Dorime: The Food Mix-Up

This is the real life account of a food mix-up saga that unfolded in our office and all the dorime that came with it.

It happened on Monday morning. Mike, rushing to avoid getting to the office late, quickly grabbed the black nylon containing his food and took off without checking what was packaged for him. Can somebody play Dorime track 1?

On arriving at the office, Mike proceeded to the cafeteria and dropped his food, so eager to start the day’s work that he still didn’t check to see what had been packaged in the black nylon. DJ please play Dorime track 2

As the day went by, Francis, the office assistant, went out to buy lunch for some colleagues. Mike later goes for lunch, picks up his food, finally checks it, sees one boiled egg. He thought it strange because he knew there was chicken at home but was just too hungry to care. He started eating and was almost done when…

Shayo, his colleague, walks in and starts looking for his food with Francis the office assistant. Mike didn’t pay too much attention until he heard “there was a boiled egg in the food.” The description of the food was so apt that it became obvious that Mike don chop person food o…

Upon investigation, Mike’s real food was found having chicken, fish and snail as protein. What sort of sorcery is this? Mike wondered!

Luckily for Mike, Shayo didn’t make a big deal out of it as it was the close of his shift. That’s how Iyanu, another colleague who was in the right place at the right time, ate free food!

Avoid transactional dorime with www.vtpass.com now.

Obi Cubana’s Rise: Lessons From Mum’s Burial

One of the hottest, most talked-about events in the Nigerian social circles right now has been Obi Cubana’s mum’s burial and nothing seems to be enough to kill Obi Cubana’s shine.

From the over 400 cows donated to the host, the $100,000 diamond pendant, 67 private jets that landed Oba to the fleet of over 500 luxury cars, the ceremony was as loud as loud can be. We followed this story closely and here are five lessons we gathered from it.

1. Nigerians can joke about anything.

Like, I’m not even sure we take even ourselves seriously anymore. This has to be the height. Somebody’s mother died and people were everywhere on social media saying “God when?” Seriously guys???

2. Invest in your social capital.

They said connect with people, you say no, you’re an introvert, you like your personal space, etc. Being rich in people is a thing, your network is your net-worth. If the sheer amount of cows donated and money sprayed/flung doesn’t change your mind, what will?

3. Make your own soap.

As usual, the whole saga had people saying “cut soap for us” and the likes. In an interview with bbc pidgin, Obi Cubana was asked to cut soap for Nigerians and he responded “dem no dey cut soap for anybody for dis world.” In other words, people, make your own soap o.

4. Work hard consistently.

Since soap cutting is out of it, working hard consistently is the next best thing out there then. Being excellent at what you do will not be enough, you will have to also be consistent with it. Hustle o, make your girlfriend no leave you go party for oba.

5. Nigerian scammers are creative.

All was well and good after the burial ceremony, until I got a dm from Obi Cubana asking for an airtel recharge to help make money fly in my household. Like, what???

Nigerians don’t joke when it concerns their money. Avoid scammers easily with www.vtpass.com, where you can buy airtime/data, subscribe GOtvDStv, or Startimes, pay electricity bills, buy insurance or pay educational bills at the tap of a button.

You Are Mentally Exhausted

Are you mentally exhausted and don’t know it? There always exist periods where it seems you lose interest in working and develop what can be described as an apathy towards work. Someone could even say you’re being lazy or laidback towards work.

We’ll walk you through a quick test today to check if you’re dealing with exhaustion or you’re just really lazy.

1. You Don’t Feel Motivated.

Not feeling motivated is not always a sign of laziness, it can actually be a pointer to emotional exhaustion sometimes which arises as a result of the fact that you have done so much brainwork without adequate rest.

2. You Can’t Focus Or Concentrate.

Are you finding it hard to concentrate on what needs to be done? If you find yourself getting distracted easily, it could be a pointer to the fact that you are stressed and it needs to be managed before it affects you at the workplace.

3. You Constantly Fantasize About Drastic Change

Do you find yourself suddenly imagining what your life would look like if you won the lottery? Or if someone suddenly relocated you away from the country? Using such fantasies to escape your present reality is a pointer to emotional exhaustion.

4. Small Tasks Seem Overwhelming.

When stressed or mentally exhausted, you suddenly begin to struggle with tasks that you naturally would execute. At this point, work seems like a big deal and you just need it all to stop so you can breathe.

5. Making Your Bill Payments Stresses You.

We know any little thing stresses you out when you’re exhausted, especially when it concerns money. That’s why with www.vtpass.com, you can buy airtime/data, subscribe GOtvDStv, or Startimes, pay electricity bills, buy insurance or pay educational bills at the tap of a button.

When Awoof Ran My Belle

Have you ever been in a situation where the search “awoof” (freebies) landed you in trouble?

I’d always heard it said that “awoof dey run belle,” but experience really is the best teacher I guess.

awoof

On this fateful day, I needed to pay my DSTV subscription. Upon searching online, I found a website offering a 20% discount on payments. “Ahnahn, see free money.” If only I had known village people were after me.

As a sharp guy, I quickly entered the website, inputted my card details and paid for the bouquet I wanted and got debited. I felt great. It was in that moment that I realised it actually feels good to know you got a better deal than the seller. All was alright with the world, until…

Awoof

I started getting a series of consecutive debits on my account. Huh? I live in Meiran, Lagos State to be precise, why am I getting debited in Dubai? Ah, awoof!!! I had fallen prey to a scam website and my account was completely drained that day.

That is where VTpass comes into play. No point running the risk being scammed. Simply log on to www.vtpass.com to buy airtime/data, subscribe GOtv, DStv, or Startimes, or pay electricity bills . . . it’s as easy as Login, Select, and Pay!

Bitcoin: Navigating The Dip

Bitcoin, launched in 2009 by a person or group of people operating under the name Satoshi Nakamoto, and fast adopted by what has become a worldwide army of enthusiasts, currently has user dashboards looking like the silhouette challenge filter.

HOW BITCOIN WORKS

Bitcoin is a digital currency which has no ties to any bank or government. Bitcoins are basically lines of computer code that are digitally signed each time they are transferred from one owner to the next.

The coins are created by users who “mine” them by lending computing power to verify other users’ transactions and they receive Bitcoins in exchange. The coins however have monetary value as they can be bought and sold on exchanges with U.S. dollars and other currencies.

Since coming to light, cryptocurrency has been widely hailed as everybody’s “inroad” to financial independence, and though some businesses receive Bitcoin for payment and a number of financial institutions allow it in their clients’ portfolios, overall mainstream acceptance is still limited.

Leading cryptos Bitcoin and Ethereum have endured a turbulent time over the past week as share prices dropped by 37.10% and 42.23% respectively. The market crash follows a decision by Tesla to no longer accept Bitcoin as payment for its vehicles, as announced by the car company’s CEO Elon Musk.

More recently also, China banned financial institutions and payment companies from providing services related to cryptocurrency transactions and warned investors against speculative cryptocurrency trading.

WHAT TO DO?

  1. Don’t Panic. The most important thing you need to have in order to make the decision whether you are going to buy the dip, see the dip out or get out while you can, is your head. We are not telling you to not be afraid of losing your money, but, be sure you’re not just making an emotional decision.
  2. Assess and Evaluate. From a place of calm, make research, keep abreast of news and developments regarding cryptocurrency. It’s not the first time in recent times that the market is being hit. Just in February, the Central Bank of Nigeria (CBN) banned Nigerian banks from dealing in all forms of cryptocurrencies, then Tesla, now China, and there have been conversations surrounding India.
  3. Make a Decision. When you assess the situation and what it means for the future and are about to make a decision, you will be making an informed decision and have an action plan that reflects your current view on the potential risks and opportunities of cryptocurrencies.

The plunge in cryptocurrency markets may have you unsettled, but remember, this is not the first time the market is dipping.

Bitcoin in Nigeria: After the Ban

Recently, the Central Bank of Nigeria (CBN) banned Nigerian banks from dealing in all forms of cryptocurrencies; including bitcoin.

Why was Bitcoin banned?

The Central Bank of Nigeria citeduse of digital currency for laundering and terrorism‘ as the chief reason for banning cryptocurrencies. This comes shortly after several bulls run in the price of bitcoin, gaining over 300% price increase from 2020.

Starting earlier on the month of February 2021, Nigerian banks and other financial institutions were authorized by CBN to cease crypto transactions or face a penalty.

Away from the financial powerhouses, experts have analyzed how bitcoin ban in Nigeria would impact local traders.

The Nigerian cryptocurrency market

Looking back at statistics, Quartz Nigeria placed Nigeria as the second-largest bitcoin market in the world after the United States. Stears Business reported in February 2021 that over $200 million worth of crypto is traded from Nigeria monthly. That’s a huge market to consider!

The bitcoin ban in Nigeria simply means that it would be difficult to directly convert the Naira to bitcoin, or trade bitcoin for items.

However, it does not stop at that.

The CBN regulation immediately affected many fintech establishments in Nigeria dealing with virtual accounts. Providus bank took a special hit, having to halt all virtual accounts following the order. VTpass had to temporarily deactivate all virtual accounts and recently reactivated all accounts with new virtual account numbers.

Conversations following the ban continue to float all over the internet. But what is the solution? What is the way forward for Nigerians looking to continue crypto trading amidst the ban?

Here’s our researched take:

  1. Consider Peer-to-Peer Trading: Pending when the ban would be lifted, the most viable solution to buy crypto at the moment would be P2P trading. This is buying privately from a trusted source (a friend, a local agency, etc.) as trading involving bank transfers would be impossible.
  2. Create a Domiciliary account: Well, since there are no restrictions on domiciliary accounts, you can open one, convert Naira and Dollars, and trade cryptos through that account.

Cryptocurrencies trading may have been banned in Nigeria, that doesn’t mean the digital currencies are done for. The future of cryptos for the African market remains bright against all odds.

First Series WAEC Registration 2021 Now on

If you are preparing to write WAEC/GCE by March this year, or know someone who is; WAEC registration 2021 is now ongoing!

This first series examination for Private candidates would commence on March 2021 and end by April 2021.

Candidates are advised to start registering early as registration ends by January 29th, 2021.

To register, you can pay enrollment fees at a secondary school or Exam centers. However, some schools and exam centers have been known to charge up to N50,000 just for enrollment.

waec registration 2021

So why pay that high when you can cut enrollment costs by buying WAEC Registration 20201 PIN online?

Here’s how to buy WAEC Registration 2021 PIN online:

  • Simply log on to www.vtpass.com/waec-registration
  • Select “Exam Type”
  • Input your phone number and email address
  • Click on Continue to move on to the Confirmation page
  • Choose your payment method you can pay with Wallet or Bank Transfer
  • Confirm payment and pay
waec registration 2021

That easy! Your WAEC registration 2021 PIN is delivered to you via email and SMS and also displayed on VTpass website immediately after payment.

With your PIN, simply head over to www.waecnigeria.org to visit any center to complete your registration.

If you encountered any problems when buying PIN or didn’t get PIN after payment, simply contact VTpass Support. See why your PIN may not be delivered here.

VTpass got you covered.

WAEC 2020 Result Now Out! How to check WAEC Result Online

If you participated in the 2020 West African Examination (WAEC) or know someone who did, it’s time to rub your hands and see the scores.

As announced by the WAEC Head of National Office, Patrick Areghan; the 2020 result for over 94% of students who sat for the exams is out and others are still been processed.

This is to inform all the candidates that participated in the 2020 West African Examinations Council (WAEC) May/June West African Senior School Certificate Examination (WASSCE) that they can now check their results online.

How to Check your WAEC Result online

You would need a WAEC Result Checker PIN to be able to check WAEC result online. Simply visit www.vtpass.com/waec-result to buy your Scratch card PIN at N1,800 only.

You get your PIN immediately after payment, displayed on VTpass website or app, and sent to you via email and SMS. Here is how to check your result online;

  • Buy a WAEC Result checker PIN at www.vtpass.com/waec-result
  • Go to WAEC 2020 result checking portal at https://www.waecdirect.org.
  • Enter your WAEC Examination Number in the required column.
  • Select your Examination Year i.e. 2020.
  • Select your Examination Type i.e. SCHOOL CANDIDATE RESULT.
  • Enter the Card Serial Number.
  • Enter the result checker PIN
  • Finally, click the “Submit” button to get your 2020 WAEC Result.
how to check waec result

Statistics dished out by WAEC show that over 65% of candidates who sat for the exam obtained a minimum of credits in five (5) subjects and above, including English Language and Mathematics.

That is some good news! Get your result checker PIN at www.vtpass.com/waec-result and log on to https://www.waecdirect.org. to check your result now.

Insurance: 5 Common Myths vs Facts

What comes to your mind when the word “Insurance” is mentioned? Do you cringe or smile? There are sets of perceptions in most people’s minds about Insurance, but are these perceptions myths or facts?

There is no denying that insurance can be incredibly complicated, both in theory and practice. So it’s little wonder that sometimes rumors, myths, and untruths can be held as fact and disseminated as such.

In this article, we want to smoothen out some of the twigs from the drink. Here are 5 common myths about Insurance and the facts that prove them wrong:

Long read? Watch video summary instead

Myth 1: Insurance is expensive

Let’s start from where it concerns our pockets shall we? The popular misconception that only the rich can afford insurance is as funny as it sounds.

Let’s face it, that idea is so old and gone. With stiff competition in today’s insurance market, premiums for covers gotten more affordable. For some covers like motor insurance in Nigeria, prices can be as low as N2,500 a year!

The most remarkable of insurance cost is that of health insurance in Nigeria. A 2017 report puts the average cost health insurance plan at N35,000 for individuals and N125,000 for families. While this is affordable considering the cost of medical treatment in the country, you could get top-notch health covers (with private treatments) for even less at VTpass.

Now, imagine having all-round health insurance for only N15,000/year (N2000/month) for individuals and N60,000/year (N5,500/month) for families?

How affordable can that get?

insurance myths

Myth 2: Insurance companies are fraudsters

I was in a conversation with a friend one Saturday evening when an Insurance salesman walked by. His pitch was about how fast an insured would be compensated after a loss. You should have seen how my friend chased him away.

He did this because of the terrible experience he had with an insurer who refused to compensate him after a loss occurred against his burglary cover.

The mistrusts in insurance companies is perfectly understandable. Agreed, there are fake insurers out there who aren’t really in business to serve but to steal.

However, not all insurers are fraudsters. We have reputable, world-class insurers in Nigeria. In 2019, total claims paid out by insurance companies in Nigeria amounted to N98.9 billion; a 16.5% increase from N84.9 billion paid out in 2017. If all insurance companies are fraudsters, banks and top businesses would not commit hundred of millions annually to insurers to cover potential risks.

The solution is simply to buy insurance from reliable and trusted sources only. Companies that are backed but by NAICOM and duly regulated.

insurance myths

Myths 3: Is Not Safe to buy Insurance online

For real? Wow.

So we can literally buy airtime and data, work online, transfer money, pay electricity bills, do all kinds of stuff online – but not insurance? Terribly wrong!

Digital technology is the future no one can escape from. Today with reliable online platforms like VTpass, your cell phone, and internet connection; while sitting in your home or office, you can get any insurance you want!

At VTpass, we deliver your policy to you digitally and physically after purchase. When it comes to claims, you can trigger settlement by clicking the claim button on our website. It’s that easy.

Africa and transforming digitally, taking all industries in its whirlwind. A few years from now, there wouldn’t be need for person-to-person interaction before quality insurance is sold.

A word of advice though; only buy from proven and trusted online platforms. Visit www.vtpass.com/insurance today.

Myths 4: Buying Insurance takes a long and tedious process

If you’ve tried buying insurance in the ’90s you would be amazed by the paperwork that goes with it. Then there are the long questionings by medical examiners or risk assessors, etc.

All that is old news now.

Insurance companies have modified proposal forms and other documents to collect only the barest, necessary information (no one is going to ask if your mum had green eyeballs or not). Add that improvement to today’s digital technology and we have an insurance system that delivers covers in minutes!

insurance myths

Today, you can get a motor cover in less than 10 minutes when you buy at VTpass. No stress. We have eliminated the need for tedious processes with our innovative payment solution.

It’s no wonder why Nigerians rely on VTpass to get quality insurance covers day in-day out. Our secret is simply partnering with Nigeria’s top insurance companies with proven track records of prudence and claim settlement.

So if you ever have a need for car insurance, health cover plan, personal accident insurance, or home insurance; simply visit www.vtpass.com.

We’ve got you covered.