How To Start Your Own Business

Start your own business

Starting a business could be one of the most rewarding things you would ever do. For one, you will be the boss of yourself; which means that you control your working hours, your schedule and your risks. More importantly, you will be making a living for yourself! Which is fantastic.

For starters, there are some things you need to put in mind before starting a business.


One of the best ways to do good business is to look out for a problem in your neighborhood, community, street, etc. and look for a solution to it.

If you are short of a business idea, then you should consider becoming a VTpass terminal agent. If you don’t know how to, read this post here on how to become a terminal agent.


Another important step when one is trying to start a business is looking for a good location. Many franchisers in business consider your outlet location as a paramount prerequisite before granting or denying you a franchise. This means that the business world and indeed business people are aware of the importance of location. Choose somewhere that is located near your target audience and somewhere that is quite accessible.

Here are a few order things you should do when starting a business.

  1. Own your name. Make sure the company name you choose is one with an available trademark and Internet domain name. To see if a trademark is available, you can do a trademark search online through the United States Patent and Trademark Office’s website. Failure to properly obtain a trademark could put your fledgling business at risk — not to mention that the time and money you have invested in establishing your business name could go to waste if someone else owns the trademark. Don’t assume your new business name is not trademarked because you were unsuccessful finding such name on the Internet, either. Someone could have used the name for a business that closed, or filed a trademark and never used it.
  2. Get in with the law. Understand what regulations, licenses and taxes you will need to follow, obtain and pay for your new business. After doing some initial research on your own, consult with a lawyer and accountant to confirm your understanding and to help structure your business to be in compliance with the law. Generally speaking, you will need to need to (i) ensure you are charging the correct amount of tax your service or product that your business is promoting, if applicable and (ii) obtain all of the proper licenses needed to run your new business, at a minimum. Establishing a successful business is hard enough. The last thing you need is some technical legality or administrative detail to stand in the way of your success.
  3. How much do you need to live? When working on your business plan, do not forget about the most important factor: YOU. You need to take into account your living costs. Rent, mortgages, and health insurance — these are all things that don’t pay for themselves. You will most likely need to cut out all the unnecessary extras you can live without. Make sure you account for unforeseen or unexpected expenses by factoring a little flexibility into your budget for those “just-in-case” moments. You might even consider taking a part-time job until things pick up with your new venture and speak to a financial planner to help you budget yourself properly.
  4. Where are you in your life? Starting a new business takes brains, bravery, and what will seem to be endless hours of hard work. When you own your own company, there is always something that has to get done. You will most likely find yourself working at least 60-80 hours a week for the first two years. With that said, I’ll ask you one very important question: Are you ready to give up your personal life for the next three years?
  5. Don’t over — or underspend. Starting a business can be incredibly financially tasking on you and your family. You will need to learn where and when to spend. It’s important not to waste those precious seed dollars but it’s equally important to spend where necessary. In any business, you often have to spend money to make money.  Don’t skip out on things your company needs. For example, it may be worth it to put 1500 Naira in an online vendor listing, but it may not be necessary to give every new customer a 15 Naira mug. Be sure to keep up with technology too — there are many time-saving programs and apps (including free or inexpensive ones) that can help you keep track of it all, and as we all know, “time is money.”

Reasons You Should Choose VTpass

chose vtpass

VTpass is an online bills payment/processing platform with a fast-growing network of agents across the country. In earnest, the acronym VTpass translates to V-voucher, T- ticket, and P pass. And that’s exactly what we are specialised in. We look forward to a time where you can pay for all your on one platform with us!

VTpass, as we know, is a bills payment platform designed to help individuals make payments for various services ranging from TV subscription, electricity bill payment, airtime recharge, internet data purchase, education bill payments, event tickets and lots more.

With its very robust API, VTpass powers a lot of third-party platforms who provide similar services.

Furthermore, here are five reasons why you should trust VTpass for online bills-payment;


Simply visit on your browser or download the VTpass app for android to make bills-payment


All transactions carried out on VTpass is 100% secure and you would only be charged upon confirmation. Your credit/debit card details are very secure when you chose VTpass and you will NEVER be charged for a service you did not authorize. It is important to us that you feel safe when you use us.


Carry out your bills-payment on VTpass and get the service delivered in less than 30secs.


Make payment for any service from the convenience of your home or work-space as all you need to do is log in to on any device to carry out the transaction. 


VTpass services are active 24/7 and its customer support agents are always ready to attend to your needs.
Contact us;

Phone: 08138752358


You can renew or upgrade your GOtv online in a few simple steps:

To pay for your GOtv online, you would need your IUC number handy. Your IUC number is a unique 10-digit code number that represents your GOTV decoder account. It is normally written on a red sticker just underneath your GOTV decoder.

You will also need a debit card with which you will be making payment.

VTpass allows the subscriber to pay into his subscription account for the renewal of his services from the VTpass web link. This platform interfaces with a billing system that will give you the subscriber immediate value and you will be connected within a few minutes!.

To pay your GOtv subscription online: Kindly make sure that your decoder is turned on so that `your decoder can receive signals from GOTV towers.

Log on to and select the GOtv bouquet of your choice (GOtvlite, GOtv Vslur, GOtvplus or GOTV max).

Enter your IUC number, e-mail address, and enter your mobile phone number.

Kindly enter your name and double-check to see that your IUC was filled correctly

Choose your payment method

Enter your card details i.e. Card Number and Expiry Date as inscribed on your debit card, and then enter your 4 digit PIN.

Click PAY once, the transaction has been completed and your GOtv account is credited, your viewing will be restored.

That is how easy it is to pay for Gotv online in Nigeria. For an equally helpful post on how to pay for your DSTV online in Nigeria, kindly visit this page.

You can also learn how to subscribe for your startimes bouquets here.

VTpass Presents: Terminal Agents Bumper Rewards

Terminal agents

Hello Terminal agents! Good news here:

You can now enter this competition to stand a chance of winning 25,000 Naira weekly in the VTpass Terminal agents bumper giveaways. For the month of September, we are giving away 100,000 Naira to 4 deserving terminal agents weekly. This giveaway is our token of thanks to all of our terminal agents who continue to help us achieve our goals as a company. So how does this work?

Terminal Agents Bumper Rewards: How Does it Work?

As already explained above, we are going to be giving away 25,000 Naira away every week to the overall winner and also we would be giving away consolation prizes to other runners up every week. So the question is how do you become the first position?

Terminal Agents Bumper Rewards: How Do You Win?

The only thing you need to do to stand a chance of winning is that you have to carry out a minimum of 50 transactions per week.

Do you think it’s difficult? Here’s the breakdown:
Carry out about 7 transactions every day for one week
that amounts to 49 transactions
Add one more transaction to it on any day
What do you have? 50 transactions!

Kindly note that the more transactions that you carry out, the better your chances of winning every week!

Don’t know how to get more customers for your terminal agent business? Read this post here to learn how to attract new customers.

How To Recharge Prepaid Electricity Meter Online

How To Recharge Prepaid Electricity Meter Online

How To Recharge Prepaid Electricity Meter Online

If you are still visiting ‘NEPA” office in order to recharge your prepaid electricity bill then you are obviously still living in the past. Not to worry, that’s not entirely a bad idea and you are probably not alone. A few of us stick to old ways because we prefer to do what has been working for us. However, a wise man once said that “if you don’t try new things, then you might never find out what you are missing”. Having said that, the fact that you are reading this post is a step in the right direction. This now means that you are willing to learn and learn you shall.

Let’s delve into how to recharge electricity meter online.

How To Recharge Prepaid Electricity Meter online: What Are Prepaid Electricity Meters?

A few years ago, the Nigerian government decided to combat cases of electricity price hike, energy theft, and corruption of the then PHCN staff by introducing prepaid electricity meters. Prepaid electricity meters work the same way a mobile phone works. You recharge it at the beginning of the month (or whenever your previous energy time was spent), then you will use it while you are charged for consumption. Please note that prepaid meters are radically different from postpaid in that while postpaid allows you to consume energy in advance, prepaid meters only serve you energy in arrears of you purchasing units.

Now that we know what prepaid electric meters, let’s go straight to you purchasing units to recharge the units.

How To Recharge Prepaid Electricity Meter online Using VTpass

VTpass is a bills payment platform where you can buy and pay for most utility bills and prepaid electricity meters are not left out. Here are the steps you would need to take.

  1. Visit
  2. Select “pay electricity bills” from the dropdown menu at the top left. Choose your energy provider and click go.
  3. Fill in the details and chose the “prepaid” option. Input your meter number (for a detailed post on how to find your meter number, go here) and submit.
  4. Input your payment details, submit and receive your token in your email in a matter of minutes.

That’s the easiest and dare we say the most convenient means of recharging your prepaid electricity meter online. Enjoy!




These days, there are generally more bad news than good news. But what you about to hear now is an absolute joy!:

Ibadan Electricity Distribution Company ( recharge and bills payment is now available on VTpass!


IBEDC is an electricity distribution company that serves four states namely Oyo, Ogun, Osun, and Kwara states.

  Their goal, as espoused by their website is to put their customers first and hold them as the fulcrum of their business.

IBEDC is also the largest provider of electricity in the country as they cover the four aforementioned states as well as some parts of Niger and Ekiti states


VTPass is a platform through which you can make convenient payment for your day to day services like Phone Airtime RechargeInternet Data bundle subscription, Cable TV subscription such as DTSVGOTV, Startimes, Electricity bills (PHCN) and many other services.  

How do I pay my IBEDC bill online?

You can pay your IBEDC bill online by following these simple steps:

Visit  or download our VTpass mobile app on Google Play Store.

Click on Electricity payment.

Select your Electricity area & Meter type.

Enter your correct Meter & Payment details.

Click Submit and get your Token instantly.


VTpass is a bill processing platform with a huge experience in the electricity bills payment platform

Your IBEDC token will be delivered to you promptly,

You can pay your IBEDC bill whether you are using a post-paid or prepaid meter

We have a 24-hours customer support system in case something goes wrong (but it won’t go wrong!)

You would like to know that we also you can also pay for your DSTV, Gotv and Startimes subscriptions as well as buy airtime and data on You can also buy your WAEC registration pins and result checker pin.

Reduce electricity bills at work and home

Do you spend so much on electricity and you often wonder why?

reduce electricity bills

Want to reduce your electricity bills at work and home?

Saving energy has been the dream of most Nigerians as those privileged to possess prepaid meters are only a few while the postpaid meter users seem to experience a constant hike in their energy prices.

We have, however, compiled a few energy-saving tips to help with your home and business so as to help you reduce electricity bills.

With proper management, anyone can bring down the cost by nearly 30%!

Tip One: Monitor Your Energy Consumption In Order to Reduce Electricity Bills

The first step for you to recognize opportunities for savings is to know and verify the amount of energy you are using. You can take the electricity meter reading at the same time daily or at intervals of 12 hours

Tip Two: Target Your biggest energy users

In order to improve efficiency, consumers need to identify the major energy user so as to focus on areas of energy that needs serving. Several options can be considered to achieve this, for instance, less efficient incandescent light bulbs can be replaced with LED’s and also air conditioners, water heaters and other major appliances can be switched off when not in use.

Tip Three: Watch out for Vampire appliances

You may wonder why we call them Vampire appliances, well these type of appliances still consume energy even when they are not in use hence its name. Appliances such as microwaves,  chargers, TVs, decoders and music systems all fall into this category, so it is advisable to switch the appliances not in use off to conserve energy.

For a full list of vampire appliances, read this post on Edison.

Tip Four: Get Everyone involved in the Energy-saving process

While human behavior can have a significant impact on your energy use, some people are energy conscious and always switch off appliances which aren’t in use, others may happily leave for work on a Monday morning with all the lights and air conditioners on.

It is, therefore, very important to communicate your energy efficiency targets to everyone so that they understand the role they can play in helping to achieve these targets. Give them regular feedback on energy use as recorded from the energy meter and let everyone know when targets are or aren’t being achieved.

Tip Five: Favour Energy-efficient Products in Procurement and Monitor Your Energy Use

While one may not be able to completely replace all energy-consuming light and appliances, it is important to plan and make budgets to include energy efficiency as a procurement consideration so that over time you are able to slowly phase out inefficient equipment.

It is also important to continuously monitor energy consumption even after achieving energy saving, as this will help you identify when/where problems arise so that you are always on top of your energy efficiency performance.

To pay your electricity bills comfortably, kindly visit this page.


The West African Examination Council (WAEC) has announced that the 2019 May/June WASSCE result has been released. And that means that many candidates of the said examinations will be actively looking for authentic places where they can buy WAEC result checker pin online in Nigeria.

If you fall into that category, then you have come to the right place. is a trusted place that you can buy your result checker pins as well as pay for WAEC examinations registration pin.

But before we delve into how to buy WAEC result checker pin online, lets answer the question for those of you who do not know:


The WAEC result checker pin is a unique 10-digit number that gives you access to your released results. If you are not indebted to the West African Examinations Council, then your authentic WAEC result checker should be able to fetch you your result.


This is a very simple task now all thanks to Just follow these few steps to get your result checker pins:

  1. Visit
  2. Follow the prompt and provide the required information
  3. You will be prompted to make a payment. Kindly make the payment
  4. You will get your WAEC result checker immediately.

Kindly note that you can make this transaction also on our mobile app for android. Kindly visit the Google Play store to download the application.

Now that you have purchased the pin, the next step will be to check the result proper. Hence the question the question will be; how do you check your result with the pin?


In this post, we have broke down the steps to checking your WAEC result thus:

1. Enter your 10-digit WAEC Examination Number. (This is your 7-Digit centre number followed by your 3-digit candidate number eg. 4123456789)

2. Enter the 4 digits of your Examination Year eg. 2018.

3. Select the Type of Examination.

4. Enter the Card Serial Number.

5. Enter the Personal Identification Number (PIN).

Click Submit and wait for the results window to come up

Third Party Auto Insurance In Nigeria: Buy Online

third party auto insurance

As the name suggests, a third-party insurance policy is one that covers another person due to the action of the owner of the insurance title. Third party auto insurance is radically different from a comprehensive insurance in that the insurance company only repairs or pay for the damage done on another road user’s property.

To put it in perspective, a third party insurance can only be invoked when you cause damage (either mechanically or bodily) to another person’s possession (either vehicle or life).

The limit for third party motor damage in Nigeria is one million Naira (1,000,000) however, one can increase the amount payable by increasing the payment of additional premium


For the next month, we are offering the 5,000 Naira auto insurance at an unbelievable slash price of 3,000 Naira. While we are offering the 7,500 Naira auto insurance at 5,000 Naira. Take advantage of this offer before it ends.


A number of Nigerians do not know the importance of a third party insurance policy. For most of us, we only get the policy because it is a document that Police Officers and Federal Road safety agents ask for when they hail our vehicles to a stop. But the truth is that a third party car insurance policy is a very important coverage.

To buy Auto insurance online in Nigeria, just click here

You would be prompted to input some details and then you will receive your documents which you can print and use ANYWHERE in Nigeria.


When you buy third party insurance, you only pay a paltry sum of 3000 Naira which is great!

You pay just 3,000 Naira, but if and when you damage a third party property, the insurance company covers you for up to one million Naira (1,000,00) which is a fantastic deal.


As we wrote in this article, the benefits of third party auto insurance are many and important. Some of them include but are not limited to:

1. Provision of Legal Cover and Financial Assistance.

2. Assurance of Peace of Mind

3. Provision of security

4.Availability of easy, Round the Clock Availability of Third Party Car Insurance

5. Availability of easy shift of burden.

Francis Ewherido in this post for The Guardian goes ahead to say “it (third party auto insurance) is a wonderful policy.

Because for just N5,000 premium, you transfer the unlimited liabilities for third party bodily injuries and death and limited third party property damage liabilities to your underwriter.

Check out the steps below to purchase Third Party Auto Insurance policy:


1) Visit

2) Select the Auto Insurance icon

3) Enter full information and payment details

4) Click Submit

Voila! Your third party auto insurance is ready!


How to attract customers as a terminal agent

So you have signed up as a terminal agent expecting to make good money but it has not quite happened for you yet?

I know that at this point, you are probably frustrated with the difficulty of getting people to patronise you as a terminal agent. Who will not be frustrated anyway? What’s the point of having a business if nobody is patronising you?

The rat race of getting customers for your terminal agent business can be frustrating but you can avoid it being a rat race by targeting a select  group of customers who are most likely to buy.

Attracting customers can be a herculean task for a any business, but with these few pointers we about to give you, you would be on your way to getting a good chunk of customers. Here are a few steps to take:

Know Your Business Inside and Out

This seems like an obvious thing to do but trust me, it is not. When trying to convince prospective customers to buy, explaining exactly what you want for them is the easiest way to get them interested in the brand. Therefore, the importance of you knowing your business through and through can not be overemphasized. For it is only when you know your business inside out that you will be able to explain it to a prospective customer.

Identify Your Ideal Client

Identifying your ideal client is an important step in getting customers through the door and running a sustainable business. As Brian Tracy says in this blog post for , The ability to find a customer, sell your product or service to that customer, and satisfy the customer so that he buys from you again should be the central focus of all entrepreneurial activity

Who do you think are more likely to buy from you? Your friends? Your classmates? Your family members? Whoever they are, you have to take the first step of identifying them, their habits, where they hang out and in this case, how they pay bills. This is your first step in attracting them because when you know them, then you can approach them.

Discover Where Your Customer Lives

After properly defining who your target customers are, the next step is to find out where they live. Well- not literally in many cases, but the idea is to know their needs and where to meet them at the point of that need.

When you do that, you are at a lot of advantage to convert them quickly.

Position Yourself as the Answer

Now that you know where your customers live and where to meet them at the point of their needs, you want to position yourself as the go-to person that will solve their problems. Take for instance a middle-aged Papa Nkechi who finds it difficult to pay his Gotv bills. He travels 100km to the community hub where he normally pays his Gotv bill. If you position yourself close to his neighbourhood, he will naturally be more than happy to patronise your business! So as you can see, positioning yourself as the answer to people’s problem comes with a lot of perks and trust me, people have a lot of problems with bill payments.

For more information on how to position yourself as the answer for prospective customers, read this post by WPengine on

Word of mouth works!

We are all a part of a community, and there is no better place to start promoting your terminal agent business than in your community. For one, your close community is possibly your strongest support system and they are always almost certainly within the proximity of your business.

More so, as Jacob McMillen puts it in this post for Yotpo, 92% of consumers will believe a recommendation from friends and family over ANY other type of advertising. Therefore, you can see the huge potential that your word of mouth advertising has for.

Go out today, call that friend, send a WhatsApp broadcast message and tell your community that you are open for business.

Follow Up

Many Nigerian businesses fail when it comes to following up their customers after they have made a purchase and that is a counterproductive action. We spend a lot of money and/or time to get new customers through the door and when they buy, we just abandon them even though it is a lot cheaper and more probable to get returning customers to buy/patronise us. This culture is more mind-blowing when you realise that, according to Kissmetrics, it’s nearly 7 times less expensive to retain an existing customer than to gain a new one.

So you can see that you don’t want that happening to you. You want to get as many returning customers as possible, and the best way to do that is by following them up. That customer that buys DSTV subscription from you monthly, you should probably keep a record of him and call him to remind him when his subscription is about to expire. The lady that normally recharges her IKEDC prepaid metre with you, you should reach out and ask her if she knows how to input the token on her meter. T

These are just a few ways of following up your customers. For a more detailed analysis, read this post on 25 Ways to Keep a Customer For Life by Amanet.

Be Trustworthy

There are times when customers will not be able to come down to your physical location in order to pay and they would probably transfer the money to you to help conduct the transaction. Helping them do the transaction in a timely and transparent fashion will engender trust in your customers and trust is an important ingredient that will help you business grow in the short and long term.

These a few pointers as to how you can keep attracting both new and returning customers to your business. One of the most important point to note here is that is while it is exciting and exhilarating to get new customers, it is even better to retain a returning customer as he or she is a lot easier to convert. Also, you have to start where you are and do what you can. Don’t wait until you have a thousand customers, start with word of mouth in your community and scale up as your business grows.

You are already partnering with a brand that has your best interest at heart, so why shouldn’t you succeed? Take advantage of our 24/7 customer support channels, competitive commission rates, and excellent service delivery to satisfy customer needs and power your business Good luck!