This is the real life account of a food mix-up saga that unfolded in our office and all the dorime that came with it.
It happened on Monday morning. Mike, rushing to avoid getting to the office late, quickly grabbed the black nylon containing his food and took off without checking what was packaged for him. Can somebody play Dorime track 1?
On arriving at the office, Mike proceeded to the cafeteria and dropped his food, so eager to start the day’s work that he still didn’t check to see what had been packaged in the black nylon. DJ please play Dorime track 2
As the day went by, Francis, the office assistant, went out to buy lunch for some colleagues. Mike later goes for lunch, picks up his food, finally checks it, sees one boiled egg. He thought it strange because he knew there was chicken at home but was just too hungry to care. He started eating and was almost done when…
Shayo, his colleague, walks in and starts looking for his food with Francis the office assistant. Mike didn’t pay too much attention until he heard “there was a boiled egg in the food.” The description of the food was so apt that it became obvious that Mike don chop person food o…
Upon investigation, Mike’s real food was found having chicken, fish and snail as protein. What sort of sorcery is this? Mike wondered!
Luckily for Mike, Shayo didn’t make a big deal out of it as it was the close of his shift. That’s how Iyanu, another colleague who was in the right place at the right time, ate free food!
One of the hottest, most talked-about events in the Nigerian social circles right now has been Obi Cubana’s mum’s burial and nothing seems to be enough to kill Obi Cubana’s shine.
From the over 400 cows donated to the host, the $100,000 diamond pendant, 67 private jets that landed Oba to the fleet of over 500 luxury cars, the ceremony was as loud as loud can be. We followed this story closely and here are five lessons we gathered from it.
1. Nigerians can joke about anything.
Like, I’m not even sure we take even ourselves seriously anymore. This has to be the height. Somebody’s mother died and people were everywhere on social media saying “God when?” Seriously guys???
2. Invest in your social capital.
They said connect with people, you say no, you’re an introvert, you like your personal space, etc. Being rich in people is a thing, your network is your net-worth. If the sheer amount of cows donated and money sprayed/flung doesn’t change your mind, what will?
3. Make your own soap.
As usual, the whole saga had people saying “cut soap for us” and the likes. In an interview with bbc pidgin, Obi Cubana was asked to cut soap for Nigerians and he responded “dem no dey cut soap for anybody for dis world.” In other words, people, make your own soap o.
4. Work hard consistently.
Since soap cutting is out of it, working hard consistently is the next best thing out there then. Being excellent at what you do will not be enough, you will have to also be consistent with it. Hustle o, make your girlfriend no leave you go party for oba.
5. Nigerian scammers are creative.
All was well and good after the burial ceremony, until I got a dm from Obi Cubana asking for an airtel recharge to help make money fly in my household. Like, what???
Are you mentally exhausted and don’t know it? There always exist periods where it seems you lose interest in working and develop what can be described as an apathy towards work. Someone could even say you’re being lazy or laidback towards work.
We’ll walk you through a quick test today to check if you’re dealing with exhaustion or you’re just really lazy.
1. You Don’t Feel Motivated.
Not feeling motivated is not always a sign of laziness, it can actually be a pointer to emotional exhaustion sometimes which arises as a result of the fact that you have done so much brainwork without adequate rest.
2. You Can’t Focus Or Concentrate.
Are you finding it hard to concentrate on what needs to be done? If you find yourself getting distracted easily, it could be a pointer to the fact that you are stressed and it needs to be managed before it affects you at the workplace.
3. You Constantly Fantasize About Drastic Change
Do you find yourself suddenly imagining what your life would look like if you won the lottery? Or if someone suddenly relocated you away from the country? Using such fantasies to escape your present reality is a pointer to emotional exhaustion.
4. Small Tasks Seem Overwhelming.
When stressed or mentally exhausted, you suddenly begin to struggle with tasks that you naturally would execute. At this point, work seems like a big deal and you just need it all to stop so you can breathe.
Have you ever been in a situation where the search “awoof” (freebies) landed you in trouble?
I’d always heard it said that “awoof dey run belle,” but experience really is the best teacher I guess.
On this fateful day, I needed to pay my DSTV subscription. Upon searching online, I found a website offering a 20% discount on payments. “Ahnahn, see free money.” If only I had known village people were after me.
As a sharp guy, I quickly entered the website, inputted my card details and paid for the bouquet I wanted and got debited. I felt great. It was in that moment that I realised it actually feels good to know you got a better deal than the seller. All was alright with the world, until…
I started getting a series of consecutive debits on my account. Huh? I live in Meiran, Lagos State to be precise, why am I getting debited in Dubai? Ah, awoof!!! I had fallen prey to a scam website and my account was completely drained that day.
Bitcoin, launched in 2009 by a person or group of people operating under the name Satoshi Nakamoto, and fast adopted by what has become a worldwide army of enthusiasts, currently has user dashboards looking like the silhouette challenge filter.
HOW BITCOIN WORKS
Bitcoin is a digital currency which has no ties to any bank or government. Bitcoins are basically lines of computer code that are digitally signed each time they are transferred from one owner to the next.
The coins are created by users who “mine” them by lending computing power to verify other users’ transactions and they receive Bitcoins in exchange. The coins however have monetary value as they can be bought and sold on exchanges with U.S. dollars and other currencies.
Since coming to light, cryptocurrency has been widely hailed as everybody’s “inroad” to financial independence, and though some businesses receive Bitcoin for payment and a number of financial institutions allow it in their clients’ portfolios, overall mainstream acceptance is still limited.
Don’t Panic. The most important thing you need to have in order to make the decision whether you are going to buy the dip, see the dip out or get out while you can, is your head. We are not telling you to not be afraid of losing your money, but, be sure you’re not just making an emotional decision.
Assess and Evaluate. From a place of calm, make research, keep abreast of news and developments regarding cryptocurrency. It’s not the first time in recent times that the market is being hit. Just in February, the Central Bank of Nigeria (CBN) bannedNigerian banks from dealing in all forms of cryptocurrencies, then Tesla, now China, and there have been conversations surrounding India.
Make a Decision. When you assess the situation and what it means for the future and are about to make a decision, you will be making an informed decision and have an action plan that reflects your current view on the potential risks and opportunities of cryptocurrencies.
The plunge in cryptocurrency markets may have you unsettled, but remember, this is not the first time the market is dipping.
Recently, the Central Bank of Nigeria (CBN) banned Nigerian banks from dealing in all forms of cryptocurrencies; including bitcoin.
Why was Bitcoin banned?
The Central Bank of Nigeria cited ‘use of digital currency for laundering and terrorism‘ as the chief reason for banning cryptocurrencies. This comes shortly after several bulls run in the price of bitcoin, gaining over 300% price increase from 2020.
Starting earlier on the month of February 2021, Nigerian banks and other financial institutions were authorized by CBN to cease crypto transactions or face a penalty.
Away from the financial powerhouses, experts have analyzed how bitcoin ban in Nigeria would impact local traders.
The Nigerian cryptocurrency market
Looking back at statistics, Quartz Nigeria placed Nigeria as the second-largest bitcoin market in the world after the United States. Stears Businessreported in February 2021 that over $200 million worth of crypto is traded from Nigeria monthly. That’s a huge market to consider!
The bitcoin ban in Nigeria simply means that it would be difficult to directly convert the Naira to bitcoin, or trade bitcoin for items.
However, it does not stop at that.
The CBN regulation immediately affected many fintech establishments in Nigeria dealing with virtual accounts. Providus bank took a special hit, having to halt all virtual accounts following the order. VTpass had to temporarily deactivate all virtual accounts and recently reactivated all accounts with new virtual account numbers.
Conversations following the ban continue to float all over the internet. But what is the solution? What is the way forward for Nigerians looking to continue crypto trading amidst the ban?
Here’s our researched take:
Consider Peer-to-Peer Trading: Pending when the ban would be lifted, the most viable solution to buy crypto at the moment would be P2P trading. This is buying privately from a trusted source (a friend, a local agency, etc.) as trading involving bank transfers would be impossible.
Create a Domiciliary account: Well, since there are no restrictions on domiciliary accounts, you can open one, convert Naira and Dollars, and trade cryptos through that account.
Cryptocurrencies trading may have been banned in Nigeria, that doesn’t mean the digital currencies are done for. The future of cryptos for the African market remains bright against all odds.
When we set up the auto-wallet funding feature on VTpass, our aim was to make wallet funding super easy. And we did.
However, recent development has made virtual wallet funding difficult; starting with Providus bank discontinuing support for virtual accounts to subsequent deactivation of automatic wallet funding.
While we are currently working to restore auto-wallet funding by assigning new virtual accounts to our customers, we have reactivated manual wallet funding as an alternative to serve you within this period.
How to fund your VTpass wallet manually
To fund your VTpass wallet manually, simply make payment into any of the following bank accounts:
Stanbic IBTC Bank Broadshift Technologies Ltd 0034565819
Providus Bank Broadshift Technologies Ltd 5400381948
After you have made payment, use the payment notification page to alert us of your payment. Here’s how to do so:
Login to your VTpass account using your username and password
Navigate to and click on “Quick Tools”
Click on “Payment Notification”
Fill the simple payment notification form
Once sent, VTpass would be notified of your payment and upon confirmation, your payment would reflect on your wallet.
New virtual account numbers would be resigned to account holders upon restoration of the auto-wallet funding service.
For help or further inquiries, contact VTpass customer support via Live-Chat, emailing firstname.lastname@example.org, or calling 08138752358.
If you participated in the 2020 West African Examination (WAEC) or know someone who did, it’s time to rub your hands and see the scores.
As announced by the WAEC Head of National Office, Patrick Areghan; the 2020 result for over 94% of students who sat for the exams is out and others are still been processed.
This is to inform all the candidates that participated in the 2020 West African Examinations Council (WAEC) May/June West African Senior School Certificate Examination (WASSCE) that they can now check their results online.
How to Check your WAEC Result online
You would need a WAEC Result Checker PIN to be able to check WAEC result online. Simply visit www.vtpass.com/waec-result to buy your Scratch card PIN at N1,800 only.
You get your PIN immediately after payment, displayed on VTpass website or app, and sent to you via email and SMS. Here is how to check your result online;
What comes to your mind when the word “Insurance” is mentioned? Do you cringe or smile? There are sets of perceptions in most people’s minds about Insurance, but are these perceptions myths or facts?
There is no denying that insurance can be incredibly complicated, both in theory and practice. So it’s little wonder that sometimes rumors, myths, and untruths can be held as fact and disseminated as such.
In this article, we want to smoothen out some of the twigs from the drink. Here are 5 common myths about Insurance and the facts that prove them wrong:
Myth 1: Insurance is expensive
Let’s start from where it concerns our pockets shall we? The popular misconception that only the rich can afford insurance is as funny as it sounds.
Let’s face it, that idea is so old and gone. With stiff competition in today’s insurance market, premiums for covers gotten more affordable. For some covers like motor insurance in Nigeria, prices can be as low as N2,500 a year!
The most remarkable of insurance cost is that of health insurance in Nigeria. A 2017 report puts the average cost health insurance plan at N35,000 for individuals and N125,000 for families. While this is affordable considering the cost of medical treatment in the country, you could get top-notch health covers (with private treatments) for even less at VTpass.
Now, imagine having all-round health insurance for only N15,000/year (N2000/month) for individuals and N60,000/year (N5,500/month) for families?
How affordable can that get?
Myth 2: Insurance companies are fraudsters
I was in a conversation with a friend one Saturday evening when an Insurance salesman walked by. His pitch was about how fast an insured would be compensated after a loss. You should have seen how my friend chased him away.
He did this because of the terrible experience he had with an insurer who refused to compensate him after a loss occurred against his burglary cover.
The mistrusts in insurance companies is perfectly understandable. Agreed, there are fake insurers out there who aren’t really in business to serve but to steal.
However, not all insurers are fraudsters. We have reputable, world-class insurers in Nigeria. In 2019, total claims paid out by insurance companies in Nigeria amounted to N98.9 billion; a 16.5% increase from N84.9 billion paid out in 2017. If all insurance companies are fraudsters, banks and top businesses would not commit hundred of millions annually to insurers to cover potential risks.
The solution is simply to buy insurance from reliable and trusted sources only. Companies that are backed but by NAICOM and duly regulated.
Digital technology is the future no one can escape from. Today with reliable online platforms like VTpass, your cell phone, and internet connection; while sitting in your home or office, you can get any insurance you want!
At VTpass, we deliver your policy to you digitally and physically after purchase. When it comes to claims, you can trigger settlement by clicking the claim button on our website. It’s that easy.
Africa and transforming digitally, taking all industries in its whirlwind. A few years from now, there wouldn’t be need for person-to-person interaction before quality insurance is sold.
Myths 4: Buying Insurance takes a long and tedious process
If you’ve tried buying insurance in the ’90s you would be amazed by the paperwork that goes with it. Then there are the long questionings by medical examiners or risk assessors, etc.
All that is old news now.
Insurance companies have modified proposal forms and other documents to collect only the barest, necessary information (no one is going to ask if your mum had green eyeballs or not). Add that improvement to today’s digital technology and we have an insurance system that delivers covers in minutes!
Today, you can get a motor cover in less than 10 minutes when you buy at VTpass. No stress. We have eliminated the need for tedious processes with our innovative payment solution.
It’s no wonder why Nigerians rely on VTpass to get quality insurance covers day in-day out. Our secret is simply partnering with Nigeria’s top insurance companies with proven track records of prudence and claim settlement.