jumped by 82% to ₦11.676 trillion from ₦6.421 trillion in April 2020. An all-time high!
Online retailers and payment platforms saw increases in patronage too, even as other consumer spendings decreased. This was evidenced by the increase in the number of online stores and internet marketers during the lockdown.
Now, as the country kick-starts full operations of economic activities, the question remains; would the rate of e-payments in Nigeria reduce, or would it increase in the coming months?
Why e-Payment would increase
Electronic bill payments for goods and services around the country are only bound to increase. Here are two major post-COVID reasons why this would happen:
The crisis may be relaxed but the ‘panic’ still exists for many. Millions of people would still prefer to take the safer route when making bills payments – that is to pay online.
Many health experts have warned about the risk of contacting COVID-19 from unaware, new carriers not detected during the quarantine. As such, the need to protect personal self from contacting the virus through cash handling or contact payment would keep a lot of people on the online payment track for a very long time.
For many, the quarantine was their chance to experience online payment for the first time. Convinence has been the major driver of e-payments since inception; it’s no wonder why a large percentage of new users would want to stick with the system.
World Bank already predicted that 25% of all money transfers would be done electronically by 2025; a chunk of that increase coming from new e-payment users in Africa. Convinence and speed of payment are major drivers that would prompt these new users to switch paymently to e-transactions.
VTpass, driving e-payments in Nigeria.
Online bills payments are not reducing anytime soon. Instead, a lot more bill payers would make the switch from cash transactions in the future. You too can transit to paying bills online today.
Start by logging on to www.vtpass.com to pay bills in minutes. VTpass is Nigeria’s leading online payment platform that allows you to pay for the daily services you enjoy. You can top-up airtime or data, subscribe your GOtv, DStv, or Startimes, pay electricity bills, buy insurance, and do more.
Payments on VTpass are fast and easy and you get value for your money within minutes of transfers. Visit www.vtpass.com to get started or simply download the VTpass mobile app.
Why bulk SMS? You might ask. The answer is easy. At VTpass, our mission is to create a payment platform that cuts across the needs of several markets.
That includes small and medium businesses that rely on the power of mobile marketing, particularly SMS marketing; to grow their brands.
Bulk SMS makes up for over 30% of most businesses mobile marketing budgets. Given how difficult it can be to secure the services of a reliable bulk SMS provider in Nigeria; VTpass partnered with SMSclone, one of Nigeria’s top bulk SMS providers to provide our business clients easy payment and stress-free deliver of quality bulk SMS units.
Since our mobile app offers you easy payment handy, buying bulk SMS from the app saves you the time and process of buying from the web.
How to buy units from your VTpass mobile app
Before initiating a bulk SMS purchase at VTpass, be sure you already have an account with SMSclone.com. Creating an SMSclone account is easy and 100% free. Simply do the following:
Enter your details (phone number, smsclone.com username*, email address and amount worth of units you want to buy
Click on “Proceed” to move to payment page
Enter your card details, select a card and make payment
That easy. Your units purchased would reflect in your SMSclone account balance.
*If you cannot find a field for filling in your SMSclone username, no problem; go ahead with your payment. Our support team would call you immediately after payment to request for and credit your SMSclone account.
For help or inquiries, simply reach VTpass support by chatting us live through the web or app, send a mail to email@example.com or call 08138752358.
While at VTpass we take every measure to ensure every transaction you carry out is successful; we are equally awake of failed transactions that can occur at times.
The majority of failed transactions are down to network issues or processing errors. In this article, we would explain why transactions on VTpass might fail and what you can do about it.
Network affecting bank payment
Payment might fail if network failure prevents your bank from confirming a transfer you initiated. Sever downtime at your bank might be responsible for this. In some cases, your bank might debit you without VTpass would receiving the payment.
The simplesolution to this is to consult your bank in the event of a debit or contact VTpass support to know the status of your transaction. If your transaction hasn’t gone through, it’s best you wait a while, then try again when the network is stable.
Entering wrong card details
This is so common and perfectly understandable. Making mistakes while entering card details such as bank name, card number, CVV, etc. would prevent any transaction from going through.
Solution: simply enter your correct card details to ensure a successful transaction. Alternatively, you can activate VTpass instant wallet funding to save yourself the stress and errors of using the card every time.
Entering wrong dealer details
Similar to the reason above, entering the wrong meter number when paying electricity bills; wrong IUC or smartcard number when subscribing to your decoder, etc. would cause a transaction failure. The system would either reject the payment process, or it would stall.
In this case, the solution is to restart the payment process and enter the correct dealer details. If you have been debited upon entering a wrong dealer detail, kindly contact VTpass support to advice you on what to do.
However, we advise you to ensure the correct dealer details every time as certain payments (for example, payment made for a wrong meter number) CANNOT be refunded.
Service downtime with a service provider
No one can be blamed for this. When a service provider is experiencing downtime, payments for that particular service might fail. For example; if IKEDC is experiencing a service downtime, payments for IKEDC during the downtime would fail.
To resolve this, simply wait until the downtime passes before initiating payment for the service again.
We are always there for you
Whatever might be the cause of a failed transaction, we are always there to resolve it for you. Simply contact VTpass support by chatting us live on the website or app, sending a mail to firstname.lastname@example.org or calling 08138752358.